vs
Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and SmartRent, Inc. (SMRT). Click either name above to swap in a different company.
SmartRent, Inc. is the larger business by last-quarter revenue ($36.5M vs $26.8M, roughly 1.4× Avidia Bancorp, Inc.). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs -8.9%, a 31.8% gap on every dollar of revenue. Avidia Bancorp, Inc. produced more free cash flow last quarter ($24.1M vs $7.7M).
Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.
Budget Rent a Car System, Inc. is an American car rental company that was founded in 1958 in Los Angeles, California by Morris Mirkin. Budget is a subsidiary of the Avis Budget Group, with its operations headquartered in Parsippany, New Jersey.
AVBC vs SMRT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $26.8M | $36.5M |
| Net Profit | $5.3M | $-3.2M |
| Gross Margin | — | 38.6% |
| Operating Margin | 33.3% | -10.9% |
| Net Margin | 22.9% | -8.9% |
| Revenue YoY | — | 3.1% |
| Net Profit YoY | — | 71.6% |
| EPS (diluted) | — | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $26.8M | $36.5M | ||
| Q3 25 | $28.0M | $36.2M | ||
| Q2 25 | $25.9M | $38.3M | ||
| Q1 25 | $22.9M | $41.3M | ||
| Q4 24 | — | $35.4M | ||
| Q3 24 | — | $40.5M | ||
| Q2 24 | — | $48.5M | ||
| Q1 24 | — | $50.5M |
| Q4 25 | $5.3M | $-3.2M | ||
| Q3 25 | $-907.0K | $-6.3M | ||
| Q2 25 | $3.9M | $-10.9M | ||
| Q1 25 | $-11.6M | $-40.2M | ||
| Q4 24 | — | $-11.4M | ||
| Q3 24 | — | $-9.9M | ||
| Q2 24 | — | $-4.6M | ||
| Q1 24 | — | $-7.7M |
| Q4 25 | — | 38.6% | ||
| Q3 25 | — | 26.4% | ||
| Q2 25 | — | 33.1% | ||
| Q1 25 | — | 32.8% | ||
| Q4 24 | — | 28.7% | ||
| Q3 24 | — | 33.2% | ||
| Q2 24 | — | 35.7% | ||
| Q1 24 | — | 38.5% |
| Q4 25 | 33.3% | -10.9% | ||
| Q3 25 | -7.0% | -19.4% | ||
| Q2 25 | 19.4% | -30.5% | ||
| Q1 25 | -72.0% | -99.9% | ||
| Q4 24 | — | -36.6% | ||
| Q3 24 | — | -29.0% | ||
| Q2 24 | — | -14.3% | ||
| Q1 24 | — | -20.1% |
| Q4 25 | 22.9% | -8.9% | ||
| Q3 25 | -3.2% | -17.3% | ||
| Q2 25 | 15.0% | -28.3% | ||
| Q1 25 | -50.5% | -97.2% | ||
| Q4 24 | — | -32.3% | ||
| Q3 24 | — | -24.5% | ||
| Q2 24 | — | -9.5% | ||
| Q1 24 | — | -15.2% |
| Q4 25 | — | $-0.02 | ||
| Q3 25 | $-0.05 | $-0.03 | ||
| Q2 25 | — | $-0.06 | ||
| Q1 25 | — | $-0.21 | ||
| Q4 24 | — | $-0.06 | ||
| Q3 24 | — | $-0.05 | ||
| Q2 24 | — | $-0.02 | ||
| Q1 24 | — | $-0.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $275.0M | $104.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $379.0M | $232.1M |
| Total Assets | $2.8B | $320.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $275.0M | $104.5M | ||
| Q3 25 | $208.3M | $100.0M | ||
| Q2 25 | $592.5M | $105.0M | ||
| Q1 25 | — | $125.6M | ||
| Q4 24 | — | $142.5M | ||
| Q3 24 | — | $163.4M | ||
| Q2 24 | — | $187.4M | ||
| Q1 24 | — | $204.7M |
| Q4 25 | $379.0M | $232.1M | ||
| Q3 25 | $372.0M | $234.4M | ||
| Q2 25 | $191.4M | $238.8M | ||
| Q1 25 | $186.1M | $250.7M | ||
| Q4 24 | — | $289.4M | ||
| Q3 24 | — | $305.1M | ||
| Q2 24 | — | $329.4M | ||
| Q1 24 | — | $333.1M |
| Q4 25 | $2.8B | $320.9M | ||
| Q3 25 | $2.8B | $335.8M | ||
| Q2 25 | $3.0B | $354.0M | ||
| Q1 25 | $2.7B | $366.1M | ||
| Q4 24 | — | $420.2M | ||
| Q3 24 | — | $448.6M | ||
| Q2 24 | — | $475.3M | ||
| Q1 24 | — | $485.5M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $28.4M | $7.7M |
| Free Cash FlowOCF − Capex | $24.1M | $7.7M |
| FCF MarginFCF / Revenue | 89.9% | 21.0% |
| Capex IntensityCapex / Revenue | 16.0% | 0.0% |
| Cash ConversionOCF / Net Profit | 5.32× | — |
| TTM Free Cash FlowTrailing 4 quarters | $40.2M | $-25.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $28.4M | $7.7M | ||
| Q3 25 | $24.1M | $-2.1M | ||
| Q2 25 | $-2.3M | $-14.9M | ||
| Q1 25 | $-2.2M | $-12.2M | ||
| Q4 24 | — | $-12.0M | ||
| Q3 24 | — | $-3.7M | ||
| Q2 24 | — | $-13.9M | ||
| Q1 24 | — | $-3.3M |
| Q4 25 | $24.1M | $7.7M | ||
| Q3 25 | $23.3M | $-2.2M | ||
| Q2 25 | $-3.3M | $-16.2M | ||
| Q1 25 | $-3.9M | $-14.3M | ||
| Q4 24 | — | $-13.3M | ||
| Q3 24 | — | $-3.9M | ||
| Q2 24 | — | $-14.1M | ||
| Q1 24 | — | $-3.4M |
| Q4 25 | 89.9% | 21.0% | ||
| Q3 25 | 83.2% | -6.1% | ||
| Q2 25 | -12.8% | -42.3% | ||
| Q1 25 | -16.9% | -34.7% | ||
| Q4 24 | — | -37.5% | ||
| Q3 24 | — | -9.7% | ||
| Q2 24 | — | -29.1% | ||
| Q1 24 | — | -6.7% |
| Q4 25 | 16.0% | 0.0% | ||
| Q3 25 | 3.1% | 0.2% | ||
| Q2 25 | 3.7% | 3.3% | ||
| Q1 25 | 7.2% | 5.3% | ||
| Q4 24 | — | 3.5% | ||
| Q3 24 | — | 0.6% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | — | 0.1% |
| Q4 25 | 5.32× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | -0.60× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AVBC
Segment breakdown not available.
SMRT
| Hosted Services | $18.1M | 50% |
| Hardware Service | $12.5M | 34% |
| Smart Operations Solutions | $2.6M | 7% |
| Access Control | $2.0M | 5% |
| Other Smart Communities Solutions | $1.3M | 3% |
