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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and Neuronetics, Inc. (STIM). Click either name above to swap in a different company.

Neuronetics, Inc. is the larger business by last-quarter revenue ($41.8M vs $26.8M, roughly 1.6× Avidia Bancorp, Inc.). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs -17.2%, a 40.2% gap on every dollar of revenue. Avidia Bancorp, Inc. produced more free cash flow last quarter ($24.1M vs $692.0K).

Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.

Neuronetics is a Malvern, PA based, publicly traded company incorporated in Delaware in April 2003, that develops non-invasive treatments for psychiatric disorders that have shown resistance or lack of improvement using traditional medicine. The treatments are based upon neuromodulation technology. 

AVBC vs STIM — Head-to-Head

Bigger by revenue
STIM
STIM
1.6× larger
STIM
$41.8M
$26.8M
AVBC
Higher net margin
AVBC
AVBC
40.2% more per $
AVBC
22.9%
-17.2%
STIM
More free cash flow
AVBC
AVBC
$23.4M more FCF
AVBC
$24.1M
$692.0K
STIM

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AVBC
AVBC
STIM
STIM
Revenue
$26.8M
$41.8M
Net Profit
$5.3M
$-7.2M
Gross Margin
52.0%
Operating Margin
33.3%
-12.1%
Net Margin
22.9%
-17.2%
Revenue YoY
85.7%
Net Profit YoY
43.2%
EPS (diluted)
$-0.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBC
AVBC
STIM
STIM
Q4 25
$26.8M
$41.8M
Q3 25
$28.0M
$37.3M
Q2 25
$25.9M
$38.1M
Q1 25
$22.9M
$32.0M
Q4 24
$22.5M
Q3 24
$18.5M
Q2 24
$16.4M
Q1 24
$17.4M
Net Profit
AVBC
AVBC
STIM
STIM
Q4 25
$5.3M
$-7.2M
Q3 25
$-907.0K
$-9.0M
Q2 25
$3.9M
$-10.1M
Q1 25
$-11.6M
$-12.7M
Q4 24
$-12.7M
Q3 24
$-13.3M
Q2 24
$-9.8M
Q1 24
$-7.9M
Gross Margin
AVBC
AVBC
STIM
STIM
Q4 25
52.0%
Q3 25
45.9%
Q2 25
46.6%
Q1 25
49.2%
Q4 24
66.2%
Q3 24
75.6%
Q2 24
74.0%
Q1 24
75.1%
Operating Margin
AVBC
AVBC
STIM
STIM
Q4 25
33.3%
-12.1%
Q3 25
-7.0%
-19.6%
Q2 25
19.4%
-21.1%
Q1 25
-72.0%
-34.4%
Q4 24
-51.0%
Q3 24
-41.7%
Q2 24
-51.7%
Q1 24
-39.4%
Net Margin
AVBC
AVBC
STIM
STIM
Q4 25
22.9%
-17.2%
Q3 25
-3.2%
-24.3%
Q2 25
15.0%
-26.6%
Q1 25
-50.5%
-39.6%
Q4 24
-56.4%
Q3 24
-72.0%
Q2 24
-59.8%
Q1 24
-45.2%
EPS (diluted)
AVBC
AVBC
STIM
STIM
Q4 25
$-0.10
Q3 25
$-0.05
$-0.13
Q2 25
$-0.15
Q1 25
$-0.21
Q4 24
$-0.34
Q3 24
$-0.44
Q2 24
$-0.33
Q1 24
$-0.27

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBC
AVBC
STIM
STIM
Cash + ST InvestmentsLiquidity on hand
$275.0M
$28.1M
Total DebtLower is stronger
$65.8M
Stockholders' EquityBook value
$379.0M
$22.4M
Total Assets
$2.8B
$141.6M
Debt / EquityLower = less leverage
2.94×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVBC
AVBC
STIM
STIM
Q4 25
$275.0M
$28.1M
Q3 25
$208.3M
$28.0M
Q2 25
$592.5M
$11.0M
Q1 25
$20.2M
Q4 24
$18.5M
Q3 24
$20.9M
Q2 24
$42.6M
Q1 24
$47.7M
Total Debt
AVBC
AVBC
STIM
STIM
Q4 25
$65.8M
Q3 25
$65.7M
Q2 25
$55.5M
Q1 25
$55.3M
Q4 24
$55.2M
Q3 24
$46.0M
Q2 24
$59.8M
Q1 24
$59.4M
Stockholders' Equity
AVBC
AVBC
STIM
STIM
Q4 25
$379.0M
$22.4M
Q3 25
$372.0M
$27.4M
Q2 25
$191.4M
$27.1M
Q1 25
$186.1M
$35.5M
Q4 24
$27.7M
Q3 24
$9.4M
Q2 24
$19.4M
Q1 24
$27.7M
Total Assets
AVBC
AVBC
STIM
STIM
Q4 25
$2.8B
$141.6M
Q3 25
$2.8B
$145.5M
Q2 25
$3.0B
$134.7M
Q1 25
$2.7B
$142.0M
Q4 24
$140.9M
Q3 24
Q2 24
$96.8M
Q1 24
$103.8M
Debt / Equity
AVBC
AVBC
STIM
STIM
Q4 25
2.94×
Q3 25
2.40×
Q2 25
2.05×
Q1 25
1.56×
Q4 24
1.99×
Q3 24
4.90×
Q2 24
3.08×
Q1 24
2.15×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBC
AVBC
STIM
STIM
Operating Cash FlowLast quarter
$28.4M
$908.0K
Free Cash FlowOCF − Capex
$24.1M
$692.0K
FCF MarginFCF / Revenue
89.9%
1.7%
Capex IntensityCapex / Revenue
16.0%
0.5%
Cash ConversionOCF / Net Profit
5.32×
TTM Free Cash FlowTrailing 4 quarters
$40.2M
$-21.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBC
AVBC
STIM
STIM
Q4 25
$28.4M
$908.0K
Q3 25
$24.1M
$-785.0K
Q2 25
$-2.3M
$-3.5M
Q1 25
$-2.2M
$-17.0M
Q4 24
$-8.6M
Q3 24
$-5.4M
Q2 24
$-5.0M
Q1 24
$-12.0M
Free Cash Flow
AVBC
AVBC
STIM
STIM
Q4 25
$24.1M
$692.0K
Q3 25
$23.3M
$-899.0K
Q2 25
$-3.3M
$-3.8M
Q1 25
$-3.9M
$-17.2M
Q4 24
$-8.7M
Q3 24
$-5.8M
Q2 24
$-5.6M
Q1 24
$-12.4M
FCF Margin
AVBC
AVBC
STIM
STIM
Q4 25
89.9%
1.7%
Q3 25
83.2%
-2.4%
Q2 25
-12.8%
-9.9%
Q1 25
-16.9%
-53.8%
Q4 24
-38.6%
Q3 24
-31.3%
Q2 24
-34.0%
Q1 24
-71.1%
Capex Intensity
AVBC
AVBC
STIM
STIM
Q4 25
16.0%
0.5%
Q3 25
3.1%
0.3%
Q2 25
3.7%
0.7%
Q1 25
7.2%
0.7%
Q4 24
0.4%
Q3 24
2.1%
Q2 24
3.7%
Q1 24
2.2%
Cash Conversion
AVBC
AVBC
STIM
STIM
Q4 25
5.32×
Q3 25
Q2 25
-0.60×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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