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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and NATIONAL RESEARCH CORP (NRC). Click either name above to swap in a different company.
NATIONAL RESEARCH CORP is the larger business by last-quarter revenue ($35.2M vs $26.8M, roughly 1.3× Avidia Bancorp, Inc.). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs 5.1%, a 17.8% gap on every dollar of revenue. Avidia Bancorp, Inc. produced more free cash flow last quarter ($24.1M vs $6.1M).
Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.
National Research Corporation, doing business as NRC Health, is an American healthcare company which provides healthcare products and subscription-based solutions in United States and Canada. It was founded in 1981, and is based in Lincoln, Nebraska.
AVBC vs NRC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $26.8M | $35.2M |
| Net Profit | $5.3M | $1.8M |
| Gross Margin | — | — |
| Operating Margin | 33.3% | 13.3% |
| Net Margin | 22.9% | 5.1% |
| Revenue YoY | — | -4.6% |
| Net Profit YoY | — | -72.6% |
| EPS (diluted) | — | $49.58 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $26.8M | $35.2M | ||
| Q3 25 | $28.0M | $34.6M | ||
| Q2 25 | $25.9M | $34.0M | ||
| Q1 25 | $22.9M | $33.6M | ||
| Q4 24 | — | $36.9M | ||
| Q3 24 | — | $35.8M | ||
| Q2 24 | — | $35.0M | ||
| Q1 24 | — | $35.3M |
| Q4 25 | $5.3M | $1.8M | ||
| Q3 25 | $-907.0K | $4.1M | ||
| Q2 25 | $3.9M | $-106.0K | ||
| Q1 25 | $-11.6M | $5.8M | ||
| Q4 24 | — | $6.6M | ||
| Q3 24 | — | $5.7M | ||
| Q2 24 | — | $6.2M | ||
| Q1 24 | — | $6.4M |
| Q4 25 | 33.3% | 13.3% | ||
| Q3 25 | -7.0% | 22.4% | ||
| Q2 25 | 19.4% | 4.7% | ||
| Q1 25 | -72.0% | 25.6% | ||
| Q4 24 | — | 26.0% | ||
| Q3 24 | — | 22.3% | ||
| Q2 24 | — | 25.3% | ||
| Q1 24 | — | 24.8% |
| Q4 25 | 22.9% | 5.1% | ||
| Q3 25 | -3.2% | 11.9% | ||
| Q2 25 | 15.0% | -0.3% | ||
| Q1 25 | -50.5% | 17.2% | ||
| Q4 24 | — | 17.8% | ||
| Q3 24 | — | 15.9% | ||
| Q2 24 | — | 17.6% | ||
| Q1 24 | — | 18.0% |
| Q4 25 | — | $49.58 | ||
| Q3 25 | $-0.05 | $0.18 | ||
| Q2 25 | — | $-0.01 | ||
| Q1 25 | — | $0.25 | ||
| Q4 24 | — | $0.27 | ||
| Q3 24 | — | $0.24 | ||
| Q2 24 | — | $0.26 | ||
| Q1 24 | — | $0.27 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $275.0M | $4.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $379.0M | $14.0M |
| Total Assets | $2.8B | $134.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $275.0M | $4.1M | ||
| Q3 25 | $208.3M | $2.2M | ||
| Q2 25 | $592.5M | $5.3M | ||
| Q1 25 | — | $2.5M | ||
| Q4 24 | — | $4.2M | ||
| Q3 24 | — | $3.5M | ||
| Q2 24 | — | $485.0K | ||
| Q1 24 | — | $1.7M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $48.7M | ||
| Q2 24 | — | $33.3M | ||
| Q1 24 | — | $35.2M |
| Q4 25 | $379.0M | $14.0M | ||
| Q3 25 | $372.0M | $14.3M | ||
| Q2 25 | $191.4M | $21.3M | ||
| Q1 25 | $186.1M | $29.7M | ||
| Q4 24 | — | $31.3M | ||
| Q3 24 | — | $34.6M | ||
| Q2 24 | — | $40.2M | ||
| Q1 24 | — | $36.9M |
| Q4 25 | $2.8B | $134.9M | ||
| Q3 25 | $2.8B | $135.7M | ||
| Q2 25 | $3.0B | $141.4M | ||
| Q1 25 | $2.7B | $135.2M | ||
| Q4 24 | — | $132.5M | ||
| Q3 24 | — | $131.8M | ||
| Q2 24 | — | $119.1M | ||
| Q1 24 | — | $120.9M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.41× | ||
| Q2 24 | — | 0.83× | ||
| Q1 24 | — | 0.95× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $28.4M | $7.2M |
| Free Cash FlowOCF − Capex | $24.1M | $6.1M |
| FCF MarginFCF / Revenue | 89.9% | 17.2% |
| Capex IntensityCapex / Revenue | 16.0% | 3.2% |
| Cash ConversionOCF / Net Profit | 5.32× | 3.99× |
| TTM Free Cash FlowTrailing 4 quarters | $40.2M | $15.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $28.4M | $7.2M | ||
| Q3 25 | $24.1M | $13.8M | ||
| Q2 25 | $-2.3M | $-1.1M | ||
| Q1 25 | $-2.2M | $6.6M | ||
| Q4 24 | — | $6.4M | ||
| Q3 24 | — | $9.4M | ||
| Q2 24 | — | $6.8M | ||
| Q1 24 | — | $12.0M |
| Q4 25 | $24.1M | $6.1M | ||
| Q3 25 | $23.3M | $10.2M | ||
| Q2 25 | $-3.3M | $-4.1M | ||
| Q1 25 | $-3.9M | $3.7M | ||
| Q4 24 | — | $1.9M | ||
| Q3 24 | — | $7.8M | ||
| Q2 24 | — | $1.5M | ||
| Q1 24 | — | $7.9M |
| Q4 25 | 89.9% | 17.2% | ||
| Q3 25 | 83.2% | 29.4% | ||
| Q2 25 | -12.8% | -12.2% | ||
| Q1 25 | -16.9% | 10.9% | ||
| Q4 24 | — | 5.2% | ||
| Q3 24 | — | 21.8% | ||
| Q2 24 | — | 4.3% | ||
| Q1 24 | — | 22.4% |
| Q4 25 | 16.0% | 3.2% | ||
| Q3 25 | 3.1% | 10.4% | ||
| Q2 25 | 3.7% | 8.8% | ||
| Q1 25 | 7.2% | 8.9% | ||
| Q4 24 | — | 12.0% | ||
| Q3 24 | — | 4.5% | ||
| Q2 24 | — | 15.0% | ||
| Q1 24 | — | 11.7% |
| Q4 25 | 5.32× | 3.99× | ||
| Q3 25 | — | 3.34× | ||
| Q2 25 | -0.60× | — | ||
| Q1 25 | — | 1.15× | ||
| Q4 24 | — | 0.97× | ||
| Q3 24 | — | 1.66× | ||
| Q2 24 | — | 1.10× | ||
| Q1 24 | — | 1.89× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
