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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and NAPCO SECURITY TECHNOLOGIES, INC (NSSC). Click either name above to swap in a different company.

NAPCO SECURITY TECHNOLOGIES, INC is the larger business by last-quarter revenue ($48.2M vs $26.8M, roughly 1.8× Avidia Bancorp, Inc.). NAPCO SECURITY TECHNOLOGIES, INC runs the higher net margin — 28.0% vs 22.9%, a 5.1% gap on every dollar of revenue. Avidia Bancorp, Inc. produced more free cash flow last quarter ($24.1M vs $14.5M).

Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.

Napco Security Technologies, Inc. was set up in 1969 and now is based in Amityville, New York. The company focuses on security products, such as electronic locking devices, alarm systems, and building access control systems. The company was formerly known as Napco Security Systems, Inc.

AVBC vs NSSC — Head-to-Head

Bigger by revenue
NSSC
NSSC
1.8× larger
NSSC
$48.2M
$26.8M
AVBC
Higher net margin
NSSC
NSSC
5.1% more per $
NSSC
28.0%
22.9%
AVBC
More free cash flow
AVBC
AVBC
$9.6M more FCF
AVBC
$24.1M
$14.5M
NSSC

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
AVBC
AVBC
NSSC
NSSC
Revenue
$26.8M
$48.2M
Net Profit
$5.3M
$13.5M
Gross Margin
58.6%
Operating Margin
33.3%
30.6%
Net Margin
22.9%
28.0%
Revenue YoY
12.2%
Net Profit YoY
29.0%
EPS (diluted)
$0.38

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBC
AVBC
NSSC
NSSC
Q4 25
$26.8M
$48.2M
Q3 25
$28.0M
$49.2M
Q2 25
$25.9M
$50.7M
Q1 25
$22.9M
$44.0M
Q4 24
$42.9M
Q3 24
$44.0M
Q2 24
$50.3M
Q1 24
$49.3M
Net Profit
AVBC
AVBC
NSSC
NSSC
Q4 25
$5.3M
$13.5M
Q3 25
$-907.0K
$12.2M
Q2 25
$3.9M
$11.6M
Q1 25
$-11.6M
$10.1M
Q4 24
$10.5M
Q3 24
$11.2M
Q2 24
$13.5M
Q1 24
$13.2M
Gross Margin
AVBC
AVBC
NSSC
NSSC
Q4 25
58.6%
Q3 25
56.6%
Q2 25
52.8%
Q1 25
57.2%
Q4 24
57.0%
Q3 24
55.9%
Q2 24
55.3%
Q1 24
53.8%
Operating Margin
AVBC
AVBC
NSSC
NSSC
Q4 25
33.3%
30.6%
Q3 25
-7.0%
27.7%
Q2 25
19.4%
23.8%
Q1 25
-72.0%
25.4%
Q4 24
26.0%
Q3 24
26.9%
Q2 24
27.7%
Q1 24
29.4%
Net Margin
AVBC
AVBC
NSSC
NSSC
Q4 25
22.9%
28.0%
Q3 25
-3.2%
24.7%
Q2 25
15.0%
22.9%
Q1 25
-50.5%
23.0%
Q4 24
24.4%
Q3 24
25.4%
Q2 24
26.9%
Q1 24
26.8%
EPS (diluted)
AVBC
AVBC
NSSC
NSSC
Q4 25
$0.38
Q3 25
$-0.05
$0.34
Q2 25
$0.33
Q1 25
$0.28
Q4 24
$0.28
Q3 24
$0.30
Q2 24
$0.36
Q1 24
$0.36

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBC
AVBC
NSSC
NSSC
Cash + ST InvestmentsLiquidity on hand
$275.0M
$115.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$379.0M
$184.8M
Total Assets
$2.8B
$212.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVBC
AVBC
NSSC
NSSC
Q4 25
$275.0M
$115.4M
Q3 25
$208.3M
$105.8M
Q2 25
$592.5M
$99.2M
Q1 25
$89.3M
Q4 24
$99.2M
Q3 24
$91.3M
Q2 24
$70.7M
Q1 24
$60.9M
Stockholders' Equity
AVBC
AVBC
NSSC
NSSC
Q4 25
$379.0M
$184.8M
Q3 25
$372.0M
$176.1M
Q2 25
$191.4M
$168.6M
Q1 25
$186.1M
$161.5M
Q4 24
$174.2M
Q3 24
$178.6M
Q2 24
$178.9M
Q1 24
$168.2M
Total Assets
AVBC
AVBC
NSSC
NSSC
Q4 25
$2.8B
$212.8M
Q3 25
$2.8B
$206.0M
Q2 25
$3.0B
$198.1M
Q1 25
$2.7B
$190.9M
Q4 24
$202.7M
Q3 24
$209.9M
Q2 24
$207.8M
Q1 24
$194.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBC
AVBC
NSSC
NSSC
Operating Cash FlowLast quarter
$28.4M
$15.1M
Free Cash FlowOCF − Capex
$24.1M
$14.5M
FCF MarginFCF / Revenue
89.9%
30.1%
Capex IntensityCapex / Revenue
16.0%
1.2%
Cash ConversionOCF / Net Profit
5.32×
1.12×
TTM Free Cash FlowTrailing 4 quarters
$40.2M
$53.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBC
AVBC
NSSC
NSSC
Q4 25
$28.4M
$15.1M
Q3 25
$24.1M
$11.6M
Q2 25
$-2.3M
$14.6M
Q1 25
$-2.2M
$13.4M
Q4 24
$13.5M
Q3 24
$12.0M
Q2 24
$14.3M
Q1 24
$12.3M
Free Cash Flow
AVBC
AVBC
NSSC
NSSC
Q4 25
$24.1M
$14.5M
Q3 25
$23.3M
$11.4M
Q2 25
$-3.3M
$14.4M
Q1 25
$-3.9M
$13.3M
Q4 24
$12.4M
Q3 24
$11.3M
Q2 24
$13.8M
Q1 24
$12.0M
FCF Margin
AVBC
AVBC
NSSC
NSSC
Q4 25
89.9%
30.1%
Q3 25
83.2%
23.3%
Q2 25
-12.8%
28.4%
Q1 25
-16.9%
30.3%
Q4 24
28.8%
Q3 24
25.8%
Q2 24
27.4%
Q1 24
24.3%
Capex Intensity
AVBC
AVBC
NSSC
NSSC
Q4 25
16.0%
1.2%
Q3 25
3.1%
0.4%
Q2 25
3.7%
0.5%
Q1 25
7.2%
0.1%
Q4 24
2.6%
Q3 24
1.5%
Q2 24
1.1%
Q1 24
0.7%
Cash Conversion
AVBC
AVBC
NSSC
NSSC
Q4 25
5.32×
1.12×
Q3 25
0.96×
Q2 25
-0.60×
1.26×
Q1 25
1.32×
Q4 24
1.29×
Q3 24
1.08×
Q2 24
1.06×
Q1 24
0.94×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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