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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and NORTHERN TECHNOLOGIES INTERNATIONAL CORP (NTIC). Click either name above to swap in a different company.
Avidia Bancorp, Inc. is the larger business by last-quarter revenue ($26.8M vs $23.3M, roughly 1.1× NORTHERN TECHNOLOGIES INTERNATIONAL CORP). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs 1.0%, a 21.9% gap on every dollar of revenue. Avidia Bancorp, Inc. produced more free cash flow last quarter ($24.1M vs $-479.7K).
Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.
Maxar Technologies Inc., was an American space technology company, specializing in geospatial intelligence, Earth observation, and on-orbit satellite servicing, satellite products, and related services. DigitalGlobe and MDA Holdings Company merged to become Maxar Technologies on October 5, 2017.
AVBC vs NTIC — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $26.8M | $23.3M |
| Net Profit | $5.3M | $237.8K |
| Gross Margin | — | 36.0% |
| Operating Margin | 33.3% | 4.0% |
| Net Margin | 22.9% | 1.0% |
| Revenue YoY | — | 9.2% |
| Net Profit YoY | — | -57.6% |
| EPS (diluted) | — | $0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $26.8M | $23.3M | ||
| Q3 25 | $28.0M | $22.3M | ||
| Q2 25 | $25.9M | $21.5M | ||
| Q1 25 | $22.9M | $19.1M | ||
| Q4 24 | — | $21.3M | ||
| Q3 24 | — | $23.3M | ||
| Q2 24 | — | $20.7M | ||
| Q1 24 | — | $20.8M |
| Q4 25 | $5.3M | $237.8K | ||
| Q3 25 | $-907.0K | $-1.1M | ||
| Q2 25 | $3.9M | $121.8K | ||
| Q1 25 | $-11.6M | $434.3K | ||
| Q4 24 | — | $561.1K | ||
| Q3 24 | — | $1.8M | ||
| Q2 24 | — | $976.6K | ||
| Q1 24 | — | $1.7M |
| Q4 25 | — | 36.0% | ||
| Q3 25 | — | 37.9% | ||
| Q2 25 | — | 38.4% | ||
| Q1 25 | — | 35.6% | ||
| Q4 24 | — | 38.3% | ||
| Q3 24 | — | 43.8% | ||
| Q2 24 | — | 38.2% | ||
| Q1 24 | — | 40.0% |
| Q4 25 | 33.3% | 4.0% | ||
| Q3 25 | -7.0% | 4.2% | ||
| Q2 25 | 19.4% | 4.0% | ||
| Q1 25 | -72.0% | -1.7% | ||
| Q4 24 | — | 5.2% | ||
| Q3 24 | — | 11.8% | ||
| Q2 24 | — | 7.4% | ||
| Q1 24 | — | 10.6% |
| Q4 25 | 22.9% | 1.0% | ||
| Q3 25 | -3.2% | -4.9% | ||
| Q2 25 | 15.0% | 0.6% | ||
| Q1 25 | -50.5% | 2.3% | ||
| Q4 24 | — | 2.6% | ||
| Q3 24 | — | 7.9% | ||
| Q2 24 | — | 4.7% | ||
| Q1 24 | — | 8.2% |
| Q4 25 | — | $0.03 | ||
| Q3 25 | $-0.05 | $-0.11 | ||
| Q2 25 | — | $0.01 | ||
| Q1 25 | — | $0.04 | ||
| Q4 24 | — | $0.06 | ||
| Q3 24 | — | $0.19 | ||
| Q2 24 | — | $0.10 | ||
| Q1 24 | — | $0.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $275.0M | $6.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $379.0M | $72.4M |
| Total Assets | $2.8B | $104.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $275.0M | $6.4M | ||
| Q3 25 | $208.3M | $7.3M | ||
| Q2 25 | $592.5M | $6.8M | ||
| Q1 25 | — | $5.1M | ||
| Q4 24 | — | $5.6M | ||
| Q3 24 | — | $5.0M | ||
| Q2 24 | — | $5.8M | ||
| Q1 24 | — | $4.8M |
| Q4 25 | $379.0M | $72.4M | ||
| Q3 25 | $372.0M | $72.1M | ||
| Q2 25 | $191.4M | $72.4M | ||
| Q1 25 | $186.1M | $69.7M | ||
| Q4 24 | — | $70.2M | ||
| Q3 24 | — | $71.2M | ||
| Q2 24 | — | $68.9M | ||
| Q1 24 | — | $68.4M |
| Q4 25 | $2.8B | $104.0M | ||
| Q3 25 | $2.8B | $102.7M | ||
| Q2 25 | $3.0B | $99.3M | ||
| Q1 25 | $2.7B | $93.7M | ||
| Q4 24 | — | $94.0M | ||
| Q3 24 | — | $94.7M | ||
| Q2 24 | — | $89.3M | ||
| Q1 24 | — | $87.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $28.4M | $341.9K |
| Free Cash FlowOCF − Capex | $24.1M | $-479.7K |
| FCF MarginFCF / Revenue | 89.9% | -2.1% |
| Capex IntensityCapex / Revenue | 16.0% | 3.5% |
| Cash ConversionOCF / Net Profit | 5.32× | 1.44× |
| TTM Free Cash FlowTrailing 4 quarters | $40.2M | $-1.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $28.4M | $341.9K | ||
| Q3 25 | $24.1M | $-1.4M | ||
| Q2 25 | $-2.3M | $609.7K | ||
| Q1 25 | $-2.2M | $803.7K | ||
| Q4 24 | — | $2.4M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $1.9M | ||
| Q1 24 | — | — |
| Q4 25 | $24.1M | $-479.7K | ||
| Q3 25 | $23.3M | $-1.4M | ||
| Q2 25 | $-3.3M | $-171.2K | ||
| Q1 25 | $-3.9M | $293.1K | ||
| Q4 24 | — | $1.2M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $869.4K | ||
| Q1 24 | — | — |
| Q4 25 | 89.9% | -2.1% | ||
| Q3 25 | 83.2% | -6.3% | ||
| Q2 25 | -12.8% | -0.8% | ||
| Q1 25 | -16.9% | 1.5% | ||
| Q4 24 | — | 5.5% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 4.2% | ||
| Q1 24 | — | — |
| Q4 25 | 16.0% | 3.5% | ||
| Q3 25 | 3.1% | 0.2% | ||
| Q2 25 | 3.7% | 3.6% | ||
| Q1 25 | 7.2% | 2.7% | ||
| Q4 24 | — | 5.7% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 5.2% | ||
| Q1 24 | — | — |
| Q4 25 | 5.32× | 1.44× | ||
| Q3 25 | — | — | ||
| Q2 25 | -0.60× | 5.01× | ||
| Q1 25 | — | 1.85× | ||
| Q4 24 | — | 4.27× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 1.99× | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AVBC
Segment breakdown not available.
NTIC
| Inside The USA To Unaffiliated Customers | $7.5M | 32% |
| Natur Tec | $6.0M | 26% |
| Acobal | $3.6M | 15% |
| Other | $2.7M | 12% |
| BR | $2.1M | 9% |
| Zerust OY | $1.4M | 6% |
