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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and Quipt Home Medical Corp. (QIPT). Click either name above to swap in a different company.

Quipt Home Medical Corp. is the larger business by last-quarter revenue ($49.0M vs $26.8M, roughly 1.8× Avidia Bancorp, Inc.). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs -2.1%, a 25.1% gap on every dollar of revenue. Avidia Bancorp, Inc. produced more free cash flow last quarter ($24.1M vs $6.9M).

Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.

Quipt Home Medical Corp is a U.S.-based home medical equipment provider specializing in respiratory care, sleep therapy supplies, and chronic disease management products. It serves patients with long-term health conditions, partners with healthcare providers and insurance payers across operating regions to deliver accessible in-home medical solutions.

AVBC vs QIPT — Head-to-Head

Bigger by revenue
QIPT
QIPT
1.8× larger
QIPT
$49.0M
$26.8M
AVBC
Higher net margin
AVBC
AVBC
25.1% more per $
AVBC
22.9%
-2.1%
QIPT
More free cash flow
AVBC
AVBC
$17.2M more FCF
AVBC
$24.1M
$6.9M
QIPT

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
AVBC
AVBC
QIPT
QIPT
Revenue
$26.8M
$49.0M
Net Profit
$5.3M
$-1.1M
Gross Margin
53.5%
Operating Margin
33.3%
2.1%
Net Margin
22.9%
-2.1%
Revenue YoY
32.3%
Net Profit YoY
2.9%
EPS (diluted)
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBC
AVBC
QIPT
QIPT
Q4 25
$26.8M
$49.0M
Q3 25
$28.0M
$39.8M
Q2 25
$25.9M
$35.1M
Q1 25
$22.9M
$33.3M
Q4 24
$37.1M
Net Profit
AVBC
AVBC
QIPT
QIPT
Q4 25
$5.3M
$-1.1M
Q3 25
$-907.0K
$-3.5M
Q2 25
$3.9M
$-3.0M
Q1 25
$-11.6M
$-3.0M
Q4 24
$-1.1M
Gross Margin
AVBC
AVBC
QIPT
QIPT
Q4 25
53.5%
Q3 25
48.7%
Q2 25
57.6%
Q1 25
54.6%
Q4 24
52.1%
Operating Margin
AVBC
AVBC
QIPT
QIPT
Q4 25
33.3%
2.1%
Q3 25
-7.0%
-3.6%
Q2 25
19.4%
-5.2%
Q1 25
-72.0%
-3.0%
Q4 24
1.2%
Net Margin
AVBC
AVBC
QIPT
QIPT
Q4 25
22.9%
-2.1%
Q3 25
-3.2%
-8.9%
Q2 25
15.0%
-8.6%
Q1 25
-50.5%
-9.1%
Q4 24
-2.9%
EPS (diluted)
AVBC
AVBC
QIPT
QIPT
Q4 25
$-0.02
Q3 25
$-0.05
$-0.07
Q2 25
$-0.07
Q1 25
$-0.07
Q4 24
$-0.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBC
AVBC
QIPT
QIPT
Cash + ST InvestmentsLiquidity on hand
$275.0M
$10.5M
Total DebtLower is stronger
$84.0M
Stockholders' EquityBook value
$379.0M
$113.0M
Total Assets
$2.8B
$280.7M
Debt / EquityLower = less leverage
0.74×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVBC
AVBC
QIPT
QIPT
Q4 25
$275.0M
$10.5M
Q3 25
$208.3M
$12.9M
Q2 25
$592.5M
$11.3M
Q1 25
$17.1M
Q4 24
$15.5M
Total Debt
AVBC
AVBC
QIPT
QIPT
Q4 25
$84.0M
Q3 25
$87.6M
Q2 25
$66.0M
Q1 25
$71.5M
Q4 24
$70.6M
Stockholders' Equity
AVBC
AVBC
QIPT
QIPT
Q4 25
$379.0M
$113.0M
Q3 25
$372.0M
$112.1M
Q2 25
$191.4M
$102.5M
Q1 25
$186.1M
$103.6M
Q4 24
$106.3M
Total Assets
AVBC
AVBC
QIPT
QIPT
Q4 25
$2.8B
$280.7M
Q3 25
$2.8B
$283.3M
Q2 25
$3.0B
$236.1M
Q1 25
$2.7B
$244.6M
Q4 24
$242.8M
Debt / Equity
AVBC
AVBC
QIPT
QIPT
Q4 25
0.74×
Q3 25
0.78×
Q2 25
0.64×
Q1 25
0.69×
Q4 24
0.66×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBC
AVBC
QIPT
QIPT
Operating Cash FlowLast quarter
$28.4M
$8.9M
Free Cash FlowOCF − Capex
$24.1M
$6.9M
FCF MarginFCF / Revenue
89.9%
14.0%
Capex IntensityCapex / Revenue
16.0%
4.2%
Cash ConversionOCF / Net Profit
5.32×
TTM Free Cash FlowTrailing 4 quarters
$40.2M
$26.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBC
AVBC
QIPT
QIPT
Q4 25
$28.4M
$8.9M
Q3 25
$24.1M
$9.8M
Q2 25
$-2.3M
$9.7M
Q1 25
$-2.2M
$8.9M
Q4 24
$9.3M
Free Cash Flow
AVBC
AVBC
QIPT
QIPT
Q4 25
$24.1M
$6.9M
Q3 25
$23.3M
$8.0M
Q2 25
$-3.3M
$4.4M
Q1 25
$-3.9M
$7.3M
Q4 24
$5.6M
FCF Margin
AVBC
AVBC
QIPT
QIPT
Q4 25
89.9%
14.0%
Q3 25
83.2%
20.0%
Q2 25
-12.8%
12.6%
Q1 25
-16.9%
22.0%
Q4 24
15.2%
Capex Intensity
AVBC
AVBC
QIPT
QIPT
Q4 25
16.0%
4.2%
Q3 25
3.1%
4.6%
Q2 25
3.7%
14.9%
Q1 25
7.2%
4.8%
Q4 24
9.9%
Cash Conversion
AVBC
AVBC
QIPT
QIPT
Q4 25
5.32×
Q3 25
Q2 25
-0.60×
Q1 25
Q4 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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