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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and INSEEGO CORP. (INSG). Click either name above to swap in a different company.

INSEEGO CORP. is the larger business by last-quarter revenue ($48.4M vs $26.8M, roughly 1.8× Avidia Bancorp, Inc.). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs 1.0%, a 21.9% gap on every dollar of revenue. Avidia Bancorp, Inc. produced more free cash flow last quarter ($24.1M vs $11.6M).

Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.

Inseego Corp designs, manufactures and delivers advanced 5G and IoT solutions including mobile hotspots, edge computing devices, and cloud-based device management platforms. It primarily serves telecom operators, enterprise clients, and public sector customers across global markets.

AVBC vs INSG — Head-to-Head

Bigger by revenue
INSG
INSG
1.8× larger
INSG
$48.4M
$26.8M
AVBC
Higher net margin
AVBC
AVBC
21.9% more per $
AVBC
22.9%
1.0%
INSG
More free cash flow
AVBC
AVBC
$12.5M more FCF
AVBC
$24.1M
$11.6M
INSG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AVBC
AVBC
INSG
INSG
Revenue
$26.8M
$48.4M
Net Profit
$5.3M
$469.0K
Gross Margin
42.2%
Operating Margin
33.3%
2.7%
Net Margin
22.9%
1.0%
Revenue YoY
0.6%
Net Profit YoY
182.9%
EPS (diluted)
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBC
AVBC
INSG
INSG
Q4 25
$26.8M
$48.4M
Q3 25
$28.0M
$45.9M
Q2 25
$25.9M
$40.2M
Q1 25
$22.9M
$31.7M
Q4 24
$48.1M
Q3 24
$54.0M
Q2 24
$51.6M
Q1 24
$37.5M
Net Profit
AVBC
AVBC
INSG
INSG
Q4 25
$5.3M
$469.0K
Q3 25
$-907.0K
$1.4M
Q2 25
$3.9M
$507.0K
Q1 25
$-11.6M
$-1.6M
Q4 24
$-566.0K
Q3 24
$9.0M
Q2 24
$624.0K
Q1 24
$-4.5M
Gross Margin
AVBC
AVBC
INSG
INSG
Q4 25
42.2%
Q3 25
41.6%
Q2 25
41.1%
Q1 25
47.3%
Q4 24
37.3%
Q3 24
34.8%
Q2 24
36.4%
Q1 24
35.3%
Operating Margin
AVBC
AVBC
INSG
INSG
Q4 25
33.3%
2.7%
Q3 25
-7.0%
4.7%
Q2 25
19.4%
3.2%
Q1 25
-72.0%
-1.3%
Q4 24
3.7%
Q3 24
1.9%
Q2 24
3.6%
Q1 24
-7.9%
Net Margin
AVBC
AVBC
INSG
INSG
Q4 25
22.9%
1.0%
Q3 25
-3.2%
3.1%
Q2 25
15.0%
1.3%
Q1 25
-50.5%
-5.0%
Q4 24
-1.2%
Q3 24
16.6%
Q2 24
1.2%
Q1 24
-11.9%
EPS (diluted)
AVBC
AVBC
INSG
INSG
Q4 25
$-0.02
Q3 25
$-0.05
$0.03
Q2 25
$-0.03
Q1 25
$-0.16
Q4 24
$0.62
Q3 24
$-0.06
Q2 24
$-0.02
Q1 24
$-0.44

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBC
AVBC
INSG
INSG
Cash + ST InvestmentsLiquidity on hand
$275.0M
$24.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$379.0M
$-4.0M
Total Assets
$2.8B
$93.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVBC
AVBC
INSG
INSG
Q4 25
$275.0M
$24.9M
Q3 25
$208.3M
$14.6M
Q2 25
$592.5M
$13.2M
Q1 25
$35.1M
Q4 24
$39.6M
Q3 24
$12.0M
Q2 24
$49.0M
Q1 24
$12.3M
Stockholders' Equity
AVBC
AVBC
INSG
INSG
Q4 25
$379.0M
$-4.0M
Q3 25
$372.0M
$-7.7M
Q2 25
$191.4M
$-10.5M
Q1 25
$186.1M
$-13.0M
Q4 24
$-12.9M
Q3 24
$-85.1M
Q2 24
$-101.8M
Q1 24
$-105.6M
Total Assets
AVBC
AVBC
INSG
INSG
Q4 25
$2.8B
$93.8M
Q3 25
$2.8B
$85.8M
Q2 25
$3.0B
$83.1M
Q1 25
$2.7B
$93.0M
Q4 24
$100.0M
Q3 24
$113.4M
Q2 24
$149.6M
Q1 24
$122.1M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBC
AVBC
INSG
INSG
Operating Cash FlowLast quarter
$28.4M
$12.0M
Free Cash FlowOCF − Capex
$24.1M
$11.6M
FCF MarginFCF / Revenue
89.9%
24.0%
Capex IntensityCapex / Revenue
16.0%
0.7%
Cash ConversionOCF / Net Profit
5.32×
25.50×
TTM Free Cash FlowTrailing 4 quarters
$40.2M
$6.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBC
AVBC
INSG
INSG
Q4 25
$28.4M
$12.0M
Q3 25
$24.1M
$3.2M
Q2 25
$-2.3M
$-4.5M
Q1 25
$-2.2M
$-3.5M
Q4 24
$-14.2M
Q3 24
$14.8M
Q2 24
$27.6M
Q1 24
$5.2M
Free Cash Flow
AVBC
AVBC
INSG
INSG
Q4 25
$24.1M
$11.6M
Q3 25
$23.3M
$3.1M
Q2 25
$-3.3M
$-4.7M
Q1 25
$-3.9M
$-3.5M
Q4 24
$-14.3M
Q3 24
$14.8M
Q2 24
$27.6M
Q1 24
FCF Margin
AVBC
AVBC
INSG
INSG
Q4 25
89.9%
24.0%
Q3 25
83.2%
6.7%
Q2 25
-12.8%
-11.6%
Q1 25
-16.9%
-11.0%
Q4 24
-29.7%
Q3 24
27.4%
Q2 24
53.5%
Q1 24
Capex Intensity
AVBC
AVBC
INSG
INSG
Q4 25
16.0%
0.7%
Q3 25
3.1%
0.2%
Q2 25
3.7%
0.5%
Q1 25
7.2%
0.1%
Q4 24
0.1%
Q3 24
0.0%
Q2 24
0.0%
Q1 24
0.0%
Cash Conversion
AVBC
AVBC
INSG
INSG
Q4 25
5.32×
25.50×
Q3 25
2.22×
Q2 25
-0.60×
-8.81×
Q1 25
Q4 24
Q3 24
1.65×
Q2 24
44.31×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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