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Side-by-side financial comparison of AUBURN NATIONAL BANCORPORATION, INC (AUBN) and Velo3D, Inc. (VELO). Click either name above to swap in a different company.
Velo3D, Inc. is the larger business by last-quarter revenue ($9.4M vs $8.5M, roughly 1.1× AUBURN NATIONAL BANCORPORATION, INC). AUBURN NATIONAL BANCORPORATION, INC runs the higher net margin — 19.7% vs -231.9%, a 251.6% gap on every dollar of revenue. On growth, AUBURN NATIONAL BANCORPORATION, INC posted the faster year-over-year revenue change (8.4% vs -25.2%). AUBURN NATIONAL BANCORPORATION, INC produced more free cash flow last quarter ($10.9M vs $-8.3M). Over the past eight quarters, AUBURN NATIONAL BANCORPORATION, INC's revenue compounded faster (5.9% CAGR vs -1.8%).
Auburn Bank is an American community bank providing services in the East of Alabama as a state registered bank. The Bank offers financial products and services including checking, savings, and lending. The bank is a member of the Federal Home Loan Bank of Atlanta. Its operation is regulated by the Alabama Superintendent of Banks.
Velo3D, Inc. develops and sells advanced end-to-end metal additive manufacturing (3D printing) solutions, comprising industrial-grade printers, specialized processing software, and high-performance metal materials. It primarily serves global aerospace, defense, energy, semiconductor and industrial manufacturing markets, enabling customers to produce complex, high-precision metal parts that are difficult to manufacture with traditional methods.
AUBN vs VELO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $8.5M | $9.4M |
| Net Profit | $1.7M | $-21.9M |
| Gross Margin | — | -73.6% |
| Operating Margin | 25.1% | -231.0% |
| Net Margin | 19.7% | -231.9% |
| Revenue YoY | 8.4% | -25.2% |
| Net Profit YoY | 6.7% | -2.9% |
| EPS (diluted) | — | $-0.87 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $8.5M | $9.4M | ||
| Q3 25 | $8.4M | $13.6M | ||
| Q2 25 | $8.1M | $13.6M | ||
| Q1 25 | $7.8M | $9.3M | ||
| Q4 24 | $7.8M | $12.6M | ||
| Q3 24 | $7.6M | $8.2M | ||
| Q2 24 | $7.6M | $10.3M | ||
| Q1 24 | $7.5M | $9.8M |
| Q4 25 | $1.7M | $-21.9M | ||
| Q3 25 | $2.2M | $-11.2M | ||
| Q2 25 | $1.8M | $-13.3M | ||
| Q1 25 | $1.5M | $-25.0M | ||
| Q4 24 | $1.6M | $-21.3M | ||
| Q3 24 | $1.7M | $-21.9M | ||
| Q2 24 | $1.7M | $935.0K | ||
| Q1 24 | $1.4M | $-27.5M |
| Q4 25 | — | -73.6% | ||
| Q3 25 | — | 3.2% | ||
| Q2 25 | — | -11.7% | ||
| Q1 25 | — | 7.5% | ||
| Q4 24 | — | -3.5% | ||
| Q3 24 | — | 49.4% | ||
| Q2 24 | — | -28.0% | ||
| Q1 24 | — | -28.8% |
| Q4 25 | 25.1% | -231.0% | ||
| Q3 25 | 33.9% | -73.3% | ||
| Q2 25 | 28.5% | -85.4% | ||
| Q1 25 | 24.7% | -123.6% | ||
| Q4 24 | 30.6% | -167.0% | ||
| Q3 24 | 29.6% | -213.8% | ||
| Q2 24 | 29.0% | -187.7% | ||
| Q1 24 | 20.3% | -211.1% |
| Q4 25 | 19.7% | -231.9% | ||
| Q3 25 | 26.5% | -82.0% | ||
| Q2 25 | 22.5% | -97.7% | ||
| Q1 25 | 19.6% | -268.4% | ||
| Q4 24 | 20.0% | -168.5% | ||
| Q3 24 | 22.7% | -265.3% | ||
| Q2 24 | 22.8% | 9.0% | ||
| Q1 24 | 18.2% | -281.2% |
| Q4 25 | — | $-0.87 | ||
| Q3 25 | $0.64 | $-0.65 | ||
| Q2 25 | — | $-0.94 | ||
| Q1 25 | — | $-1.87 | ||
| Q4 24 | — | $7.06 | ||
| Q3 24 | $0.50 | $-35.52 | ||
| Q2 24 | — | $1.65 | ||
| Q1 24 | — | $-55.51 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $39.0M |
| Total DebtLower is stronger | — | $31.0M |
| Stockholders' EquityBook value | $92.1M | $38.2M |
| Total Assets | $1.0B | $105.3M |
| Debt / EquityLower = less leverage | — | 0.81× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $39.0M | ||
| Q3 25 | — | $11.8M | ||
| Q2 25 | — | $854.0K | ||
| Q1 25 | — | $3.9M | ||
| Q4 24 | — | $1.2M | ||
| Q3 24 | — | $1.6M | ||
| Q2 24 | — | $3.2M | ||
| Q1 24 | — | $10.9M |
| Q4 25 | — | $31.0M | ||
| Q3 25 | — | $23.0M | ||
| Q2 25 | — | $22.5M | ||
| Q1 25 | — | $21.7M | ||
| Q4 24 | — | $5.7M | ||
| Q3 24 | — | $32.3M | ||
| Q2 24 | — | $33.5M | ||
| Q1 24 | — | $44.0M |
| Q4 25 | $92.1M | $38.2M | ||
| Q3 25 | $89.6M | $29.9M | ||
| Q2 25 | $86.1M | $21.4M | ||
| Q1 25 | $83.1M | $32.8M | ||
| Q4 24 | $78.3M | $39.7M | ||
| Q3 24 | $84.3M | $34.4M | ||
| Q2 24 | $75.2M | $52.1M | ||
| Q1 24 | $74.5M | $45.5M |
| Q4 25 | $1.0B | $105.3M | ||
| Q3 25 | $1.0B | $93.7M | ||
| Q2 25 | $1.0B | $78.4M | ||
| Q1 25 | $996.8M | $91.3M | ||
| Q4 24 | $977.3M | $89.2M | ||
| Q3 24 | $990.1M | $110.8M | ||
| Q2 24 | $1.0B | $116.7M | ||
| Q1 24 | $979.0M | $136.1M |
| Q4 25 | — | 0.81× | ||
| Q3 25 | — | 0.77× | ||
| Q2 25 | — | 1.05× | ||
| Q1 25 | — | 0.66× | ||
| Q4 24 | — | 0.14× | ||
| Q3 24 | — | 0.94× | ||
| Q2 24 | — | 0.64× | ||
| Q1 24 | — | 0.97× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $12.3M | $-7.7M |
| Free Cash FlowOCF − Capex | $10.9M | $-8.3M |
| FCF MarginFCF / Revenue | 128.3% | -88.3% |
| Capex IntensityCapex / Revenue | 17.5% | 6.4% |
| Cash ConversionOCF / Net Profit | 7.42× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $12.3M | $-7.7M | ||
| Q3 25 | $4.1M | $-6.0M | ||
| Q2 25 | $2.1M | $-1.2M | ||
| Q1 25 | $2.6M | $-12.3M | ||
| Q4 24 | $10.8M | $-2.2M | ||
| Q3 24 | $1.9M | $-2.0M | ||
| Q2 24 | $3.1M | $-8.0M | ||
| Q1 24 | $3.1M | $-20.5M |
| Q4 25 | $10.9M | $-8.3M | ||
| Q3 25 | — | $-6.3M | ||
| Q2 25 | — | $-3.0M | ||
| Q1 25 | — | — | ||
| Q4 24 | $8.7M | $-2.2M | ||
| Q3 24 | — | $-2.0M | ||
| Q2 24 | — | $-8.0M | ||
| Q1 24 | — | $-20.5M |
| Q4 25 | 128.3% | -88.3% | ||
| Q3 25 | — | -46.5% | ||
| Q2 25 | — | -22.2% | ||
| Q1 25 | — | — | ||
| Q4 24 | 111.6% | -17.7% | ||
| Q3 24 | — | -24.2% | ||
| Q2 24 | — | -77.1% | ||
| Q1 24 | — | -209.8% |
| Q4 25 | 17.5% | 6.4% | ||
| Q3 25 | — | 2.3% | ||
| Q2 25 | — | 13.3% | ||
| Q1 25 | — | 0.0% | ||
| Q4 24 | 26.7% | 0.2% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.0% | ||
| Q1 24 | — | 0.1% |
| Q4 25 | 7.42× | — | ||
| Q3 25 | 1.83× | — | ||
| Q2 25 | 1.17× | — | ||
| Q1 25 | 1.72× | — | ||
| Q4 24 | 6.93× | — | ||
| Q3 24 | 1.08× | — | ||
| Q2 24 | 1.76× | -8.52× | ||
| Q1 24 | 2.25× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
