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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and Spire Global, Inc. (SPIR). Click either name above to swap in a different company.

Avidia Bancorp, Inc. is the larger business by last-quarter revenue ($26.8M vs $15.8M, roughly 1.7× Spire Global, Inc.). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs -176.6%, a 199.5% gap on every dollar of revenue. Avidia Bancorp, Inc. produced more free cash flow last quarter ($24.1M vs $-16.2M).

Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.

Spire Global, Inc. is a space-to-cloud data and analytics company that specializes in the tracking of global data sets powered by a large constellation of nanosatellites, such as the tracking of maritime, aviation and weather patterns.

AVBC vs SPIR — Head-to-Head

Bigger by revenue
AVBC
AVBC
1.7× larger
AVBC
$26.8M
$15.8M
SPIR
Higher net margin
AVBC
AVBC
199.5% more per $
AVBC
22.9%
-176.6%
SPIR
More free cash flow
AVBC
AVBC
$40.2M more FCF
AVBC
$24.1M
$-16.2M
SPIR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AVBC
AVBC
SPIR
SPIR
Revenue
$26.8M
$15.8M
Net Profit
$5.3M
$-28.0M
Gross Margin
40.2%
Operating Margin
33.3%
-164.1%
Net Margin
22.9%
-176.6%
Revenue YoY
-26.9%
Net Profit YoY
42.7%
EPS (diluted)
$-0.85

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBC
AVBC
SPIR
SPIR
Q4 25
$26.8M
$15.8M
Q3 25
$28.0M
$12.7M
Q2 25
$25.9M
$19.2M
Q1 25
$22.9M
$23.9M
Q4 24
$21.7M
Q3 24
$28.6M
Q2 24
$25.4M
Q1 24
$34.8M
Net Profit
AVBC
AVBC
SPIR
SPIR
Q4 25
$5.3M
$-28.0M
Q3 25
$-907.0K
$-19.7M
Q2 25
$3.9M
$119.6M
Q1 25
$-11.6M
$-20.7M
Q4 24
$-48.8M
Q3 24
$-12.5M
Q2 24
$-16.6M
Q1 24
$-25.5M
Gross Margin
AVBC
AVBC
SPIR
SPIR
Q4 25
40.2%
Q3 25
36.6%
Q2 25
48.9%
Q1 25
36.8%
Q4 24
32.4%
Q3 24
44.5%
Q2 24
43.0%
Q1 24
26.5%
Operating Margin
AVBC
AVBC
SPIR
SPIR
Q4 25
33.3%
-164.1%
Q3 25
-7.0%
-166.1%
Q2 25
19.4%
-122.7%
Q1 25
-72.0%
-106.5%
Q4 24
-144.1%
Q3 24
-48.0%
Q2 24
-48.6%
Q1 24
-34.4%
Net Margin
AVBC
AVBC
SPIR
SPIR
Q4 25
22.9%
-176.6%
Q3 25
-3.2%
-155.3%
Q2 25
15.0%
623.4%
Q1 25
-50.5%
-86.5%
Q4 24
-225.2%
Q3 24
-43.7%
Q2 24
-65.2%
Q1 24
-73.3%
EPS (diluted)
AVBC
AVBC
SPIR
SPIR
Q4 25
$-0.85
Q3 25
$-0.05
$-0.61
Q2 25
$3.72
Q1 25
$-0.77
Q4 24
$-1.93
Q3 24
$-0.50
Q2 24
$-0.68
Q1 24
$-1.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBC
AVBC
SPIR
SPIR
Cash + ST InvestmentsLiquidity on hand
$275.0M
$81.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$379.0M
$112.9M
Total Assets
$2.8B
$211.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVBC
AVBC
SPIR
SPIR
Q4 25
$275.0M
$81.8M
Q3 25
$208.3M
$96.8M
Q2 25
$592.5M
$117.6M
Q1 25
$35.9M
Q4 24
$19.2M
Q3 24
$36.6M
Q2 24
$45.8M
Q1 24
$63.7M
Total Debt
AVBC
AVBC
SPIR
SPIR
Q4 25
Q3 25
Q2 25
Q1 25
$103.7M
Q4 24
$103.1M
Q3 24
$4.9M
Q2 24
$4.9M
Q1 24
$123.1M
Stockholders' Equity
AVBC
AVBC
SPIR
SPIR
Q4 25
$379.0M
$112.9M
Q3 25
$372.0M
$133.1M
Q2 25
$191.4M
$149.2M
Q1 25
$186.1M
$3.7M
Q4 24
$-11.7M
Q3 24
$30.8M
Q2 24
$40.3M
Q1 24
$52.5M
Total Assets
AVBC
AVBC
SPIR
SPIR
Q4 25
$2.8B
$211.0M
Q3 25
$2.8B
$224.3M
Q2 25
$3.0B
$239.5M
Q1 25
$2.7B
$208.8M
Q4 24
$193.6M
Q3 24
$224.2M
Q2 24
$230.8M
Q1 24
$252.3M
Debt / Equity
AVBC
AVBC
SPIR
SPIR
Q4 25
Q3 25
Q2 25
Q1 25
27.92×
Q4 24
Q3 24
0.16×
Q2 24
0.12×
Q1 24
2.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBC
AVBC
SPIR
SPIR
Operating Cash FlowLast quarter
$28.4M
$-4.3M
Free Cash FlowOCF − Capex
$24.1M
$-16.2M
FCF MarginFCF / Revenue
89.9%
-102.1%
Capex IntensityCapex / Revenue
16.0%
75.1%
Cash ConversionOCF / Net Profit
5.32×
TTM Free Cash FlowTrailing 4 quarters
$40.2M
$-92.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBC
AVBC
SPIR
SPIR
Q4 25
$28.4M
$-4.3M
Q3 25
$24.1M
$-12.0M
Q2 25
$-2.3M
$-35.1M
Q1 25
$-2.2M
$-8.4M
Q4 24
$-19.2M
Q3 24
$14.0M
Q2 24
$-4.4M
Q1 24
$-8.8M
Free Cash Flow
AVBC
AVBC
SPIR
SPIR
Q4 25
$24.1M
$-16.2M
Q3 25
$23.3M
$-20.4M
Q2 25
$-3.3M
$-38.7M
Q1 25
$-3.9M
$-17.3M
Q4 24
$-24.3M
Q3 24
$5.1M
Q2 24
$-9.9M
Q1 24
$-15.9M
FCF Margin
AVBC
AVBC
SPIR
SPIR
Q4 25
89.9%
-102.1%
Q3 25
83.2%
-161.3%
Q2 25
-12.8%
-201.7%
Q1 25
-16.9%
-72.6%
Q4 24
-112.2%
Q3 24
17.8%
Q2 24
-39.0%
Q1 24
-45.7%
Capex Intensity
AVBC
AVBC
SPIR
SPIR
Q4 25
16.0%
75.1%
Q3 25
3.1%
66.2%
Q2 25
3.7%
18.8%
Q1 25
7.2%
37.3%
Q4 24
23.5%
Q3 24
31.2%
Q2 24
21.8%
Q1 24
20.3%
Cash Conversion
AVBC
AVBC
SPIR
SPIR
Q4 25
5.32×
Q3 25
Q2 25
-0.60×
-0.29×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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