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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and Massimo Group (MAMO). Click either name above to swap in a different company.
Avidia Bancorp, Inc. is the larger business by last-quarter revenue ($26.8M vs $21.0M, roughly 1.3× Massimo Group). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs 9.5%, a 13.4% gap on every dollar of revenue.
Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.
Massimo Dutti, S.A. is a Spanish premium clothing retailer specializing in cashmere and wool products, established in 1985 and owned by Spanish multinational company Inditex, the parent company of Zara, Pull&Bear, and other brands.
AVBC vs MAMO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $26.8M | $21.0M |
| Net Profit | $5.3M | $2.0M |
| Gross Margin | — | 41.5% |
| Operating Margin | 33.3% | 13.1% |
| Net Margin | 22.9% | 9.5% |
| Revenue YoY | — | 15.7% |
| Net Profit YoY | — | 215.0% |
| EPS (diluted) | — | $0.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $26.8M | $21.0M | ||
| Q3 25 | $28.0M | $17.0M | ||
| Q2 25 | $25.9M | $18.9M | ||
| Q1 25 | $22.9M | $14.9M | ||
| Q4 24 | — | $18.2M | ||
| Q3 24 | — | $25.6M | ||
| Q2 24 | — | $35.4M | ||
| Q1 24 | — | $30.2M |
| Q4 25 | $5.3M | $2.0M | ||
| Q3 25 | $-907.0K | $1.5M | ||
| Q2 25 | $3.9M | $77.7K | ||
| Q1 25 | $-11.6M | $-2.1M | ||
| Q4 24 | — | $-1.7M | ||
| Q3 24 | — | $-2.5M | ||
| Q2 24 | — | $2.8M | ||
| Q1 24 | — | $3.2M |
| Q4 25 | — | 41.5% | ||
| Q3 25 | — | 42.0% | ||
| Q2 25 | — | 36.3% | ||
| Q1 25 | — | 28.4% | ||
| Q4 24 | — | 19.6% | ||
| Q3 24 | — | 27.2% | ||
| Q2 24 | — | 32.5% | ||
| Q1 24 | — | 34.7% |
| Q4 25 | 33.3% | 13.1% | ||
| Q3 25 | -7.0% | 10.5% | ||
| Q2 25 | 19.4% | 0.8% | ||
| Q1 25 | -72.0% | -18.2% | ||
| Q4 24 | — | -15.4% | ||
| Q3 24 | — | 1.2% | ||
| Q2 24 | — | 10.1% | ||
| Q1 24 | — | 13.2% |
| Q4 25 | 22.9% | 9.5% | ||
| Q3 25 | -3.2% | 9.0% | ||
| Q2 25 | 15.0% | 0.4% | ||
| Q1 25 | -50.5% | -14.0% | ||
| Q4 24 | — | -9.5% | ||
| Q3 24 | — | -9.8% | ||
| Q2 24 | — | 8.0% | ||
| Q1 24 | — | 10.6% |
| Q4 25 | — | $0.05 | ||
| Q3 25 | $-0.05 | $0.04 | ||
| Q2 25 | — | $0.00 | ||
| Q1 25 | — | $-0.05 | ||
| Q4 24 | — | $-0.05 | ||
| Q3 24 | — | $-0.06 | ||
| Q2 24 | — | $0.07 | ||
| Q1 24 | — | $0.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $275.0M | $5.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $379.0M | $23.7M |
| Total Assets | $2.8B | $51.4M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $275.0M | $5.8M | ||
| Q3 25 | $208.3M | $2.6M | ||
| Q2 25 | $592.5M | — | ||
| Q1 25 | — | $3.0M | ||
| Q4 24 | — | $10.2M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $379.0M | $23.7M | ||
| Q3 25 | $372.0M | $21.7M | ||
| Q2 25 | $191.4M | $20.2M | ||
| Q1 25 | $186.1M | $19.9M | ||
| Q4 24 | — | $21.7M | ||
| Q3 24 | — | $22.5M | ||
| Q2 24 | — | $24.7M | ||
| Q1 24 | — | $18.1M |
| Q4 25 | $2.8B | $51.4M | ||
| Q3 25 | $2.8B | $44.4M | ||
| Q2 25 | $3.0B | $45.9M | ||
| Q1 25 | $2.7B | $46.4M | ||
| Q4 24 | — | $54.9M | ||
| Q3 24 | — | $57.1M | ||
| Q2 24 | — | $49.9M | ||
| Q1 24 | — | $47.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $28.4M | $4.0M |
| Free Cash FlowOCF − Capex | $24.1M | — |
| FCF MarginFCF / Revenue | 89.9% | — |
| Capex IntensityCapex / Revenue | 16.0% | — |
| Cash ConversionOCF / Net Profit | 5.32× | 2.01× |
| TTM Free Cash FlowTrailing 4 quarters | $40.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $28.4M | $4.0M | ||
| Q3 25 | $24.1M | $633.2K | ||
| Q2 25 | $-2.3M | $-1.4M | ||
| Q1 25 | $-2.2M | $-3.3M | ||
| Q4 24 | — | $9.1M | ||
| Q3 24 | — | $4.7M | ||
| Q2 24 | — | $-6.5M | ||
| Q1 24 | — | $-637.0K |
| Q4 25 | $24.1M | — | ||
| Q3 25 | $23.3M | — | ||
| Q2 25 | $-3.3M | — | ||
| Q1 25 | $-3.9M | — | ||
| Q4 24 | — | $9.0M | ||
| Q3 24 | — | $4.6M | ||
| Q2 24 | — | $-6.7M | ||
| Q1 24 | — | $-741.4K |
| Q4 25 | 89.9% | — | ||
| Q3 25 | 83.2% | — | ||
| Q2 25 | -12.8% | — | ||
| Q1 25 | -16.9% | — | ||
| Q4 24 | — | 49.7% | ||
| Q3 24 | — | 18.1% | ||
| Q2 24 | — | -19.0% | ||
| Q1 24 | — | -2.5% |
| Q4 25 | 16.0% | — | ||
| Q3 25 | 3.1% | — | ||
| Q2 25 | 3.7% | — | ||
| Q1 25 | 7.2% | — | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 0.3% | ||
| Q2 24 | — | 0.7% | ||
| Q1 24 | — | 0.3% |
| Q4 25 | 5.32× | 2.01× | ||
| Q3 25 | — | 0.41× | ||
| Q2 25 | -0.60× | -17.92× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | -2.30× | ||
| Q1 24 | — | -0.20× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
