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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and Valneva SE (VALN). Click either name above to swap in a different company.

Valneva SE is the larger business by last-quarter revenue ($36.2M vs $26.8M, roughly 1.4× Avidia Bancorp, Inc.). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs -54.1%, a 77.0% gap on every dollar of revenue.

Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.

Valneva SE is a specialty vaccine company registered in Saint-Herblain, France, developing, producing and commercializing vaccines for infectious diseases. It has manufacturing sites in Livingston, Scotland; Solna, Sweden, and Vienna, Austria; with other offices in France, Canada and the United States.

AVBC vs VALN — Head-to-Head

Bigger by revenue
VALN
VALN
1.4× larger
VALN
$36.2M
$26.8M
AVBC
Higher net margin
AVBC
AVBC
77.0% more per $
AVBC
22.9%
-54.1%
VALN

Income Statement — Q4 FY2025 vs Q1 FY2023

Metric
AVBC
AVBC
VALN
VALN
Revenue
$26.8M
$36.2M
Net Profit
$5.3M
$-19.6M
Gross Margin
38.9%
Operating Margin
33.3%
-49.5%
Net Margin
22.9%
-54.1%
Revenue YoY
Net Profit YoY
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBC
AVBC
VALN
VALN
Q4 25
$26.8M
Q3 25
$28.0M
Q2 25
$25.9M
Q1 25
$22.9M
Q1 23
$36.2M
Q2 22
$93.2M
Net Profit
AVBC
AVBC
VALN
VALN
Q4 25
$5.3M
Q3 25
$-907.0K
Q2 25
$3.9M
Q1 25
$-11.6M
Q1 23
$-19.6M
Q2 22
Gross Margin
AVBC
AVBC
VALN
VALN
Q4 25
Q3 25
Q2 25
Q1 25
Q1 23
38.9%
Q2 22
Operating Margin
AVBC
AVBC
VALN
VALN
Q4 25
33.3%
Q3 25
-7.0%
Q2 25
19.4%
Q1 25
-72.0%
Q1 23
-49.5%
Q2 22
-161.3%
Net Margin
AVBC
AVBC
VALN
VALN
Q4 25
22.9%
Q3 25
-3.2%
Q2 25
15.0%
Q1 25
-50.5%
Q1 23
-54.1%
Q2 22
EPS (diluted)
AVBC
AVBC
VALN
VALN
Q4 25
Q3 25
$-0.05
Q2 25
Q1 25
Q1 23
Q2 22

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBC
AVBC
VALN
VALN
Cash + ST InvestmentsLiquidity on hand
$275.0M
$274.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$379.0M
$221.2M
Total Assets
$2.8B
$637.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVBC
AVBC
VALN
VALN
Q4 25
$275.0M
Q3 25
$208.3M
Q2 25
$592.5M
Q1 25
Q1 23
$274.8M
Q2 22
$363.1M
Stockholders' Equity
AVBC
AVBC
VALN
VALN
Q4 25
$379.0M
Q3 25
$372.0M
Q2 25
$191.4M
Q1 25
$186.1M
Q1 23
$221.2M
Q2 22
$100.7M
Total Assets
AVBC
AVBC
VALN
VALN
Q4 25
$2.8B
Q3 25
$2.8B
Q2 25
$3.0B
Q1 25
$2.7B
Q1 23
$637.2M
Q2 22
$783.1M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBC
AVBC
VALN
VALN
Operating Cash FlowLast quarter
$28.4M
$-26.3M
Free Cash FlowOCF − Capex
$24.1M
FCF MarginFCF / Revenue
89.9%
Capex IntensityCapex / Revenue
16.0%
Cash ConversionOCF / Net Profit
5.32×
TTM Free Cash FlowTrailing 4 quarters
$40.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBC
AVBC
VALN
VALN
Q4 25
$28.4M
Q3 25
$24.1M
Q2 25
$-2.3M
Q1 25
$-2.2M
Q1 23
$-26.3M
Q2 22
Free Cash Flow
AVBC
AVBC
VALN
VALN
Q4 25
$24.1M
Q3 25
$23.3M
Q2 25
$-3.3M
Q1 25
$-3.9M
Q1 23
Q2 22
FCF Margin
AVBC
AVBC
VALN
VALN
Q4 25
89.9%
Q3 25
83.2%
Q2 25
-12.8%
Q1 25
-16.9%
Q1 23
Q2 22
Capex Intensity
AVBC
AVBC
VALN
VALN
Q4 25
16.0%
Q3 25
3.1%
Q2 25
3.7%
Q1 25
7.2%
Q1 23
Q2 22
Cash Conversion
AVBC
AVBC
VALN
VALN
Q4 25
5.32×
Q3 25
Q2 25
-0.60×
Q1 25
Q1 23
Q2 22

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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