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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and Medirom Healthcare Technologies Inc. (MRM). Click either name above to swap in a different company.

Avidia Bancorp, Inc. is the larger business by last-quarter revenue ($26.8M vs $21.1M, roughly 1.3× Medirom Healthcare Technologies Inc.). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs -21.3%, a 44.2% gap on every dollar of revenue. Avidia Bancorp, Inc. produced more free cash flow last quarter ($24.1M vs $-2.4K).

Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.

Medirom Healthcare Technologies Inc. develops and delivers integrated digital health and remote patient monitoring solutions targeted at chronic disease management, post-operative care, and senior health support. It serves healthcare providers, insurance payers, and institutional care partners across key markets in North America and the Asia-Pacific region, prioritizing accessible, data-driven care to improve patient outcomes.

AVBC vs MRM — Head-to-Head

Bigger by revenue
AVBC
AVBC
1.3× larger
AVBC
$26.8M
$21.1M
MRM
Higher net margin
AVBC
AVBC
44.2% more per $
AVBC
22.9%
-21.3%
MRM
More free cash flow
AVBC
AVBC
$24.1M more FCF
AVBC
$24.1M
$-2.4K
MRM

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
AVBC
AVBC
MRM
MRM
Revenue
$26.8M
$21.1M
Net Profit
$5.3M
$-4.5M
Gross Margin
10.8%
Operating Margin
33.3%
-28.5%
Net Margin
22.9%
-21.3%
Revenue YoY
Net Profit YoY
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBC
AVBC
MRM
MRM
Q4 25
$26.8M
Q3 25
$28.0M
Q2 25
$25.9M
$21.1M
Q1 25
$22.9M
Net Profit
AVBC
AVBC
MRM
MRM
Q4 25
$5.3M
Q3 25
$-907.0K
Q2 25
$3.9M
$-4.5M
Q1 25
$-11.6M
Gross Margin
AVBC
AVBC
MRM
MRM
Q4 25
Q3 25
Q2 25
10.8%
Q1 25
Operating Margin
AVBC
AVBC
MRM
MRM
Q4 25
33.3%
Q3 25
-7.0%
Q2 25
19.4%
-28.5%
Q1 25
-72.0%
Net Margin
AVBC
AVBC
MRM
MRM
Q4 25
22.9%
Q3 25
-3.2%
Q2 25
15.0%
-21.3%
Q1 25
-50.5%
EPS (diluted)
AVBC
AVBC
MRM
MRM
Q4 25
Q3 25
$-0.05
Q2 25
Q1 25

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBC
AVBC
MRM
MRM
Cash + ST InvestmentsLiquidity on hand
$275.0M
$252.3K
Total DebtLower is stronger
$8.8M
Stockholders' EquityBook value
$379.0M
$1.6M
Total Assets
$2.8B
$52.0M
Debt / EquityLower = less leverage
5.55×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVBC
AVBC
MRM
MRM
Q4 25
$275.0M
Q3 25
$208.3M
Q2 25
$592.5M
$252.3K
Q1 25
Total Debt
AVBC
AVBC
MRM
MRM
Q4 25
Q3 25
Q2 25
$8.8M
Q1 25
Stockholders' Equity
AVBC
AVBC
MRM
MRM
Q4 25
$379.0M
Q3 25
$372.0M
Q2 25
$191.4M
$1.6M
Q1 25
$186.1M
Total Assets
AVBC
AVBC
MRM
MRM
Q4 25
$2.8B
Q3 25
$2.8B
Q2 25
$3.0B
$52.0M
Q1 25
$2.7B
Debt / Equity
AVBC
AVBC
MRM
MRM
Q4 25
Q3 25
Q2 25
5.55×
Q1 25

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBC
AVBC
MRM
MRM
Operating Cash FlowLast quarter
$28.4M
$-2.3K
Free Cash FlowOCF − Capex
$24.1M
$-2.4K
FCF MarginFCF / Revenue
89.9%
-0.0%
Capex IntensityCapex / Revenue
16.0%
0.0%
Cash ConversionOCF / Net Profit
5.32×
TTM Free Cash FlowTrailing 4 quarters
$40.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBC
AVBC
MRM
MRM
Q4 25
$28.4M
Q3 25
$24.1M
Q2 25
$-2.3M
$-2.3K
Q1 25
$-2.2M
Free Cash Flow
AVBC
AVBC
MRM
MRM
Q4 25
$24.1M
Q3 25
$23.3M
Q2 25
$-3.3M
$-2.4K
Q1 25
$-3.9M
FCF Margin
AVBC
AVBC
MRM
MRM
Q4 25
89.9%
Q3 25
83.2%
Q2 25
-12.8%
-0.0%
Q1 25
-16.9%
Capex Intensity
AVBC
AVBC
MRM
MRM
Q4 25
16.0%
Q3 25
3.1%
Q2 25
3.7%
0.0%
Q1 25
7.2%
Cash Conversion
AVBC
AVBC
MRM
MRM
Q4 25
5.32×
Q3 25
Q2 25
-0.60×
Q1 25

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AVBC
AVBC

Segment breakdown not available.

MRM
MRM

Professional services expense$20.0M95%
Other$1.1M5%

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