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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and BOS BETTER ONLINE SOLUTIONS LTD (BOSC). Click either name above to swap in a different company.

Avidia Bancorp, Inc. is the larger business by last-quarter revenue ($26.8M vs $26.6M, roughly 1.0× BOS BETTER ONLINE SOLUTIONS LTD). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs 8.0%, a 14.9% gap on every dollar of revenue. Avidia Bancorp, Inc. produced more free cash flow last quarter ($24.1M vs $1.2M).

Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.

B.O.S. Better Online Solutions Ltd. is a publicly traded company, headquartered in Israel, that provides RFID and supply chain solutions. Its shares are traded on the NASDAQ Capital Market.

AVBC vs BOSC — Head-to-Head

Bigger by revenue
AVBC
AVBC
1.0× larger
AVBC
$26.8M
$26.6M
BOSC
Higher net margin
AVBC
AVBC
14.9% more per $
AVBC
22.9%
8.0%
BOSC
More free cash flow
AVBC
AVBC
$22.9M more FCF
AVBC
$24.1M
$1.2M
BOSC

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
AVBC
AVBC
BOSC
BOSC
Revenue
$26.8M
$26.6M
Net Profit
$5.3M
$2.1M
Gross Margin
23.4%
Operating Margin
33.3%
6.8%
Net Margin
22.9%
8.0%
Revenue YoY
34.6%
Net Profit YoY
70.2%
EPS (diluted)
$0.33

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBC
AVBC
BOSC
BOSC
Q4 25
$26.8M
Q3 25
$28.0M
Q2 25
$25.9M
$26.6M
Q1 25
$22.9M
Q2 24
$19.7M
Net Profit
AVBC
AVBC
BOSC
BOSC
Q4 25
$5.3M
Q3 25
$-907.0K
Q2 25
$3.9M
$2.1M
Q1 25
$-11.6M
Q2 24
$1.2M
Gross Margin
AVBC
AVBC
BOSC
BOSC
Q4 25
Q3 25
Q2 25
23.4%
Q1 25
Q2 24
24.1%
Operating Margin
AVBC
AVBC
BOSC
BOSC
Q4 25
33.3%
Q3 25
-7.0%
Q2 25
19.4%
6.8%
Q1 25
-72.0%
Q2 24
7.6%
Net Margin
AVBC
AVBC
BOSC
BOSC
Q4 25
22.9%
Q3 25
-3.2%
Q2 25
15.0%
8.0%
Q1 25
-50.5%
Q2 24
6.3%
EPS (diluted)
AVBC
AVBC
BOSC
BOSC
Q4 25
Q3 25
$-0.05
Q2 25
$0.33
Q1 25
Q2 24
$0.21

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBC
AVBC
BOSC
BOSC
Cash + ST InvestmentsLiquidity on hand
$275.0M
$5.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$379.0M
$24.2M
Total Assets
$2.8B
$38.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVBC
AVBC
BOSC
BOSC
Q4 25
$275.0M
Q3 25
$208.3M
Q2 25
$592.5M
$5.2M
Q1 25
Q2 24
$2.4M
Stockholders' Equity
AVBC
AVBC
BOSC
BOSC
Q4 25
$379.0M
Q3 25
$372.0M
Q2 25
$191.4M
$24.2M
Q1 25
$186.1M
Q2 24
$20.1M
Total Assets
AVBC
AVBC
BOSC
BOSC
Q4 25
$2.8B
Q3 25
$2.8B
Q2 25
$3.0B
$38.4M
Q1 25
$2.7B
Q2 24
$31.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBC
AVBC
BOSC
BOSC
Operating Cash FlowLast quarter
$28.4M
$1.5M
Free Cash FlowOCF − Capex
$24.1M
$1.2M
FCF MarginFCF / Revenue
89.9%
4.5%
Capex IntensityCapex / Revenue
16.0%
1.0%
Cash ConversionOCF / Net Profit
5.32×
0.69×
TTM Free Cash FlowTrailing 4 quarters
$40.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBC
AVBC
BOSC
BOSC
Q4 25
$28.4M
Q3 25
$24.1M
Q2 25
$-2.3M
$1.5M
Q1 25
$-2.2M
Q2 24
$320.0K
Free Cash Flow
AVBC
AVBC
BOSC
BOSC
Q4 25
$24.1M
Q3 25
$23.3M
Q2 25
$-3.3M
$1.2M
Q1 25
$-3.9M
Q2 24
$75.0K
FCF Margin
AVBC
AVBC
BOSC
BOSC
Q4 25
89.9%
Q3 25
83.2%
Q2 25
-12.8%
4.5%
Q1 25
-16.9%
Q2 24
0.4%
Capex Intensity
AVBC
AVBC
BOSC
BOSC
Q4 25
16.0%
Q3 25
3.1%
Q2 25
3.7%
1.0%
Q1 25
7.2%
Q2 24
1.2%
Cash Conversion
AVBC
AVBC
BOSC
BOSC
Q4 25
5.32×
Q3 25
Q2 25
-0.60×
0.69×
Q1 25
Q2 24
0.26×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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