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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and Journey Medical Corp (DERM). Click either name above to swap in a different company.

Avidia Bancorp, Inc. is the larger business by last-quarter revenue ($26.8M vs $16.1M, roughly 1.7× Journey Medical Corp). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs -7.8%, a 30.7% gap on every dollar of revenue.

Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.

Journey Medical Corp is a commercial-stage biopharmaceutical company specializing in dermatology treatments. It develops, manufactures and markets prescription and over-the-counter products addressing acne, atopic dermatitis, fungal skin infections and other dermal conditions, primarily serving healthcare providers and patients across the United States.

AVBC vs DERM — Head-to-Head

Bigger by revenue
AVBC
AVBC
1.7× larger
AVBC
$26.8M
$16.1M
DERM
Higher net margin
AVBC
AVBC
30.7% more per $
AVBC
22.9%
-7.8%
DERM

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AVBC
AVBC
DERM
DERM
Revenue
$26.8M
$16.1M
Net Profit
$5.3M
$-1.2M
Gross Margin
Operating Margin
33.3%
-2.8%
Net Margin
22.9%
-7.8%
Revenue YoY
27.3%
Net Profit YoY
-182.0%
EPS (diluted)
$-0.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBC
AVBC
DERM
DERM
Q4 25
$26.8M
$16.1M
Q3 25
$28.0M
$17.0M
Q2 25
$25.9M
$15.0M
Q1 25
$22.9M
$13.1M
Q4 24
$12.6M
Q3 24
$14.6M
Q2 24
$14.9M
Q1 24
$13.0M
Net Profit
AVBC
AVBC
DERM
DERM
Q4 25
$5.3M
$-1.2M
Q3 25
$-907.0K
$-2.3M
Q2 25
$3.9M
$-3.8M
Q1 25
$-11.6M
$-4.1M
Q4 24
$1.5M
Q3 24
$-2.4M
Q2 24
$-3.4M
Q1 24
$-10.4M
Gross Margin
AVBC
AVBC
DERM
DERM
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
82.3%
Q3 24
63.9%
Q2 24
56.0%
Q1 24
47.7%
Operating Margin
AVBC
AVBC
DERM
DERM
Q4 25
33.3%
-2.8%
Q3 25
-7.0%
-9.0%
Q2 25
19.4%
-19.2%
Q1 25
-72.0%
-25.3%
Q4 24
17.7%
Q3 24
-19.8%
Q2 24
-19.7%
Q1 24
-77.4%
Net Margin
AVBC
AVBC
DERM
DERM
Q4 25
22.9%
-7.8%
Q3 25
-3.2%
-13.6%
Q2 25
15.0%
-25.3%
Q1 25
-50.5%
-31.0%
Q4 24
12.1%
Q3 24
-16.3%
Q2 24
-22.6%
Q1 24
-80.1%
EPS (diluted)
AVBC
AVBC
DERM
DERM
Q4 25
$-0.04
Q3 25
$-0.05
$-0.09
Q2 25
$-0.16
Q1 25
$-0.18
Q4 24
$0.10
Q3 24
$-0.12
Q2 24
$-0.17
Q1 24
$-0.53

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBC
AVBC
DERM
DERM
Cash + ST InvestmentsLiquidity on hand
$275.0M
$24.1M
Total DebtLower is stronger
$25.3M
Stockholders' EquityBook value
$379.0M
$31.9M
Total Assets
$2.8B
$94.6M
Debt / EquityLower = less leverage
0.79×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVBC
AVBC
DERM
DERM
Q4 25
$275.0M
$24.1M
Q3 25
$208.3M
$24.9M
Q2 25
$592.5M
$20.3M
Q1 25
$21.1M
Q4 24
$20.3M
Q3 24
$22.5M
Q2 24
$23.9M
Q1 24
$24.1M
Total Debt
AVBC
AVBC
DERM
DERM
Q4 25
$25.3M
Q3 25
$25.2M
Q2 25
$25.1M
Q1 25
$25.0M
Q4 24
$24.9M
Q3 24
$19.8M
Q2 24
$19.7M
Q1 24
$14.7M
Stockholders' Equity
AVBC
AVBC
DERM
DERM
Q4 25
$379.0M
$31.9M
Q3 25
$372.0M
$25.9M
Q2 25
$191.4M
$19.2M
Q1 25
$186.1M
$21.5M
Q4 24
$20.1M
Q3 24
$10.9M
Q2 24
$11.3M
Q1 24
$13.0M
Total Assets
AVBC
AVBC
DERM
DERM
Q4 25
$2.8B
$94.6M
Q3 25
$2.8B
$85.2M
Q2 25
$3.0B
$81.2M
Q1 25
$2.7B
$85.0M
Q4 24
$80.2M
Q3 24
$64.0M
Q2 24
$65.2M
Q1 24
$66.6M
Debt / Equity
AVBC
AVBC
DERM
DERM
Q4 25
0.79×
Q3 25
0.97×
Q2 25
1.30×
Q1 25
1.16×
Q4 24
1.24×
Q3 24
1.81×
Q2 24
1.75×
Q1 24
1.13×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBC
AVBC
DERM
DERM
Operating Cash FlowLast quarter
$28.4M
$-6.3M
Free Cash FlowOCF − Capex
$24.1M
FCF MarginFCF / Revenue
89.9%
Capex IntensityCapex / Revenue
16.0%
Cash ConversionOCF / Net Profit
5.32×
TTM Free Cash FlowTrailing 4 quarters
$40.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBC
AVBC
DERM
DERM
Q4 25
$28.4M
$-6.3M
Q3 25
$24.1M
$-2.4M
Q2 25
$-2.3M
$-942.0K
Q1 25
$-2.2M
$-2.8M
Q4 24
$2.2M
Q3 24
$-1.2M
Q2 24
$-5.2M
Q1 24
$-5.0M
Free Cash Flow
AVBC
AVBC
DERM
DERM
Q4 25
$24.1M
Q3 25
$23.3M
Q2 25
$-3.3M
Q1 25
$-3.9M
Q4 24
Q3 24
Q2 24
Q1 24
FCF Margin
AVBC
AVBC
DERM
DERM
Q4 25
89.9%
Q3 25
83.2%
Q2 25
-12.8%
Q1 25
-16.9%
Q4 24
Q3 24
Q2 24
Q1 24
Capex Intensity
AVBC
AVBC
DERM
DERM
Q4 25
16.0%
Q3 25
3.1%
Q2 25
3.7%
Q1 25
7.2%
Q4 24
Q3 24
Q2 24
Q1 24
Cash Conversion
AVBC
AVBC
DERM
DERM
Q4 25
5.32×
Q3 25
Q2 25
-0.60×
Q1 25
Q4 24
1.46×
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AVBC
AVBC

Segment breakdown not available.

DERM
DERM

Qbrexza$5.5M35%
Emrosi$5.0M31%
Accutane$3.1M19%
Other$2.5M15%

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