vs
Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and Americas Gold & Silver Corp (USAS). Click either name above to swap in a different company.
Avidia Bancorp, Inc. is the larger business by last-quarter revenue ($26.8M vs $19.1M, roughly 1.4× Americas Gold & Silver Corp). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs -82.3%, a 105.2% gap on every dollar of revenue. Avidia Bancorp, Inc. produced more free cash flow last quarter ($24.1M vs $-41.3M).
Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.
Pan American Silver Corporation is a mining company based in Canada with operations in Latin America. The company has mines and other projects in Mexico, Peru, Bolivia, and Argentina.
AVBC vs USAS — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $26.8M | $19.1M |
| Net Profit | $5.3M | $-15.7M |
| Gross Margin | — | 34.2% |
| Operating Margin | 33.3% | — |
| Net Margin | 22.9% | -82.3% |
| Revenue YoY | — | -28.0% |
| Net Profit YoY | — | 2.8% |
| EPS (diluted) | — | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $26.8M | — | ||
| Q3 25 | $28.0M | $19.1M | ||
| Q2 25 | $25.9M | — | ||
| Q1 25 | $22.9M | — | ||
| Q3 24 | — | $26.5M |
| Q4 25 | $5.3M | — | ||
| Q3 25 | $-907.0K | $-15.7M | ||
| Q2 25 | $3.9M | — | ||
| Q1 25 | $-11.6M | — | ||
| Q3 24 | — | $-16.2M |
| Q4 25 | — | — | ||
| Q3 25 | — | 34.2% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q3 24 | — | 23.6% |
| Q4 25 | 33.3% | — | ||
| Q3 25 | -7.0% | — | ||
| Q2 25 | 19.4% | — | ||
| Q1 25 | -72.0% | — | ||
| Q3 24 | — | — |
| Q4 25 | 22.9% | — | ||
| Q3 25 | -3.2% | -82.3% | ||
| Q2 25 | 15.0% | — | ||
| Q1 25 | -50.5% | — | ||
| Q3 24 | — | -60.9% |
| Q4 25 | — | — | ||
| Q3 25 | $-0.05 | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q3 24 | — | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $275.0M | $39.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $379.0M | $50.2M |
| Total Assets | $2.8B | $234.7M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $275.0M | — | ||
| Q3 25 | $208.3M | $39.1M | ||
| Q2 25 | $592.5M | — | ||
| Q1 25 | — | — | ||
| Q3 24 | — | — |
| Q4 25 | $379.0M | — | ||
| Q3 25 | $372.0M | $50.2M | ||
| Q2 25 | $191.4M | — | ||
| Q1 25 | $186.1M | — | ||
| Q3 24 | — | $53.1M |
| Q4 25 | $2.8B | — | ||
| Q3 25 | $2.8B | $234.7M | ||
| Q2 25 | $3.0B | — | ||
| Q1 25 | $2.7B | — | ||
| Q3 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $28.4M | $-12.5M |
| Free Cash FlowOCF − Capex | $24.1M | $-41.3M |
| FCF MarginFCF / Revenue | 89.9% | -216.5% |
| Capex IntensityCapex / Revenue | 16.0% | 150.8% |
| Cash ConversionOCF / Net Profit | 5.32× | — |
| TTM Free Cash FlowTrailing 4 quarters | $40.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $28.4M | — | ||
| Q3 25 | $24.1M | $-12.5M | ||
| Q2 25 | $-2.3M | — | ||
| Q1 25 | $-2.2M | — | ||
| Q3 24 | — | $2.4M |
| Q4 25 | $24.1M | — | ||
| Q3 25 | $23.3M | $-41.3M | ||
| Q2 25 | $-3.3M | — | ||
| Q1 25 | $-3.9M | — | ||
| Q3 24 | — | $-11.2M |
| Q4 25 | 89.9% | — | ||
| Q3 25 | 83.2% | -216.5% | ||
| Q2 25 | -12.8% | — | ||
| Q1 25 | -16.9% | — | ||
| Q3 24 | — | -42.2% |
| Q4 25 | 16.0% | — | ||
| Q3 25 | 3.1% | 150.8% | ||
| Q2 25 | 3.7% | — | ||
| Q1 25 | 7.2% | — | ||
| Q3 24 | — | 51.2% |
| Q4 25 | 5.32× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | -0.60× | — | ||
| Q1 25 | — | — | ||
| Q3 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
