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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and BGSF, INC. (BGSF). Click either name above to swap in a different company.
Avidia Bancorp, Inc. is the larger business by last-quarter revenue ($26.8M vs $22.0M, roughly 1.2× BGSF, INC.). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs -5.3%, a 28.2% gap on every dollar of revenue. Avidia Bancorp, Inc. produced more free cash flow last quarter ($24.1M vs $1.7M).
Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.
BGSF Inc. is a leading U.S.-headquartered workforce solutions firm that provides tailored staffing, talent recruitment, and end-to-end workforce management services. It serves core segments including information technology, healthcare, professional administration, light industrial, and creative industries, catering to small, mid-sized and large enterprise clients across North America.
AVBC vs BGSF — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $26.8M | $22.0M |
| Net Profit | $5.3M | $-1.2M |
| Gross Margin | — | 35.0% |
| Operating Margin | 33.3% | -17.6% |
| Net Margin | 22.9% | -5.3% |
| Revenue YoY | — | -9.4% |
| Net Profit YoY | — | -18.2% |
| EPS (diluted) | — | $-0.12 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $26.8M | $22.0M | ||
| Q3 25 | $28.0M | $26.9M | ||
| Q2 25 | $25.9M | $23.5M | ||
| Q1 25 | $22.9M | $20.9M | ||
| Q4 24 | — | $24.3M | ||
| Q3 24 | — | $29.8M | ||
| Q2 24 | — | $25.7M | ||
| Q1 24 | — | $24.5M |
| Q4 25 | $5.3M | $-1.2M | ||
| Q3 25 | $-907.0K | $-5.8M | ||
| Q2 25 | $3.9M | $-3.7M | ||
| Q1 25 | $-11.6M | $-722.0K | ||
| Q4 24 | — | $-981.0K | ||
| Q3 24 | — | $-804.0K | ||
| Q2 24 | — | $-761.0K | ||
| Q1 24 | — | $-792.0K |
| Q4 25 | — | 35.0% | ||
| Q3 25 | — | 35.9% | ||
| Q2 25 | — | 35.8% | ||
| Q1 25 | — | 36.2% | ||
| Q4 24 | — | 35.9% | ||
| Q3 24 | — | 35.9% | ||
| Q2 24 | — | 37.3% | ||
| Q1 24 | — | 38.1% |
| Q4 25 | 33.3% | -17.6% | ||
| Q3 25 | -7.0% | -3.5% | ||
| Q2 25 | 19.4% | -18.8% | ||
| Q1 25 | -72.0% | 1.6% | ||
| Q4 24 | — | -15.7% | ||
| Q3 24 | — | -3.4% | ||
| Q2 24 | — | -5.7% | ||
| Q1 24 | — | 1.7% |
| Q4 25 | 22.9% | -5.3% | ||
| Q3 25 | -3.2% | -21.6% | ||
| Q2 25 | 15.0% | -15.9% | ||
| Q1 25 | -50.5% | -3.5% | ||
| Q4 24 | — | -4.0% | ||
| Q3 24 | — | -2.7% | ||
| Q2 24 | — | -3.0% | ||
| Q1 24 | — | -3.2% |
| Q4 25 | — | $-0.12 | ||
| Q3 25 | $-0.05 | $-0.52 | ||
| Q2 25 | — | $-0.34 | ||
| Q1 25 | — | $-0.06 | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $-0.07 | ||
| Q2 24 | — | $-0.07 | ||
| Q1 24 | — | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $275.0M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $379.0M | $48.1M |
| Total Assets | $2.8B | $57.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $275.0M | — | ||
| Q3 25 | $208.3M | $41.2M | ||
| Q2 25 | $592.5M | $2.8M | ||
| Q1 25 | — | $2.0M | ||
| Q4 24 | — | $32.0K | ||
| Q3 24 | — | $262 | ||
| Q2 24 | — | $226 | ||
| Q1 24 | — | $50 |
| Q4 25 | $379.0M | $48.1M | ||
| Q3 25 | $372.0M | $50.7M | ||
| Q2 25 | $191.4M | $78.3M | ||
| Q1 25 | $186.1M | $81.8M | ||
| Q4 24 | — | $82.3M | ||
| Q3 24 | — | $82.9M | ||
| Q2 24 | — | $83.2M | ||
| Q1 24 | — | $83.6M |
| Q4 25 | $2.8B | $57.8M | ||
| Q3 25 | $2.8B | $83.6M | ||
| Q2 25 | $3.0B | $149.7M | ||
| Q1 25 | $2.7B | $152.3M | ||
| Q4 24 | — | $150.1M | ||
| Q3 24 | — | $157.3K | ||
| Q2 24 | — | $159.8K | ||
| Q1 24 | — | $170.6K |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $28.4M | $1.7M |
| Free Cash FlowOCF − Capex | $24.1M | $1.7M |
| FCF MarginFCF / Revenue | 89.9% | 7.6% |
| Capex IntensityCapex / Revenue | 16.0% | 0.1% |
| Cash ConversionOCF / Net Profit | 5.32× | — |
| TTM Free Cash FlowTrailing 4 quarters | $40.2M | $-16.0K |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $28.4M | $1.7M | ||
| Q3 25 | $24.1M | $-4.8M | ||
| Q2 25 | $-2.3M | $2.2M | ||
| Q1 25 | $-2.2M | $1.1M | ||
| Q4 24 | — | $3.2M | ||
| Q3 24 | — | $6.5M | ||
| Q2 24 | — | $7.3M | ||
| Q1 24 | — | $7.4M |
| Q4 25 | $24.1M | $1.7M | ||
| Q3 25 | $23.3M | $-4.9M | ||
| Q2 25 | $-3.3M | $2.1M | ||
| Q1 25 | $-3.9M | $1.0M | ||
| Q4 24 | — | $2.5M | ||
| Q3 24 | — | $6.5M | ||
| Q2 24 | — | $7.3M | ||
| Q1 24 | — | $6.9M |
| Q4 25 | 89.9% | 7.6% | ||
| Q3 25 | 83.2% | -18.1% | ||
| Q2 25 | -12.8% | 9.1% | ||
| Q1 25 | -16.9% | 5.0% | ||
| Q4 24 | — | 10.2% | ||
| Q3 24 | — | 21.7% | ||
| Q2 24 | — | 28.5% | ||
| Q1 24 | — | 28.1% |
| Q4 25 | 16.0% | 0.1% | ||
| Q3 25 | 3.1% | 0.4% | ||
| Q2 25 | 3.7% | 0.0% | ||
| Q1 25 | 7.2% | 0.1% | ||
| Q4 24 | — | 3.0% | ||
| Q3 24 | — | 0.0% | ||
| Q2 24 | — | 0.0% | ||
| Q1 24 | — | 2.0% |
| Q4 25 | 5.32× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | -0.60× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AVBC
Segment breakdown not available.
BGSF
| Contract Field Talent | $21.4M | 97% |
| Other | $595.0K | 3% |
