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Side-by-side financial comparison of AUBURN NATIONAL BANCORPORATION, INC (AUBN) and SWK Holdings Corp (SWKH). Click either name above to swap in a different company.
SWK Holdings Corp is the larger business by last-quarter revenue ($8.7M vs $8.5M, roughly 1.0× AUBURN NATIONAL BANCORPORATION, INC). On growth, AUBURN NATIONAL BANCORPORATION, INC posted the faster year-over-year revenue change (8.4% vs -29.7%). SWK Holdings Corp produced more free cash flow last quarter ($26.8M vs $10.9M). Over the past eight quarters, AUBURN NATIONAL BANCORPORATION, INC's revenue compounded faster (5.9% CAGR vs -12.5%).
Auburn Bank is an American community bank providing services in the East of Alabama as a state registered bank. The Bank offers financial products and services including checking, savings, and lending. The bank is a member of the Federal Home Loan Bank of Atlanta. Its operation is regulated by the Alabama Superintendent of Banks.
SWK Holdings Corp is a specialty finance firm focused on the healthcare and life sciences sectors. It provides tailored financing solutions including royalty monetization, structured debt, and asset-backed lending to biotech, pharmaceutical, medical device and diagnostic companies, with its core market centered in North America.
AUBN vs SWKH — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $8.5M | $8.7M |
| Net Profit | $1.7M | $-19.4M |
| Gross Margin | — | — |
| Operating Margin | 25.1% | 9.9% |
| Net Margin | 19.7% | — |
| Revenue YoY | 8.4% | -29.7% |
| Net Profit YoY | 6.7% | -430.2% |
| EPS (diluted) | — | $-1.59 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $8.5M | $8.7M | ||
| Q3 25 | $8.4M | $10.9M | ||
| Q2 25 | $8.1M | $10.1M | ||
| Q1 25 | $7.8M | $11.8M | ||
| Q4 24 | $7.8M | $12.4M | ||
| Q3 24 | $7.6M | $10.4M | ||
| Q2 24 | $7.6M | $10.8M | ||
| Q1 24 | $7.5M | $11.4M |
| Q4 25 | $1.7M | $-19.4M | ||
| Q3 25 | $2.2M | $8.8M | ||
| Q2 25 | $1.8M | $3.5M | ||
| Q1 25 | $1.5M | $4.5M | ||
| Q4 24 | $1.6M | $5.9M | ||
| Q3 24 | $1.7M | $3.5M | ||
| Q2 24 | $1.7M | $3.7M | ||
| Q1 24 | $1.4M | $468.0K |
| Q4 25 | 25.1% | 9.9% | ||
| Q3 25 | 33.9% | 61.3% | ||
| Q2 25 | 28.5% | 46.1% | ||
| Q1 25 | 24.7% | 68.6% | ||
| Q4 24 | 30.6% | 44.7% | ||
| Q3 24 | 29.6% | 39.2% | ||
| Q2 24 | 29.0% | 8.3% | ||
| Q1 24 | 20.3% | 9.5% |
| Q4 25 | 19.7% | — | ||
| Q3 25 | 26.5% | 80.7% | ||
| Q2 25 | 22.5% | 35.2% | ||
| Q1 25 | 19.6% | 38.4% | ||
| Q4 24 | 20.0% | 47.5% | ||
| Q3 24 | 22.7% | 33.3% | ||
| Q2 24 | 22.8% | 33.9% | ||
| Q1 24 | 18.2% | 4.1% |
| Q4 25 | — | $-1.59 | ||
| Q3 25 | $0.64 | $0.72 | ||
| Q2 25 | — | $0.29 | ||
| Q1 25 | — | $0.37 | ||
| Q4 24 | — | $0.47 | ||
| Q3 24 | $0.50 | $0.28 | ||
| Q2 24 | — | $0.30 | ||
| Q1 24 | — | $0.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $42.8M |
| Total DebtLower is stronger | — | $33.0M |
| Stockholders' EquityBook value | $92.1M | $235.1M |
| Total Assets | $1.0B | $272.4M |
| Debt / EquityLower = less leverage | — | 0.14× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $42.8M | ||
| Q3 25 | — | $10.2M | ||
| Q2 25 | — | $8.0M | ||
| Q1 25 | — | $29.8M | ||
| Q4 24 | — | $5.9M | ||
| Q3 24 | — | $17.2M | ||
| Q2 24 | — | $5.5M | ||
| Q1 24 | — | $5.5M |
| Q4 25 | — | $33.0M | ||
| Q3 25 | — | $33.0M | ||
| Q2 25 | — | $33.0M | ||
| Q1 25 | — | $33.0M | ||
| Q4 24 | — | $33.0M | ||
| Q3 24 | — | $33.0M | ||
| Q2 24 | — | $33.0M | ||
| Q1 24 | — | $33.0M |
| Q4 25 | $92.1M | $235.1M | ||
| Q3 25 | $89.6M | $254.2M | ||
| Q2 25 | $86.1M | $246.5M | ||
| Q1 25 | $83.1M | $292.7M | ||
| Q4 24 | $78.3M | $288.7M | ||
| Q3 24 | $84.3M | $283.4M | ||
| Q2 24 | $75.2M | $282.8M | ||
| Q1 24 | $74.5M | $279.9M |
| Q4 25 | $1.0B | $272.4M | ||
| Q3 25 | $1.0B | $289.4M | ||
| Q2 25 | $1.0B | $285.7M | ||
| Q1 25 | $996.8M | $331.3M | ||
| Q4 24 | $977.3M | $332.2M | ||
| Q3 24 | $990.1M | $321.3M | ||
| Q2 24 | $1.0B | $321.0M | ||
| Q1 24 | $979.0M | $322.0M |
| Q4 25 | — | 0.14× | ||
| Q3 25 | — | 0.13× | ||
| Q2 25 | — | 0.13× | ||
| Q1 25 | — | 0.11× | ||
| Q4 24 | — | 0.11× | ||
| Q3 24 | — | 0.12× | ||
| Q2 24 | — | 0.12× | ||
| Q1 24 | — | 0.12× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $12.3M | $27.3M |
| Free Cash FlowOCF − Capex | $10.9M | $26.8M |
| FCF MarginFCF / Revenue | 128.3% | 308.1% |
| Capex IntensityCapex / Revenue | 17.5% | 5.9% |
| Cash ConversionOCF / Net Profit | 7.42× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $43.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $12.3M | $27.3M | ||
| Q3 25 | $4.1M | $906.0K | ||
| Q2 25 | $2.1M | $7.8M | ||
| Q1 25 | $2.6M | $8.3M | ||
| Q4 24 | $10.8M | $23.0M | ||
| Q3 24 | $1.9M | $6.3M | ||
| Q2 24 | $3.1M | $5.4M | ||
| Q1 24 | $3.1M | $4.4M |
| Q4 25 | $10.9M | $26.8M | ||
| Q3 25 | — | $557.0K | ||
| Q2 25 | — | $7.7M | ||
| Q1 25 | — | $8.2M | ||
| Q4 24 | $8.7M | $22.9M | ||
| Q3 24 | — | $6.3M | ||
| Q2 24 | — | $5.4M | ||
| Q1 24 | — | — |
| Q4 25 | 128.3% | 308.1% | ||
| Q3 25 | — | 5.1% | ||
| Q2 25 | — | 77.0% | ||
| Q1 25 | — | 69.1% | ||
| Q4 24 | 111.6% | 185.3% | ||
| Q3 24 | — | 60.4% | ||
| Q2 24 | — | 49.7% | ||
| Q1 24 | — | — |
| Q4 25 | 17.5% | 5.9% | ||
| Q3 25 | — | 3.2% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | 26.7% | 1.1% | ||
| Q3 24 | — | 0.3% | ||
| Q2 24 | — | 0.2% | ||
| Q1 24 | — | 0.0% |
| Q4 25 | 7.42× | — | ||
| Q3 25 | 1.83× | 0.10× | ||
| Q2 25 | 1.17× | 2.21× | ||
| Q1 25 | 1.72× | 1.82× | ||
| Q4 24 | 6.93× | 3.93× | ||
| Q3 24 | 1.08× | 1.82× | ||
| Q2 24 | 1.76× | 1.47× | ||
| Q1 24 | 2.25× | 9.47× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AUBN
Segment breakdown not available.
SWKH
| Finance Receivables Segment | $8.4M | 96% |
| Other | $329.0K | 4% |
