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Side-by-side financial comparison of AVISTA CORP (AVA) and FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG). Click either name above to swap in a different company.

AVISTA CORP is the larger business by last-quarter revenue ($533.0M vs $498.0M, roughly 1.1× FLAGSTAR BANK, NATIONAL ASSOCIATION). AVISTA CORP runs the higher net margin — 13.3% vs 4.2%, a 9.1% gap on every dollar of revenue. On growth, FLAGSTAR BANK, NATIONAL ASSOCIATION posted the faster year-over-year revenue change (1.6% vs 0.0%). Over the past eight quarters, AVISTA CORP's revenue compounded faster (-6.5% CAGR vs -18.0%).

Avista Corporation is an American energy company which generates and transmits electricity and distributes natural gas to residential, commercial, and industrial customers. Approximately 1,550 employees provide electricity, natural gas, and other energy services to 359,000 electric and 320,000 natural gas customers in three western states. The service territory covers 30,000 square miles (78,000 km2) in eastern Washington, northern Idaho, and parts of southern and eastern Oregon, with a popul...

Flagstar Bank was an American commercial bank headquartered in Troy, Michigan. The bank was founded in 1987 and operated as a consumer and commercial bank, mortgage lender, and offered financial services. Flagstar Bancorp, Inc. was acquired by New York Community Bancorp, Inc. on December 1, 2022. New York Community Bancorp subsequently rebranded all of its branches under the Flagstar name and changed its name to Flagstar Financial in 2024. In a corporate restructuring in 2025 Flagstar Financi...

AVA vs FLG — Head-to-Head

Bigger by revenue
AVA
AVA
1.1× larger
AVA
$533.0M
$498.0M
FLG
Growing faster (revenue YoY)
FLG
FLG
+1.6% gap
FLG
1.6%
0.0%
AVA
Higher net margin
AVA
AVA
9.1% more per $
AVA
13.3%
4.2%
FLG
Faster 2-yr revenue CAGR
AVA
AVA
Annualised
AVA
-6.5%
-18.0%
FLG

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
AVA
AVA
FLG
FLG
Revenue
$533.0M
$498.0M
Net Profit
$71.0M
$21.0M
Gross Margin
Operating Margin
21.0%
11.4%
Net Margin
13.3%
4.2%
Revenue YoY
0.0%
1.6%
Net Profit YoY
5.7%
-38.1%
EPS (diluted)
$0.87
$0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVA
AVA
FLG
FLG
Q1 26
$498.0M
Q4 25
$533.0M
Q3 25
$403.0M
$425.0M
Q2 25
$411.0M
$419.0M
Q1 25
$617.0M
Q4 24
$532.8M
$461.0M
Q3 24
$393.7M
$510.0M
Q2 24
$402.1M
$557.0M
Net Profit
AVA
AVA
FLG
FLG
Q1 26
$21.0M
Q4 25
$71.0M
Q3 25
$29.0M
$-36.0M
Q2 25
$14.0M
$-70.0M
Q1 25
$79.0M
Q4 24
$67.2M
$-188.0M
Q3 24
$18.5M
$-280.0M
Q2 24
$22.9M
$-323.0M
Operating Margin
AVA
AVA
FLG
FLG
Q1 26
11.4%
Q4 25
21.0%
Q3 25
14.9%
-9.6%
Q2 25
13.9%
-19.3%
Q1 25
20.3%
Q4 24
19.1%
-51.6%
Q3 24
12.4%
-65.7%
Q2 24
13.5%
-76.1%
Net Margin
AVA
AVA
FLG
FLG
Q1 26
4.2%
Q4 25
13.3%
Q3 25
7.2%
-8.5%
Q2 25
3.4%
-16.7%
Q1 25
12.8%
Q4 24
12.6%
-40.8%
Q3 24
4.7%
-54.9%
Q2 24
5.7%
-58.0%
EPS (diluted)
AVA
AVA
FLG
FLG
Q1 26
$0.03
Q4 25
$0.87
Q3 25
$0.36
$-0.11
Q2 25
$0.17
$-0.19
Q1 25
$0.98
Q4 24
$0.86
$-1.11
Q3 24
$0.23
$-0.79
Q2 24
$0.29
$-1.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVA
AVA
FLG
FLG
Cash + ST InvestmentsLiquidity on hand
$19.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.7B
$8.1B
Total Assets
$8.4B
$87.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVA
AVA
FLG
FLG
Q1 26
Q4 25
$19.0M
Q3 25
$44.0M
$23.6B
Q2 25
$9.0M
$22.9B
Q1 25
$17.0M
Q4 24
$30.0M
$25.8B
Q3 24
$9.1M
$33.6B
Q2 24
$14.6M
$29.5B
Total Debt
AVA
AVA
FLG
FLG
Q1 26
Q4 25
Q3 25
$13.2B
Q2 25
$13.2B
Q1 25
Q4 24
$14.4B
Q3 24
$20.3B
Q2 24
$28.9B
Stockholders' Equity
AVA
AVA
FLG
FLG
Q1 26
$8.1B
Q4 25
$2.7B
Q3 25
$2.6B
$8.1B
Q2 25
$2.6B
$8.1B
Q1 25
$2.6B
Q4 24
$2.6B
$8.2B
Q3 24
$2.5B
$8.6B
Q2 24
$2.5B
$8.4B
Total Assets
AVA
AVA
FLG
FLG
Q1 26
$87.1B
Q4 25
$8.4B
Q3 25
$8.2B
$91.7B
Q2 25
$8.1B
$92.2B
Q1 25
$8.0B
Q4 24
$7.9B
$100.2B
Q3 24
$7.8B
$114.4B
Q2 24
$7.7B
$119.1B
Debt / Equity
AVA
AVA
FLG
FLG
Q1 26
Q4 25
Q3 25
1.63×
Q2 25
1.63×
Q1 25
Q4 24
1.77×
Q3 24
2.37×
Q2 24
3.44×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVA
AVA
FLG
FLG
Operating Cash FlowLast quarter
$75.0M
Free Cash FlowOCF − Capex
$-116.0M
FCF MarginFCF / Revenue
-21.8%
Capex IntensityCapex / Revenue
35.8%
Cash ConversionOCF / Net Profit
1.06×
TTM Free Cash FlowTrailing 4 quarters
$-101.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVA
AVA
FLG
FLG
Q1 26
Q4 25
$75.0M
Q3 25
$170.0M
$243.0M
Q2 25
$40.0M
Q1 25
$184.0M
Q4 24
$89.8M
$623.0M
Q3 24
$127.2M
$-1.0B
Q2 24
$126.8M
$796.0M
Free Cash Flow
AVA
AVA
FLG
FLG
Q1 26
Q4 25
$-116.0M
Q3 25
$37.0M
Q2 25
$-103.0M
Q1 25
$81.0M
Q4 24
$-37.8M
Q3 24
$-27.0M
Q2 24
$-5.7M
FCF Margin
AVA
AVA
FLG
FLG
Q1 26
Q4 25
-21.8%
Q3 25
9.2%
Q2 25
-25.1%
Q1 25
13.1%
Q4 24
-7.1%
Q3 24
-6.9%
Q2 24
-1.4%
Capex Intensity
AVA
AVA
FLG
FLG
Q1 26
Q4 25
35.8%
Q3 25
33.0%
Q2 25
34.8%
Q1 25
16.7%
Q4 24
23.9%
Q3 24
39.2%
Q2 24
33.0%
Cash Conversion
AVA
AVA
FLG
FLG
Q1 26
Q4 25
1.06×
Q3 25
5.86×
Q2 25
2.86×
Q1 25
2.33×
Q4 24
1.34×
Q3 24
6.88×
Q2 24
5.55×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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