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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and Blaize Holdings, Inc. (BZAI). Click either name above to swap in a different company.

Avidia Bancorp, Inc. is the larger business by last-quarter revenue ($26.8M vs $23.8M, roughly 1.1× Blaize Holdings, Inc.). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs -13.9%, a 36.8% gap on every dollar of revenue. Avidia Bancorp, Inc. produced more free cash flow last quarter ($24.1M vs $-16.5M).

Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.

Blaize Holdings, Inc. is a technology company specializing in edge artificial intelligence computing solutions. It designs energy-efficient AI processors, low-latency inference software stacks, and end-to-end edge AI development tools, serving key segments including autonomous driving, industrial automation, smart cities, and edge healthcare monitoring.

AVBC vs BZAI — Head-to-Head

Bigger by revenue
AVBC
AVBC
1.1× larger
AVBC
$26.8M
$23.8M
BZAI
Higher net margin
AVBC
AVBC
36.8% more per $
AVBC
22.9%
-13.9%
BZAI
More free cash flow
AVBC
AVBC
$40.6M more FCF
AVBC
$24.1M
$-16.5M
BZAI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AVBC
AVBC
BZAI
BZAI
Revenue
$26.8M
$23.8M
Net Profit
$5.3M
$-3.3M
Gross Margin
10.8%
Operating Margin
33.3%
-89.8%
Net Margin
22.9%
-13.9%
Revenue YoY
2377500.0%
Net Profit YoY
50.7%
EPS (diluted)
$0.16

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBC
AVBC
BZAI
BZAI
Q4 25
$26.8M
$23.8M
Q3 25
$28.0M
$11.9M
Q2 25
$25.9M
Q1 25
$22.9M
Net Profit
AVBC
AVBC
BZAI
BZAI
Q4 25
$5.3M
$-3.3M
Q3 25
$-907.0K
$-26.3M
Q2 25
$3.9M
Q1 25
$-11.6M
Gross Margin
AVBC
AVBC
BZAI
BZAI
Q4 25
10.8%
Q3 25
15.0%
Q2 25
Q1 25
Operating Margin
AVBC
AVBC
BZAI
BZAI
Q4 25
33.3%
-89.8%
Q3 25
-7.0%
-190.3%
Q2 25
19.4%
Q1 25
-72.0%
Net Margin
AVBC
AVBC
BZAI
BZAI
Q4 25
22.9%
-13.9%
Q3 25
-3.2%
-221.3%
Q2 25
15.0%
Q1 25
-50.5%
EPS (diluted)
AVBC
AVBC
BZAI
BZAI
Q4 25
$0.16
Q3 25
$-0.05
$-0.25
Q2 25
Q1 25

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBC
AVBC
BZAI
BZAI
Cash + ST InvestmentsLiquidity on hand
$275.0M
$45.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$379.0M
$39.0M
Total Assets
$2.8B
$102.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVBC
AVBC
BZAI
BZAI
Q4 25
$275.0M
$45.8M
Q3 25
$208.3M
$24.0M
Q2 25
$592.5M
Q1 25
Stockholders' Equity
AVBC
AVBC
BZAI
BZAI
Q4 25
$379.0M
$39.0M
Q3 25
$372.0M
$1.3M
Q2 25
$191.4M
Q1 25
$186.1M
Total Assets
AVBC
AVBC
BZAI
BZAI
Q4 25
$2.8B
$102.2M
Q3 25
$2.8B
$60.9M
Q2 25
$3.0B
Q1 25
$2.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBC
AVBC
BZAI
BZAI
Operating Cash FlowLast quarter
$28.4M
$-16.5M
Free Cash FlowOCF − Capex
$24.1M
$-16.5M
FCF MarginFCF / Revenue
89.9%
-69.6%
Capex IntensityCapex / Revenue
16.0%
0.3%
Cash ConversionOCF / Net Profit
5.32×
TTM Free Cash FlowTrailing 4 quarters
$40.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBC
AVBC
BZAI
BZAI
Q4 25
$28.4M
$-16.5M
Q3 25
$24.1M
$-24.9M
Q2 25
$-2.3M
Q1 25
$-2.2M
Free Cash Flow
AVBC
AVBC
BZAI
BZAI
Q4 25
$24.1M
$-16.5M
Q3 25
$23.3M
$-24.9M
Q2 25
$-3.3M
Q1 25
$-3.9M
FCF Margin
AVBC
AVBC
BZAI
BZAI
Q4 25
89.9%
-69.6%
Q3 25
83.2%
-210.2%
Q2 25
-12.8%
Q1 25
-16.9%
Capex Intensity
AVBC
AVBC
BZAI
BZAI
Q4 25
16.0%
0.3%
Q3 25
3.1%
0.2%
Q2 25
3.7%
Q1 25
7.2%
Cash Conversion
AVBC
AVBC
BZAI
BZAI
Q4 25
5.32×
Q3 25
Q2 25
-0.60×
Q1 25

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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