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Side-by-side financial comparison of AMES NATIONAL CORP (ATLO) and Perfect Moment Ltd. (PMNT). Click either name above to swap in a different company.

AMES NATIONAL CORP is the larger business by last-quarter revenue ($18.7M vs $11.7M, roughly 1.6× Perfect Moment Ltd.). AMES NATIONAL CORP runs the higher net margin — 34.9% vs 0.8%, a 34.1% gap on every dollar of revenue. On growth, AMES NATIONAL CORP posted the faster year-over-year revenue change (26.7% vs 0.8%). AMES NATIONAL CORP produced more free cash flow last quarter ($20.7M vs $2.2M).

Ames National Corp is a U.S. financial holding company based in Iowa. It operates multiple community banking subsidiaries, offering retail and commercial financial services including deposit accounts, personal and business loans, mortgages, and wealth management, primarily serving consumers and SMEs across central Iowa.

Perfect Moment Ltd is a premium lifestyle and outdoor apparel brand specializing in high-performance, fashionable winter sports gear including ski wear, activewear, and supporting accessories. It serves luxury outdoor and winter sports consumer groups, with sales networks covering core markets in North America, Europe, and the Asia Pacific region.

ATLO vs PMNT — Head-to-Head

Bigger by revenue
ATLO
ATLO
1.6× larger
ATLO
$18.7M
$11.7M
PMNT
Growing faster (revenue YoY)
ATLO
ATLO
+25.9% gap
ATLO
26.7%
0.8%
PMNT
Higher net margin
ATLO
ATLO
34.1% more per $
ATLO
34.9%
0.8%
PMNT
More free cash flow
ATLO
ATLO
$18.5M more FCF
ATLO
$20.7M
$2.2M
PMNT

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
ATLO
ATLO
PMNT
PMNT
Revenue
$18.7M
$11.7M
Net Profit
$6.5M
$93.0K
Gross Margin
64.4%
Operating Margin
44.3%
5.0%
Net Margin
34.9%
0.8%
Revenue YoY
26.7%
0.8%
Net Profit YoY
85.4%
103.7%
EPS (diluted)
$0.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ATLO
ATLO
PMNT
PMNT
Q4 25
$18.7M
$11.7M
Q3 25
$16.6M
$4.8M
Q2 25
$16.1M
$1.5M
Q1 25
$15.5M
$5.0M
Q4 24
$14.7M
$11.7M
Q3 24
$13.5M
$3.8M
Q2 24
$13.5M
Q1 24
$13.1M
Net Profit
ATLO
ATLO
PMNT
PMNT
Q4 25
$6.5M
$93.0K
Q3 25
$4.6M
$-1.8M
Q2 25
$4.5M
$-3.8M
Q1 25
$3.4M
$-7.3M
Q4 24
$3.5M
$-2.5M
Q3 24
$2.2M
$-2.7M
Q2 24
$2.2M
Q1 24
$2.3M
Gross Margin
ATLO
ATLO
PMNT
PMNT
Q4 25
64.4%
Q3 25
60.1%
Q2 25
60.4%
Q1 25
32.0%
Q4 24
54.8%
Q3 24
54.0%
Q2 24
Q1 24
Operating Margin
ATLO
ATLO
PMNT
PMNT
Q4 25
44.3%
5.0%
Q3 25
34.5%
-23.9%
Q2 25
35.0%
-207.5%
Q1 25
27.4%
-130.1%
Q4 24
29.4%
-11.1%
Q3 24
19.4%
-66.7%
Q2 24
19.0%
Q1 24
20.8%
Net Margin
ATLO
ATLO
PMNT
PMNT
Q4 25
34.9%
0.8%
Q3 25
27.5%
-38.6%
Q2 25
28.0%
-259.4%
Q1 25
22.3%
-145.5%
Q4 24
23.8%
-21.3%
Q3 24
16.4%
-71.6%
Q2 24
16.2%
Q1 24
17.6%
EPS (diluted)
ATLO
ATLO
PMNT
PMNT
Q4 25
$0.00
Q3 25
$-0.06
Q2 25
$-0.21
Q1 25
$-0.45
Q4 24
$-0.15
Q3 24
$-0.17
Q2 24
Q1 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ATLO
ATLO
PMNT
PMNT
Cash + ST InvestmentsLiquidity on hand
$126.8M
$1.6M
Total DebtLower is stronger
$18.4M
Stockholders' EquityBook value
$207.9M
$1.1M
Total Assets
$2.1B
$13.8M
Debt / EquityLower = less leverage
0.09×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ATLO
ATLO
PMNT
PMNT
Q4 25
$126.8M
$1.6M
Q3 25
$108.2M
$393.0K
Q2 25
$95.2M
$3.0M
Q1 25
$163.4M
$6.2M
Q4 24
$101.2M
$2.8M
Q3 24
$59.0M
$725.0K
Q2 24
$63.4M
Q1 24
$111.4M
Total Debt
ATLO
ATLO
PMNT
PMNT
Q4 25
$18.4M
Q3 25
Q2 25
Q1 25
Q4 24
$20.0M
$1.9M
Q3 24
$1.8M
Q2 24
Q1 24
Stockholders' Equity
ATLO
ATLO
PMNT
PMNT
Q4 25
$207.9M
$1.1M
Q3 25
$200.6M
$981.0K
Q2 25
$193.0M
$987.0K
Q1 25
$183.1M
$1.9M
Q4 24
$174.7M
$907.0K
Q3 24
$183.4M
$2.7M
Q2 24
$167.1M
Q1 24
$165.5M
Total Assets
ATLO
ATLO
PMNT
PMNT
Q4 25
$2.1B
$13.8M
Q3 25
$2.1B
$15.0M
Q2 25
$2.1B
$8.3M
Q1 25
$2.2B
$13.3M
Q4 24
$2.1B
$13.2M
Q3 24
$2.1B
$13.3M
Q2 24
$2.1B
Q1 24
$2.2B
Debt / Equity
ATLO
ATLO
PMNT
PMNT
Q4 25
0.09×
Q3 25
Q2 25
Q1 25
Q4 24
0.11×
2.11×
Q3 24
0.67×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ATLO
ATLO
PMNT
PMNT
Operating Cash FlowLast quarter
$21.3M
$2.3M
Free Cash FlowOCF − Capex
$20.7M
$2.2M
FCF MarginFCF / Revenue
110.8%
19.1%
Capex IntensityCapex / Revenue
3.4%
0.3%
Cash ConversionOCF / Net Profit
3.28×
24.26×
TTM Free Cash FlowTrailing 4 quarters
$34.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ATLO
ATLO
PMNT
PMNT
Q4 25
$21.3M
$2.3M
Q3 25
$2.8M
$-7.2M
Q2 25
$4.0M
$-3.9M
Q1 25
$7.1M
$-1.1M
Q4 24
$14.3M
$-1.0M
Q3 24
$3.1M
$-3.9M
Q2 24
$3.9M
Q1 24
$1.4M
Free Cash Flow
ATLO
ATLO
PMNT
PMNT
Q4 25
$20.7M
$2.2M
Q3 25
$2.6M
Q2 25
$3.9M
Q1 25
$6.9M
$-1.1M
Q4 24
$14.0M
$-1.2M
Q3 24
$3.0M
$-3.9M
Q2 24
$3.8M
Q1 24
$1.3M
FCF Margin
ATLO
ATLO
PMNT
PMNT
Q4 25
110.8%
19.1%
Q3 25
16.0%
Q2 25
24.2%
Q1 25
44.8%
-21.8%
Q4 24
94.9%
-10.6%
Q3 24
22.5%
-101.5%
Q2 24
28.1%
Q1 24
10.0%
Capex Intensity
ATLO
ATLO
PMNT
PMNT
Q4 25
3.4%
0.3%
Q3 25
0.6%
Q2 25
0.7%
Q1 25
1.3%
0.3%
Q4 24
2.0%
1.6%
Q3 24
0.5%
1.0%
Q2 24
0.7%
Q1 24
0.5%
Cash Conversion
ATLO
ATLO
PMNT
PMNT
Q4 25
3.28×
24.26×
Q3 25
0.60×
Q2 25
0.89×
Q1 25
2.07×
Q4 24
4.07×
Q3 24
1.40×
Q2 24
1.78×
Q1 24
0.59×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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