vs
Side-by-side financial comparison of AvalonBay Communities (AVB) and SELECTIVE INSURANCE GROUP INC (SIGI). Click either name above to swap in a different company.
SELECTIVE INSURANCE GROUP INC is the larger business by last-quarter revenue ($1.4B vs $767.9M, roughly 1.8× AvalonBay Communities). AvalonBay Communities runs the higher net margin — 9040.6% vs 7.2%, a 9033.4% gap on every dollar of revenue. On growth, SELECTIVE INSURANCE GROUP INC posted the faster year-over-year revenue change (5.7% vs 3.7%). Over the past eight quarters, SELECTIVE INSURANCE GROUP INC's revenue compounded faster (6.6% CAGR vs 3.8%).
AvalonBay Communities, Inc. is a publicly traded real estate investment trust that invests in apartments.
Selective Insurance Group Inc. is a U.S.-based insurance holding company that provides a comprehensive portfolio of property and casualty insurance products, including personal auto, home insurance, commercial property, liability, and workers' compensation coverage. It primarily serves small and medium-sized businesses, individual consumers, and nonprofits across the U.S., distributing offerings via a network of independent insurance agents.
AVB vs SIGI — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $767.9M | $1.4B |
| Net Profit | $166.0M | $97.7M |
| Gross Margin | — | — |
| Operating Margin | 64.2% | — |
| Net Margin | 9040.6% | 7.2% |
| Revenue YoY | 3.7% | 5.7% |
| Net Profit YoY | -41.2% | — |
| EPS (diluted) | $1.18 | $1.58 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $1.4B | ||
| Q4 25 | $767.9M | $1.4B | ||
| Q3 25 | $766.8M | $1.4B | ||
| Q2 25 | $760.2M | $1.3B | ||
| Q1 25 | $745.9M | $1.3B | ||
| Q4 24 | $740.5M | $1.3B | ||
| Q3 24 | $734.3M | $1.2B | ||
| Q2 24 | $726.0M | $1.2B |
| Q1 26 | — | $97.7M | ||
| Q4 25 | $166.0M | $155.2M | ||
| Q3 25 | $381.3M | $115.3M | ||
| Q2 25 | $268.7M | $85.9M | ||
| Q1 25 | $236.6M | $109.9M | ||
| Q4 24 | $282.1M | $95.5M | ||
| Q3 24 | $372.5M | $92.3M | ||
| Q2 24 | $253.9M | $-63.3M |
| Q1 26 | — | — | ||
| Q4 25 | 64.2% | 14.4% | ||
| Q3 25 | 65.7% | 10.7% | ||
| Q2 25 | 67.6% | 8.2% | ||
| Q1 25 | 68.5% | 10.8% | ||
| Q4 24 | 63.1% | 9.5% | ||
| Q3 24 | 65.4% | 9.4% | ||
| Q2 24 | 66.6% | -6.7% |
| Q1 26 | — | 7.2% | ||
| Q4 25 | 9040.6% | 11.4% | ||
| Q3 25 | 49.7% | 8.5% | ||
| Q2 25 | 35.3% | 6.5% | ||
| Q1 25 | 31.7% | 8.6% | ||
| Q4 24 | 38.1% | 7.6% | ||
| Q3 24 | 50.7% | 7.4% | ||
| Q2 24 | 35.0% | -5.3% |
| Q1 26 | — | $1.58 | ||
| Q4 25 | $1.18 | $2.52 | ||
| Q3 25 | $2.68 | $1.85 | ||
| Q2 25 | $1.88 | $1.36 | ||
| Q1 25 | $1.66 | $1.76 | ||
| Q4 24 | $1.99 | $1.53 | ||
| Q3 24 | $2.61 | $1.47 | ||
| Q2 24 | $1.78 | $-1.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $187.2M | $451.8M |
| Total DebtLower is stronger | $9.3B | $901.4M |
| Stockholders' EquityBook value | $11.6B | $3.6B |
| Total Assets | $22.2B | $15.3B |
| Debt / EquityLower = less leverage | 0.80× | 0.25× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $451.8M | ||
| Q4 25 | $187.2M | — | ||
| Q3 25 | $123.3M | — | ||
| Q2 25 | $102.8M | — | ||
| Q1 25 | $53.3M | — | ||
| Q4 24 | $108.6M | — | ||
| Q3 24 | $552.4M | — | ||
| Q2 24 | $545.8M | — |
| Q1 26 | — | $901.4M | ||
| Q4 25 | $9.3B | — | ||
| Q3 25 | $8.7B | — | ||
| Q2 25 | $8.7B | — | ||
| Q1 25 | $8.3B | — | ||
| Q4 24 | $8.1B | $507.9M | ||
| Q3 24 | $8.4B | $508.2M | ||
| Q2 24 | $8.4B | $508.8M |
| Q1 26 | — | $3.6B | ||
| Q4 25 | $11.6B | $3.6B | ||
| Q3 25 | $11.9B | $3.5B | ||
| Q2 25 | $11.9B | $3.4B | ||
| Q1 25 | $11.9B | $3.3B | ||
| Q4 24 | $11.9B | $3.1B | ||
| Q3 24 | $11.9B | $3.2B | ||
| Q2 24 | $11.7B | $2.9B |
| Q1 26 | — | $15.3B | ||
| Q4 25 | $22.2B | $15.2B | ||
| Q3 25 | $21.9B | $15.0B | ||
| Q2 25 | $21.8B | $14.5B | ||
| Q1 25 | $21.2B | $14.2B | ||
| Q4 24 | $21.0B | $13.5B | ||
| Q3 24 | $21.3B | $13.5B | ||
| Q2 24 | $21.0B | $12.6B |
| Q1 26 | — | 0.25× | ||
| Q4 25 | 0.80× | — | ||
| Q3 25 | 0.73× | — | ||
| Q2 25 | 0.72× | — | ||
| Q1 25 | 0.70× | — | ||
| Q4 24 | 0.68× | 0.16× | ||
| Q3 24 | 0.70× | 0.16× | ||
| Q2 24 | 0.71× | 0.17× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.7B | — |
| Free Cash FlowOCF − Capex | $1.4B | — |
| FCF MarginFCF / Revenue | 183.5% | — |
| Capex IntensityCapex / Revenue | 34.1% | — |
| Cash ConversionOCF / Net Profit | 10.07× | — |
| TTM Free Cash FlowTrailing 4 quarters | $2.5B | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.7B | $376.3M | ||
| Q3 25 | $477.0M | $405.8M | ||
| Q2 25 | $377.8M | $166.9M | ||
| Q1 25 | $415.9M | $284.0M | ||
| Q4 24 | $1.6B | $332.2M | ||
| Q3 24 | $486.2M | $387.4M | ||
| Q2 24 | $380.0M | $266.1M |
| Q1 26 | — | — | ||
| Q4 25 | $1.4B | $366.3M | ||
| Q3 25 | $402.2M | $397.3M | ||
| Q2 25 | $317.1M | $159.7M | ||
| Q1 25 | $367.5M | $271.0M | ||
| Q4 24 | $1.4B | $324.7M | ||
| Q3 24 | $434.2M | $378.0M | ||
| Q2 24 | $333.0M | $258.4M |
| Q1 26 | — | — | ||
| Q4 25 | 183.5% | 26.8% | ||
| Q3 25 | 52.5% | 29.2% | ||
| Q2 25 | 41.7% | 12.0% | ||
| Q1 25 | 49.3% | 21.1% | ||
| Q4 24 | 191.0% | 25.8% | ||
| Q3 24 | 59.1% | 30.4% | ||
| Q2 24 | 45.9% | 21.6% |
| Q1 26 | — | — | ||
| Q4 25 | 34.1% | 0.7% | ||
| Q3 25 | 9.8% | 0.6% | ||
| Q2 25 | 8.0% | 0.5% | ||
| Q1 25 | 6.5% | 1.0% | ||
| Q4 24 | 26.1% | 0.6% | ||
| Q3 24 | 7.1% | 0.8% | ||
| Q2 24 | 6.5% | 0.6% |
| Q1 26 | — | — | ||
| Q4 25 | 10.07× | 2.42× | ||
| Q3 25 | 1.25× | 3.52× | ||
| Q2 25 | 1.41× | 1.94× | ||
| Q1 25 | 1.76× | 2.58× | ||
| Q4 24 | 5.70× | 3.48× | ||
| Q3 24 | 1.31× | 4.20× | ||
| Q2 24 | 1.50× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
