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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and SolarMax Technology, Inc. (SMXT). Click either name above to swap in a different company.
SolarMax Technology, Inc. is the larger business by last-quarter revenue ($46.6M vs $26.8M, roughly 1.7× Avidia Bancorp, Inc.). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs -1.9%, a 24.8% gap on every dollar of revenue.
Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.
SolarMax Technology, Inc. develops, manufactures and sells high-efficiency solar PV modules and clean energy systems. It serves residential, commercial and industrial clients in North America and key Asia-Pacific markets, offering installation and after-sales support to boost low-carbon energy use.
AVBC vs SMXT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $26.8M | $46.6M |
| Net Profit | $5.3M | $-872.2K |
| Gross Margin | — | 2.7% |
| Operating Margin | 33.3% | -2.7% |
| Net Margin | 22.9% | -1.9% |
| Revenue YoY | — | 623.5% |
| Net Profit YoY | — | 77.7% |
| EPS (diluted) | — | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $26.8M | $46.6M | ||
| Q3 25 | $28.0M | $30.6M | ||
| Q2 25 | $25.9M | $6.9M | ||
| Q1 25 | $22.9M | $6.9M | ||
| Q4 24 | — | $6.4M | ||
| Q3 24 | — | $6.3M |
| Q4 25 | $5.3M | $-872.2K | ||
| Q3 25 | $-907.0K | $-2.3M | ||
| Q2 25 | $3.9M | $-1.9M | ||
| Q1 25 | $-11.6M | $-1.3M | ||
| Q4 24 | — | $-3.9M | ||
| Q3 24 | — | $-9.6M |
| Q4 25 | — | 2.7% | ||
| Q3 25 | — | 3.1% | ||
| Q2 25 | — | 8.8% | ||
| Q1 25 | — | 20.5% | ||
| Q4 24 | — | 14.5% | ||
| Q3 24 | — | 19.9% |
| Q4 25 | 33.3% | -2.7% | ||
| Q3 25 | -7.0% | -6.9% | ||
| Q2 25 | 19.4% | -25.7% | ||
| Q1 25 | -72.0% | -16.7% | ||
| Q4 24 | — | -27.9% | ||
| Q3 24 | — | -158.4% |
| Q4 25 | 22.9% | -1.9% | ||
| Q3 25 | -3.2% | -7.4% | ||
| Q2 25 | 15.0% | -27.6% | ||
| Q1 25 | -50.5% | -18.7% | ||
| Q4 24 | — | -60.6% | ||
| Q3 24 | — | -152.0% |
| Q4 25 | — | $-0.02 | ||
| Q3 25 | $-0.05 | $-0.04 | ||
| Q2 25 | — | $-0.04 | ||
| Q1 25 | — | $-0.03 | ||
| Q4 24 | — | $-0.07 | ||
| Q3 24 | — | $-0.21 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $275.0M | $8.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $379.0M | $-12.2M |
| Total Assets | $2.8B | $91.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $275.0M | $8.0M | ||
| Q3 25 | $208.3M | $5.7M | ||
| Q2 25 | $592.5M | $1.9M | ||
| Q1 25 | — | $6.8M | ||
| Q4 24 | — | $7.1M | ||
| Q3 24 | — | $8.6M |
| Q4 25 | $379.0M | $-12.2M | ||
| Q3 25 | $372.0M | $-11.8M | ||
| Q2 25 | $191.4M | $-15.1M | ||
| Q1 25 | $186.1M | $-15.9M | ||
| Q4 24 | — | $-15.1M | ||
| Q3 24 | — | $-10.9M |
| Q4 25 | $2.8B | $91.3M | ||
| Q3 25 | $2.8B | $58.7M | ||
| Q2 25 | $3.0B | $38.2M | ||
| Q1 25 | $2.7B | $38.6M | ||
| Q4 24 | — | $38.6M | ||
| Q3 24 | — | $43.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $28.4M | $-2.5M |
| Free Cash FlowOCF − Capex | $24.1M | — |
| FCF MarginFCF / Revenue | 89.9% | — |
| Capex IntensityCapex / Revenue | 16.0% | — |
| Cash ConversionOCF / Net Profit | 5.32× | — |
| TTM Free Cash FlowTrailing 4 quarters | $40.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $28.4M | $-2.5M | ||
| Q3 25 | $24.1M | $3.4M | ||
| Q2 25 | $-2.3M | $220.7K | ||
| Q1 25 | $-2.2M | $-601.1K | ||
| Q4 24 | — | $-1.3M | ||
| Q3 24 | — | $203.6K |
| Q4 25 | $24.1M | — | ||
| Q3 25 | $23.3M | — | ||
| Q2 25 | $-3.3M | — | ||
| Q1 25 | $-3.9M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — |
| Q4 25 | 89.9% | — | ||
| Q3 25 | 83.2% | — | ||
| Q2 25 | -12.8% | — | ||
| Q1 25 | -16.9% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — |
| Q4 25 | 16.0% | — | ||
| Q3 25 | 3.1% | — | ||
| Q2 25 | 3.7% | — | ||
| Q1 25 | 7.2% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.0% |
| Q4 25 | 5.32× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | -0.60× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AVBC
Segment breakdown not available.
SMXT
| Yabucoa | $35.9M | 77% |
| Other | $10.7M | 23% |
