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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and Invivyd, Inc. (IVVD). Click either name above to swap in a different company.

Avidia Bancorp, Inc. is the larger business by last-quarter revenue ($26.8M vs $17.2M, roughly 1.6× Invivyd, Inc.). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs -64.3%, a 87.2% gap on every dollar of revenue.

Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.

Invivyd, Inc. is a clinical-stage biopharmaceutical company focused on developing broadly neutralizing antibody therapies to prevent and treat serious viral infectious diseases. Its core research and development pipeline targets high-burden respiratory pathogens including respiratory syncytial virus, catering to unmet medical needs of global patient groups.

AVBC vs IVVD — Head-to-Head

Bigger by revenue
AVBC
AVBC
1.6× larger
AVBC
$26.8M
$17.2M
IVVD
Higher net margin
AVBC
AVBC
87.2% more per $
AVBC
22.9%
-64.3%
IVVD

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AVBC
AVBC
IVVD
IVVD
Revenue
$26.8M
$17.2M
Net Profit
$5.3M
$-11.1M
Gross Margin
Operating Margin
33.3%
-73.0%
Net Margin
22.9%
-64.3%
Revenue YoY
24.5%
Net Profit YoY
40.0%
EPS (diluted)
$0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBC
AVBC
IVVD
IVVD
Q4 25
$26.8M
$17.2M
Q3 25
$28.0M
$13.1M
Q2 25
$25.9M
$11.8M
Q1 25
$22.9M
$11.3M
Q4 24
$13.8M
Q3 24
$9.3M
Q2 24
$2.3M
Q1 24
$0
Net Profit
AVBC
AVBC
IVVD
IVVD
Q4 25
$5.3M
$-11.1M
Q3 25
$-907.0K
$-10.5M
Q2 25
$3.9M
$-14.7M
Q1 25
$-11.6M
$-16.3M
Q4 24
$-18.4M
Q3 24
$-60.7M
Q2 24
$-47.2M
Q1 24
$-43.5M
Operating Margin
AVBC
AVBC
IVVD
IVVD
Q4 25
33.3%
-73.0%
Q3 25
-7.0%
-84.0%
Q2 25
19.4%
-127.8%
Q1 25
-72.0%
-149.7%
Q4 24
-139.1%
Q3 24
-670.0%
Q2 24
-2175.2%
Q1 24
Net Margin
AVBC
AVBC
IVVD
IVVD
Q4 25
22.9%
-64.3%
Q3 25
-3.2%
-79.7%
Q2 25
15.0%
-124.4%
Q1 25
-50.5%
-144.1%
Q4 24
-133.5%
Q3 24
-653.1%
Q2 24
-2086.9%
Q1 24
EPS (diluted)
AVBC
AVBC
IVVD
IVVD
Q4 25
$0.02
Q3 25
$-0.05
$-0.06
Q2 25
$-0.12
Q1 25
$-0.14
Q4 24
$-0.14
Q3 24
$-0.51
Q2 24
$-0.40
Q1 24
$-0.38

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBC
AVBC
IVVD
IVVD
Cash + ST InvestmentsLiquidity on hand
$275.0M
$226.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$379.0M
$241.5M
Total Assets
$2.8B
$276.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVBC
AVBC
IVVD
IVVD
Q4 25
$275.0M
$226.7M
Q3 25
$208.3M
$85.0M
Q2 25
$592.5M
$34.9M
Q1 25
$48.1M
Q4 24
$69.3M
Q3 24
$106.9M
Q2 24
$147.9M
Q1 24
$189.4M
Stockholders' Equity
AVBC
AVBC
IVVD
IVVD
Q4 25
$379.0M
$241.5M
Q3 25
$372.0M
$93.1M
Q2 25
$191.4M
$42.8M
Q1 25
$186.1M
$54.1M
Q4 24
$67.5M
Q3 24
$83.2M
Q2 24
$140.6M
Q1 24
$178.5M
Total Assets
AVBC
AVBC
IVVD
IVVD
Q4 25
$2.8B
$276.9M
Q3 25
$2.8B
$139.2M
Q2 25
$3.0B
$89.1M
Q1 25
$2.7B
$103.7M
Q4 24
$129.5M
Q3 24
$161.9M
Q2 24
$177.3M
Q1 24
$215.5M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBC
AVBC
IVVD
IVVD
Operating Cash FlowLast quarter
$28.4M
$-15.5M
Free Cash FlowOCF − Capex
$24.1M
FCF MarginFCF / Revenue
89.9%
Capex IntensityCapex / Revenue
16.0%
0.0%
Cash ConversionOCF / Net Profit
5.32×
TTM Free Cash FlowTrailing 4 quarters
$40.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBC
AVBC
IVVD
IVVD
Q4 25
$28.4M
$-15.5M
Q3 25
$24.1M
$-8.3M
Q2 25
$-2.3M
$-13.3M
Q1 25
$-2.2M
$-21.1M
Q4 24
$-37.6M
Q3 24
$-41.1M
Q2 24
$-41.6M
Q1 24
$-50.2M
Free Cash Flow
AVBC
AVBC
IVVD
IVVD
Q4 25
$24.1M
Q3 25
$23.3M
Q2 25
$-3.3M
$-13.3M
Q1 25
$-3.9M
$-21.3M
Q4 24
$-37.6M
Q3 24
$-41.1M
Q2 24
Q1 24
$-50.4M
FCF Margin
AVBC
AVBC
IVVD
IVVD
Q4 25
89.9%
Q3 25
83.2%
Q2 25
-12.8%
-112.9%
Q1 25
-16.9%
-188.2%
Q4 24
-272.2%
Q3 24
-441.6%
Q2 24
Q1 24
Capex Intensity
AVBC
AVBC
IVVD
IVVD
Q4 25
16.0%
0.0%
Q3 25
3.1%
0.0%
Q2 25
3.7%
0.1%
Q1 25
7.2%
1.3%
Q4 24
0.0%
Q3 24
0.1%
Q2 24
0.0%
Q1 24
Cash Conversion
AVBC
AVBC
IVVD
IVVD
Q4 25
5.32×
Q3 25
Q2 25
-0.60×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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