vs

Side-by-side financial comparison of AVISTA CORP (AVA) and RENASANT CORP (RNST). Click either name above to swap in a different company.

AVISTA CORP is the larger business by last-quarter revenue ($533.0M vs $273.8M, roughly 1.9× RENASANT CORP). RENASANT CORP runs the higher net margin — 32.2% vs 13.3%, a 18.9% gap on every dollar of revenue. Over the past eight quarters, RENASANT CORP's revenue compounded faster (29.3% CAGR vs -6.5%).

Avista Corporation is an American energy company which generates and transmits electricity and distributes natural gas to residential, commercial, and industrial customers. Approximately 1,550 employees provide electricity, natural gas, and other energy services to 359,000 electric and 320,000 natural gas customers in three western states. The service territory covers 30,000 square miles (78,000 km2) in eastern Washington, northern Idaho, and parts of southern and eastern Oregon, with a popul...

Renasant Bank is an American regional commercial financial institution based in Tupelo, Mississippi. The bank has more than 280 branches in Alabama, Florida, Georgia, Mississippi, Louisiana, Tennessee, North Carolina and South Carolina. Renasant Bank operates under the parent company Renasant Corporation and is affiliated with Renasant Nation, a platform through which they publish blogs and shows.

AVA vs RNST — Head-to-Head

Bigger by revenue
AVA
AVA
1.9× larger
AVA
$533.0M
$273.8M
RNST
Higher net margin
RNST
RNST
18.9% more per $
RNST
32.2%
13.3%
AVA
Faster 2-yr revenue CAGR
RNST
RNST
Annualised
RNST
29.3%
-6.5%
AVA

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
AVA
AVA
RNST
RNST
Revenue
$533.0M
$273.8M
Net Profit
$71.0M
$88.2M
Gross Margin
Operating Margin
21.0%
Net Margin
13.3%
32.2%
Revenue YoY
0.0%
Net Profit YoY
5.7%
112.5%
EPS (diluted)
$0.87
$0.94

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVA
AVA
RNST
RNST
Q1 26
$273.8M
Q4 25
$533.0M
$278.4M
Q3 25
$403.0M
$269.5M
Q2 25
$411.0M
$267.2M
Q1 25
$617.0M
$170.7M
Q4 24
$532.8M
$167.1M
Q3 24
$393.7M
$220.3M
Q2 24
$402.1M
$163.8M
Net Profit
AVA
AVA
RNST
RNST
Q1 26
$88.2M
Q4 25
$71.0M
$78.9M
Q3 25
$29.0M
$59.8M
Q2 25
$14.0M
$1.0M
Q1 25
$79.0M
$41.5M
Q4 24
$67.2M
$44.7M
Q3 24
$18.5M
$72.5M
Q2 24
$22.9M
$38.8M
Operating Margin
AVA
AVA
RNST
RNST
Q1 26
Q4 25
21.0%
34.8%
Q3 25
14.9%
27.9%
Q2 25
13.9%
1.0%
Q1 25
20.3%
30.4%
Q4 24
19.1%
29.8%
Q3 24
12.4%
44.2%
Q2 24
13.5%
29.6%
Net Margin
AVA
AVA
RNST
RNST
Q1 26
32.2%
Q4 25
13.3%
28.4%
Q3 25
7.2%
22.2%
Q2 25
3.4%
0.4%
Q1 25
12.8%
24.3%
Q4 24
12.6%
26.8%
Q3 24
4.7%
32.9%
Q2 24
5.7%
23.7%
EPS (diluted)
AVA
AVA
RNST
RNST
Q1 26
$0.94
Q4 25
$0.87
$0.78
Q3 25
$0.36
$0.63
Q2 25
$0.17
$0.01
Q1 25
$0.98
$0.65
Q4 24
$0.86
$0.70
Q3 24
$0.23
$1.18
Q2 24
$0.29
$0.69

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVA
AVA
RNST
RNST
Cash + ST InvestmentsLiquidity on hand
$19.0M
$1.2B
Total DebtLower is stronger
$806.2M
Stockholders' EquityBook value
$2.7B
$3.9B
Total Assets
$8.4B
$27.1B
Debt / EquityLower = less leverage
0.21×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVA
AVA
RNST
RNST
Q1 26
$1.2B
Q4 25
$19.0M
$1.1B
Q3 25
$44.0M
$1.1B
Q2 25
$9.0M
$1.4B
Q1 25
$17.0M
$1.1B
Q4 24
$30.0M
$1.1B
Q3 24
$9.1M
$1.3B
Q2 24
$14.6M
$851.9M
Total Debt
AVA
AVA
RNST
RNST
Q1 26
$806.2M
Q4 25
$499.8M
Q3 25
$558.9M
Q2 25
$557.0M
Q1 25
$433.3M
Q4 24
$430.6M
Q3 24
$433.2M
Q2 24
$428.7M
Stockholders' Equity
AVA
AVA
RNST
RNST
Q1 26
$3.9B
Q4 25
$2.7B
$3.9B
Q3 25
$2.6B
$3.8B
Q2 25
$2.6B
$3.8B
Q1 25
$2.6B
$2.7B
Q4 24
$2.6B
$2.7B
Q3 24
$2.5B
$2.7B
Q2 24
$2.5B
$2.4B
Total Assets
AVA
AVA
RNST
RNST
Q1 26
$27.1B
Q4 25
$8.4B
$26.8B
Q3 25
$8.2B
$26.7B
Q2 25
$8.1B
$26.6B
Q1 25
$8.0B
$18.3B
Q4 24
$7.9B
$18.0B
Q3 24
$7.8B
$18.0B
Q2 24
$7.7B
$17.5B
Debt / Equity
AVA
AVA
RNST
RNST
Q1 26
0.21×
Q4 25
0.13×
Q3 25
0.15×
Q2 25
0.15×
Q1 25
0.16×
Q4 24
0.16×
Q3 24
0.16×
Q2 24
0.18×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVA
AVA
RNST
RNST
Operating Cash FlowLast quarter
$75.0M
Free Cash FlowOCF − Capex
$-116.0M
FCF MarginFCF / Revenue
-21.8%
Capex IntensityCapex / Revenue
35.8%
Cash ConversionOCF / Net Profit
1.06×
TTM Free Cash FlowTrailing 4 quarters
$-101.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVA
AVA
RNST
RNST
Q1 26
Q4 25
$75.0M
$271.5M
Q3 25
$170.0M
$135.5M
Q2 25
$40.0M
$-77.3M
Q1 25
$184.0M
$106.2M
Q4 24
$89.8M
$106.4M
Q3 24
$127.2M
$-1.7M
Q2 24
$126.8M
$-49.1M
Free Cash Flow
AVA
AVA
RNST
RNST
Q1 26
Q4 25
$-116.0M
$237.8M
Q3 25
$37.0M
$120.1M
Q2 25
$-103.0M
$-87.5M
Q1 25
$81.0M
$101.3M
Q4 24
$-37.8M
$92.8M
Q3 24
$-27.0M
$-5.3M
Q2 24
$-5.7M
$-52.6M
FCF Margin
AVA
AVA
RNST
RNST
Q1 26
Q4 25
-21.8%
85.4%
Q3 25
9.2%
44.6%
Q2 25
-25.1%
-32.7%
Q1 25
13.1%
59.4%
Q4 24
-7.1%
55.5%
Q3 24
-6.9%
-2.4%
Q2 24
-1.4%
-32.1%
Capex Intensity
AVA
AVA
RNST
RNST
Q1 26
Q4 25
35.8%
12.1%
Q3 25
33.0%
5.7%
Q2 25
34.8%
3.8%
Q1 25
16.7%
2.8%
Q4 24
23.9%
8.2%
Q3 24
39.2%
1.6%
Q2 24
33.0%
2.1%
Cash Conversion
AVA
AVA
RNST
RNST
Q1 26
Q4 25
1.06×
3.44×
Q3 25
5.86×
2.27×
Q2 25
2.86×
-75.92×
Q1 25
2.33×
2.56×
Q4 24
1.34×
2.38×
Q3 24
6.88×
-0.02×
Q2 24
5.55×
-1.26×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AVA
AVA

Segment breakdown not available.

RNST
RNST

Net Interest Income$223.6M82%
Noninterest Income$50.3M18%

Related Comparisons