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Side-by-side financial comparison of AMES NATIONAL CORP (ATLO) and Five Point Holdings, LLC (FPH). Click either name above to swap in a different company.

AMES NATIONAL CORP is the larger business by last-quarter revenue ($18.7M vs $13.6M, roughly 1.4× Five Point Holdings, LLC). AMES NATIONAL CORP runs the higher net margin — 34.9% vs -16.4%, a 51.3% gap on every dollar of revenue. On growth, AMES NATIONAL CORP posted the faster year-over-year revenue change (26.7% vs 3.2%). Over the past eight quarters, AMES NATIONAL CORP's revenue compounded faster (19.5% CAGR vs -48.5%).

Ames National Corp is a U.S. financial holding company based in Iowa. It operates multiple community banking subsidiaries, offering retail and commercial financial services including deposit accounts, personal and business loans, mortgages, and wealth management, primarily serving consumers and SMEs across central Iowa.

Five Point Holdings, LLC is a leading U.S. real estate development company that focuses on planning and constructing large-scale master-planned mixed-use communities in high-demand markets across California. Its projects integrate residential housing, commercial office spaces, retail outlets, public amenities and recreational facilities to build vibrant, sustainable living and working environments for local populations.

ATLO vs FPH — Head-to-Head

Bigger by revenue
ATLO
ATLO
1.4× larger
ATLO
$18.7M
$13.6M
FPH
Growing faster (revenue YoY)
ATLO
ATLO
+23.4% gap
ATLO
26.7%
3.2%
FPH
Higher net margin
ATLO
ATLO
51.3% more per $
ATLO
34.9%
-16.4%
FPH
Faster 2-yr revenue CAGR
ATLO
ATLO
Annualised
ATLO
19.5%
-48.5%
FPH

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
ATLO
ATLO
FPH
FPH
Revenue
$18.7M
$13.6M
Net Profit
$6.5M
$-2.2M
Gross Margin
Operating Margin
44.3%
-43.5%
Net Margin
34.9%
-16.4%
Revenue YoY
26.7%
3.2%
Net Profit YoY
85.4%
-109.6%
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ATLO
ATLO
FPH
FPH
Q1 26
$13.6M
Q4 25
$18.7M
$75.9M
Q3 25
$16.6M
$13.5M
Q2 25
$16.1M
$7.5M
Q1 25
$15.5M
$13.2M
Q4 24
$14.7M
$159.8M
Q3 24
$13.5M
$17.0M
Q2 24
$13.5M
$51.2M
Net Profit
ATLO
ATLO
FPH
FPH
Q1 26
$-2.2M
Q4 25
$6.5M
$58.7M
Q3 25
$4.6M
$21.1M
Q2 25
$4.5M
$3.3M
Q1 25
$3.4M
$23.3M
Q4 24
$3.5M
$121.0M
Q3 24
$2.2M
$4.8M
Q2 24
$2.2M
$14.7M
Operating Margin
ATLO
ATLO
FPH
FPH
Q1 26
-43.5%
Q4 25
44.3%
89.0%
Q3 25
34.5%
Q2 25
35.0%
Q1 25
27.4%
Q4 24
29.4%
87.5%
Q3 24
19.4%
83.6%
Q2 24
19.0%
86.1%
Net Margin
ATLO
ATLO
FPH
FPH
Q1 26
-16.4%
Q4 25
34.9%
77.3%
Q3 25
27.5%
156.2%
Q2 25
28.0%
44.4%
Q1 25
22.3%
177.0%
Q4 24
23.8%
75.7%
Q3 24
16.4%
28.0%
Q2 24
16.2%
28.8%

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ATLO
ATLO
FPH
FPH
Cash + ST InvestmentsLiquidity on hand
$126.8M
$332.6M
Total DebtLower is stronger
$18.4M
Stockholders' EquityBook value
$207.9M
$2.3B
Total Assets
$2.1B
$3.2B
Debt / EquityLower = less leverage
0.09×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ATLO
ATLO
FPH
FPH
Q1 26
$332.6M
Q4 25
$126.8M
$425.5M
Q3 25
$108.2M
$351.1M
Q2 25
$95.2M
$456.6M
Q1 25
$163.4M
$528.3M
Q4 24
$101.2M
$430.9M
Q3 24
$59.0M
$224.5M
Q2 24
$63.4M
$217.4M
Total Debt
ATLO
ATLO
FPH
FPH
Q1 26
Q4 25
$18.4M
Q3 25
Q2 25
Q1 25
Q4 24
$20.0M
Q3 24
Q2 24
Stockholders' Equity
ATLO
ATLO
FPH
FPH
Q1 26
$2.3B
Q4 25
$207.9M
$2.3B
Q3 25
$200.6M
$2.3B
Q2 25
$193.0M
$2.2B
Q1 25
$183.1M
$2.2B
Q4 24
$174.7M
$2.2B
Q3 24
$183.4M
$2.0B
Q2 24
$167.1M
$2.0B
Total Assets
ATLO
ATLO
FPH
FPH
Q1 26
$3.2B
Q4 25
$2.1B
$3.2B
Q3 25
$2.1B
$3.2B
Q2 25
$2.1B
$3.2B
Q1 25
$2.2B
$3.2B
Q4 24
$2.1B
$3.1B
Q3 24
$2.1B
$2.9B
Q2 24
$2.1B
$2.9B
Debt / Equity
ATLO
ATLO
FPH
FPH
Q1 26
Q4 25
0.09×
Q3 25
Q2 25
Q1 25
Q4 24
0.11×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ATLO
ATLO
FPH
FPH
Operating Cash FlowLast quarter
$21.3M
$-44.5M
Free Cash FlowOCF − Capex
$20.7M
FCF MarginFCF / Revenue
110.8%
Capex IntensityCapex / Revenue
3.4%
0.0%
Cash ConversionOCF / Net Profit
3.28×
TTM Free Cash FlowTrailing 4 quarters
$34.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ATLO
ATLO
FPH
FPH
Q1 26
$-44.5M
Q4 25
$21.3M
$105.2M
Q3 25
$2.8M
$40.4M
Q2 25
$4.0M
$-71.6M
Q1 25
$7.1M
$56.7M
Q4 24
$14.3M
$116.0M
Q3 24
$3.1M
$-18.0M
Q2 24
$3.9M
$-23.2M
Free Cash Flow
ATLO
ATLO
FPH
FPH
Q1 26
Q4 25
$20.7M
$105.0M
Q3 25
$2.6M
Q2 25
$3.9M
$-71.7M
Q1 25
$6.9M
$56.7M
Q4 24
$14.0M
$115.2M
Q3 24
$3.0M
$-18.2M
Q2 24
$3.8M
$-23.6M
FCF Margin
ATLO
ATLO
FPH
FPH
Q1 26
Q4 25
110.8%
138.4%
Q3 25
16.0%
Q2 25
24.2%
-959.3%
Q1 25
44.8%
430.9%
Q4 24
94.9%
72.1%
Q3 24
22.5%
-106.9%
Q2 24
28.1%
-46.1%
Capex Intensity
ATLO
ATLO
FPH
FPH
Q1 26
0.0%
Q4 25
3.4%
0.3%
Q3 25
0.6%
0.0%
Q2 25
0.7%
0.8%
Q1 25
1.3%
0.3%
Q4 24
2.0%
0.5%
Q3 24
0.5%
1.3%
Q2 24
0.7%
0.7%
Cash Conversion
ATLO
ATLO
FPH
FPH
Q1 26
Q4 25
3.28×
1.79×
Q3 25
0.60×
1.92×
Q2 25
0.89×
-21.58×
Q1 25
2.07×
2.44×
Q4 24
4.07×
0.96×
Q3 24
1.40×
-3.77×
Q2 24
1.78×
-1.58×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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