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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and Snail, Inc. (SNAL). Click either name above to swap in a different company.

Avidia Bancorp, Inc. is the larger business by last-quarter revenue ($26.8M vs $25.1M, roughly 1.1× Snail, Inc.). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs -3.4%, a 26.3% gap on every dollar of revenue.

Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.

Suzhou Snail Digital Technology Co., Ltd., doing business as Snail, is a Chinese video game company and a Virtual Network Operator headquartered in Suzhou, China, which has branches Snail Games and Snail Mobile. Its division, Snail USA, markets Snail Games products in North America, South America, & Europe. Snail Games products include massively multiplayer online (MMOs), real-time strategy (RTS), and casual games. Its global registered user base has reached over 70 million accounts. The U.S....

AVBC vs SNAL — Head-to-Head

Bigger by revenue
AVBC
AVBC
1.1× larger
AVBC
$26.8M
$25.1M
SNAL
Higher net margin
AVBC
AVBC
26.3% more per $
AVBC
22.9%
-3.4%
SNAL

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AVBC
AVBC
SNAL
SNAL
Revenue
$26.8M
$25.1M
Net Profit
$5.3M
$-862.2K
Gross Margin
38.3%
Operating Margin
33.3%
-6.0%
Net Margin
22.9%
-3.4%
Revenue YoY
-4.2%
Net Profit YoY
-177.0%
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBC
AVBC
SNAL
SNAL
Q4 25
$26.8M
$25.1M
Q3 25
$28.0M
$13.8M
Q2 25
$25.9M
$22.2M
Q1 25
$22.9M
$20.1M
Q4 24
$26.2M
Q3 24
$22.5M
Q2 24
$21.6M
Q1 24
$14.1M
Net Profit
AVBC
AVBC
SNAL
SNAL
Q4 25
$5.3M
$-862.2K
Q3 25
$-907.0K
$-7.9M
Q2 25
$3.9M
$-16.6M
Q1 25
$-11.6M
$-1.9M
Q4 24
$1.1M
Q3 24
$235.1K
Q2 24
$2.3M
Q1 24
$-1.8M
Gross Margin
AVBC
AVBC
SNAL
SNAL
Q4 25
38.3%
Q3 25
0.1%
Q2 25
31.3%
Q1 25
29.1%
Q4 24
43.3%
Q3 24
38.6%
Q2 24
37.5%
Q1 24
14.7%
Operating Margin
AVBC
AVBC
SNAL
SNAL
Q4 25
33.3%
-6.0%
Q3 25
-7.0%
-71.3%
Q2 25
19.4%
-8.2%
Q1 25
-72.0%
-20.4%
Q4 24
11.5%
Q3 24
1.8%
Q2 24
12.4%
Q1 24
-15.6%
Net Margin
AVBC
AVBC
SNAL
SNAL
Q4 25
22.9%
-3.4%
Q3 25
-3.2%
-56.9%
Q2 25
15.0%
-74.7%
Q1 25
-50.5%
-9.7%
Q4 24
4.3%
Q3 24
1.0%
Q2 24
10.4%
Q1 24
-12.6%
EPS (diluted)
AVBC
AVBC
SNAL
SNAL
Q4 25
Q3 25
$-0.05
Q2 25
$-0.44
Q1 25
$-0.06
Q4 24
$0.03
Q3 24
$0.01
Q2 24
$0.06
Q1 24
$-0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBC
AVBC
SNAL
SNAL
Cash + ST InvestmentsLiquidity on hand
$275.0M
$8.6M
Total DebtLower is stronger
$14.6M
Stockholders' EquityBook value
$379.0M
$-16.4M
Total Assets
$2.8B
$59.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVBC
AVBC
SNAL
SNAL
Q4 25
$275.0M
$8.6M
Q3 25
$208.3M
$12.3M
Q2 25
$592.5M
$7.9M
Q1 25
$9.4M
Q4 24
$7.3M
Q3 24
$10.6M
Q2 24
$15.5M
Q1 24
$16.1M
Total Debt
AVBC
AVBC
SNAL
SNAL
Q4 25
$14.6M
Q3 25
$10.5M
Q2 25
$11.8M
Q1 25
$9.0M
Q4 24
$5.7M
Q3 24
$5.7M
Q2 24
$5.8M
Q1 24
$6.5M
Stockholders' Equity
AVBC
AVBC
SNAL
SNAL
Q4 25
$379.0M
$-16.4M
Q3 25
$372.0M
$-15.6M
Q2 25
$191.4M
$-8.0M
Q1 25
$186.1M
$9.1M
Q4 24
$9.7M
Q3 24
$8.2M
Q2 24
$7.9M
Q1 24
$5.6M
Total Assets
AVBC
AVBC
SNAL
SNAL
Q4 25
$2.8B
$59.3M
Q3 25
$2.8B
$51.1M
Q2 25
$3.0B
$58.0M
Q1 25
$2.7B
$64.5M
Q4 24
$62.2M
Q3 24
$66.8M
Q2 24
$75.4M
Q1 24
$78.3M
Debt / Equity
AVBC
AVBC
SNAL
SNAL
Q4 25
Q3 25
Q2 25
Q1 25
0.99×
Q4 24
0.59×
Q3 24
0.70×
Q2 24
0.73×
Q1 24
1.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBC
AVBC
SNAL
SNAL
Operating Cash FlowLast quarter
$28.4M
$-5.3M
Free Cash FlowOCF − Capex
$24.1M
FCF MarginFCF / Revenue
89.9%
Capex IntensityCapex / Revenue
16.0%
Cash ConversionOCF / Net Profit
5.32×
TTM Free Cash FlowTrailing 4 quarters
$40.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBC
AVBC
SNAL
SNAL
Q4 25
$28.4M
$-5.3M
Q3 25
$24.1M
$6.6M
Q2 25
$-2.3M
$-3.2M
Q1 25
$-2.2M
$764.5K
Q4 24
$-3.6M
Q3 24
$-5.0M
Q2 24
$206.6K
Q1 24
$6.8M
Free Cash Flow
AVBC
AVBC
SNAL
SNAL
Q4 25
$24.1M
Q3 25
$23.3M
Q2 25
$-3.3M
Q1 25
$-3.9M
Q4 24
Q3 24
Q2 24
Q1 24
FCF Margin
AVBC
AVBC
SNAL
SNAL
Q4 25
89.9%
Q3 25
83.2%
Q2 25
-12.8%
Q1 25
-16.9%
Q4 24
Q3 24
Q2 24
Q1 24
Capex Intensity
AVBC
AVBC
SNAL
SNAL
Q4 25
16.0%
Q3 25
3.1%
Q2 25
3.7%
Q1 25
7.2%
Q4 24
Q3 24
Q2 24
Q1 24
Cash Conversion
AVBC
AVBC
SNAL
SNAL
Q4 25
5.32×
Q3 25
Q2 25
-0.60×
Q1 25
Q4 24
-3.21×
Q3 24
-21.05×
Q2 24
0.09×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AVBC
AVBC

Segment breakdown not available.

SNAL
SNAL

Pc$14.7M59%
Platform Three$5.2M21%
Platform Two$3.3M13%
Sales Channel Directly To Consumer Mobile Sale$1.6M6%

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