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Side-by-side financial comparison of AMES NATIONAL CORP (ATLO) and BANC OF CALIFORNIA, INC. (BANC). Click either name above to swap in a different company.
BANC OF CALIFORNIA, INC. is the larger business by last-quarter revenue ($286.9M vs $15.2M, roughly 18.8× AMES NATIONAL CORP). AMES NATIONAL CORP runs the higher net margin — 42.8% vs 25.1%, a 17.7% gap on every dollar of revenue. On growth, AMES NATIONAL CORP posted the faster year-over-year revenue change (25.7% vs 7.9%). Over the past eight quarters, BANC OF CALIFORNIA, INC.'s revenue compounded faster (462.3% CAGR vs 18.2%).
Ames National Corp is a U.S. financial holding company based in Iowa. It operates multiple community banking subsidiaries, offering retail and commercial financial services including deposit accounts, personal and business loans, mortgages, and wealth management, primarily serving consumers and SMEs across central Iowa.
BANC OF CALIFORNIA, INC.BANCEarnings & Financial Report
Banc of California is an American bank with 80 branches in California, as well as locations in Denver, Colorado, and Durham, North Carolina. The bank is headquartered in Los Angeles, California, with about 2,000 employees nationwide including in New York and Chicago. Banc of California offers a broad range of loan and deposit products and services, focusing on providing banking and treasury management services to small-, middle-market, and venture-backed businesses.
ATLO vs BANC — Head-to-Head
Income Statement — Q4 2025 vs Q1 2026
| Metric | | |
|---|---|---|
| Revenue | $15.2M | $286.9M |
| Net Profit | $6.5M | $72.0M |
| Gross Margin | — | — |
| Operating Margin | 54.3% | — |
| Net Margin | 42.8% | 25.1% |
| Revenue YoY | 25.7% | 7.9% |
| Net Profit YoY | 85.4% | 34.3% |
| EPS (diluted) | — | $0.39 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $286.9M | ||
| Q4 25 | $15.2M | $9.5M | ||
| Q3 25 | $14.0M | $9.8M | ||
| Q2 25 | $13.5M | $9.3M | ||
| Q1 25 | $12.9M | $10.2M | ||
| Q4 24 | $12.1M | $9.3M | ||
| Q3 24 | $11.1M | $9.1M | ||
| Q2 24 | $10.9M | $9.1M |
| Q1 26 | — | $72.0M | ||
| Q4 25 | $6.5M | $77.4M | ||
| Q3 25 | $4.6M | $69.6M | ||
| Q2 25 | $4.5M | $28.4M | ||
| Q1 25 | $3.4M | $53.6M | ||
| Q4 24 | $3.5M | $56.9M | ||
| Q3 24 | $2.2M | $8.8M | ||
| Q2 24 | $2.2M | $30.3M |
| Q1 26 | — | — | ||
| Q4 25 | 54.3% | — | ||
| Q3 25 | 40.7% | — | ||
| Q2 25 | 41.9% | — | ||
| Q1 25 | 32.8% | — | ||
| Q4 24 | 35.8% | — | ||
| Q3 24 | 23.6% | — | ||
| Q2 24 | 23.6% | — |
| Q1 26 | — | 25.1% | ||
| Q4 25 | 42.8% | 812.4% | ||
| Q3 25 | 32.5% | 712.8% | ||
| Q2 25 | 33.5% | 304.9% | ||
| Q1 25 | 26.7% | 525.6% | ||
| Q4 24 | 29.0% | 611.6% | ||
| Q3 24 | 20.0% | 97.0% | ||
| Q2 24 | 20.1% | 334.2% |
| Q1 26 | — | $0.39 | ||
| Q4 25 | — | $0.41 | ||
| Q3 25 | — | $0.38 | ||
| Q2 25 | — | $0.12 | ||
| Q1 25 | — | $0.26 | ||
| Q4 24 | — | $0.29 | ||
| Q3 24 | — | $-0.01 | ||
| Q2 24 | — | $0.12 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $126.8M | $2.2B |
| Total DebtLower is stronger | $18.4M | — |
| Stockholders' EquityBook value | $207.9M | $3.6B |
| Total Assets | $2.1B | $34.7B |
| Debt / EquityLower = less leverage | 0.09× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $2.2B | ||
| Q4 25 | $126.8M | — | ||
| Q3 25 | $108.2M | — | ||
| Q2 25 | $95.2M | — | ||
| Q1 25 | $163.4M | — | ||
| Q4 24 | $101.2M | — | ||
| Q3 24 | $59.0M | — | ||
| Q2 24 | $63.4M | — |
| Q1 26 | — | — | ||
| Q4 25 | $18.4M | $2.1B | ||
| Q3 25 | — | $2.0B | ||
| Q2 25 | — | $1.9B | ||
| Q1 25 | — | $1.7B | ||
| Q4 24 | $20.0M | $1.4B | ||
| Q3 24 | — | $1.6B | ||
| Q2 24 | — | $1.4B |
| Q1 26 | — | $3.6B | ||
| Q4 25 | $207.9M | $3.5B | ||
| Q3 25 | $200.6M | $3.5B | ||
| Q2 25 | $193.0M | $3.4B | ||
| Q1 25 | $183.1M | $3.5B | ||
| Q4 24 | $174.7M | $3.5B | ||
| Q3 24 | $183.4M | $3.5B | ||
| Q2 24 | $167.1M | $3.4B |
| Q1 26 | — | $34.7B | ||
| Q4 25 | $2.1B | $34.8B | ||
| Q3 25 | $2.1B | $34.0B | ||
| Q2 25 | $2.1B | $34.3B | ||
| Q1 25 | $2.2B | $33.8B | ||
| Q4 24 | $2.1B | $33.5B | ||
| Q3 24 | $2.1B | $33.4B | ||
| Q2 24 | $2.1B | $35.2B |
| Q1 26 | — | — | ||
| Q4 25 | 0.09× | 0.58× | ||
| Q3 25 | — | 0.58× | ||
| Q2 25 | — | 0.56× | ||
| Q1 25 | — | 0.47× | ||
| Q4 24 | 0.11× | 0.40× | ||
| Q3 24 | — | 0.46× | ||
| Q2 24 | — | 0.42× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $7.5M | — |
| Free Cash FlowOCF − Capex | $7.2M | — |
| FCF MarginFCF / Revenue | 47.4% | — |
| Capex IntensityCapex / Revenue | 1.5% | — |
| Cash ConversionOCF / Net Profit | 1.14× | — |
| TTM Free Cash FlowTrailing 4 quarters | $20.7M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $7.5M | $102.1M | ||
| Q3 25 | $2.8M | $75.7M | ||
| Q2 25 | $4.0M | $62.7M | ||
| Q1 25 | $7.1M | $15.1M | ||
| Q4 24 | $5.9M | $79.8M | ||
| Q3 24 | $3.1M | $46.9M | ||
| Q2 24 | $3.9M | $39.1M |
| Q1 26 | — | — | ||
| Q4 25 | $7.2M | $84.2M | ||
| Q3 25 | $2.6M | $75.5M | ||
| Q2 25 | $3.9M | $61.4M | ||
| Q1 25 | $6.9M | $13.6M | ||
| Q4 24 | $5.9M | $75.7M | ||
| Q3 24 | $3.0M | $44.6M | ||
| Q2 24 | $3.8M | $34.4M |
| Q1 26 | — | — | ||
| Q4 25 | 47.4% | 884.2% | ||
| Q3 25 | 18.9% | 772.9% | ||
| Q2 25 | 28.9% | 660.1% | ||
| Q1 25 | 53.6% | 133.4% | ||
| Q4 24 | 48.5% | 813.0% | ||
| Q3 24 | 27.4% | 492.2% | ||
| Q2 24 | 34.9% | 379.1% |
| Q1 26 | — | — | ||
| Q4 25 | 1.5% | 187.4% | ||
| Q3 25 | 0.7% | 1.9% | ||
| Q2 25 | 0.9% | 13.6% | ||
| Q1 25 | 1.5% | 15.0% | ||
| Q4 24 | 0.6% | 44.4% | ||
| Q3 24 | 0.6% | 25.1% | ||
| Q2 24 | 0.9% | 51.8% |
| Q1 26 | — | — | ||
| Q4 25 | 1.14× | 1.32× | ||
| Q3 25 | 0.60× | 1.09× | ||
| Q2 25 | 0.89× | 2.21× | ||
| Q1 25 | 2.07× | 0.28× | ||
| Q4 24 | 1.69× | 1.40× | ||
| Q3 24 | 1.40× | 5.34× | ||
| Q2 24 | 1.78× | 1.29× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
