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Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and X4 Pharmaceuticals, Inc (XFOR). Click either name above to swap in a different company.

X4 Pharmaceuticals, Inc is the larger business by last-quarter revenue ($28.8M vs $26.8M, roughly 1.1× Avidia Bancorp, Inc.). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs 1.0%, a 21.9% gap on every dollar of revenue.

Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.

X4 Pharmaceuticals, Inc. is a clinical-stage biotechnology company focused on developing novel targeted therapies for rare immunological diseases and oncology indications with high unmet medical needs. It operates primarily across the U.S. and European markets, with a lead pipeline candidate for WHIM syndrome and multiple other preclinical and clinical assets for immune disorders and cancer.

AVBC vs XFOR — Head-to-Head

Bigger by revenue
XFOR
XFOR
1.1× larger
XFOR
$28.8M
$26.8M
AVBC
Higher net margin
AVBC
AVBC
21.9% more per $
AVBC
22.9%
1.0%
XFOR

Income Statement — Q4 FY2025 vs Q1 FY2025

Metric
AVBC
AVBC
XFOR
XFOR
Revenue
$26.8M
$28.8M
Net Profit
$5.3M
$282.0K
Gross Margin
83.6%
Operating Margin
33.3%
-32.8%
Net Margin
22.9%
1.0%
Revenue YoY
Net Profit YoY
100.5%
EPS (diluted)
$0.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBC
AVBC
XFOR
XFOR
Q4 25
$26.8M
Q3 25
$28.0M
Q2 25
$25.9M
Q1 25
$22.9M
$28.8M
Q1 24
$0
Q3 23
$0
Q2 23
$0
Net Profit
AVBC
AVBC
XFOR
XFOR
Q4 25
$5.3M
Q3 25
$-907.0K
Q2 25
$3.9M
Q1 25
$-11.6M
$282.0K
Q1 24
$-51.8M
Q3 23
$-2.3M
Q2 23
$-55.7M
Gross Margin
AVBC
AVBC
XFOR
XFOR
Q4 25
Q3 25
Q2 25
Q1 25
83.6%
Q1 24
Q3 23
Q2 23
Operating Margin
AVBC
AVBC
XFOR
XFOR
Q4 25
33.3%
Q3 25
-7.0%
Q2 25
19.4%
Q1 25
-72.0%
-32.8%
Q1 24
Q3 23
Q2 23
Net Margin
AVBC
AVBC
XFOR
XFOR
Q4 25
22.9%
Q3 25
-3.2%
Q2 25
15.0%
Q1 25
-50.5%
1.0%
Q1 24
Q3 23
Q2 23
EPS (diluted)
AVBC
AVBC
XFOR
XFOR
Q4 25
Q3 25
$-0.05
Q2 25
Q1 25
$0.04
Q1 24
$-7.77
Q3 23
$-0.01
Q2 23
$-0.33

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBC
AVBC
XFOR
XFOR
Cash + ST InvestmentsLiquidity on hand
$275.0M
$40.3M
Total DebtLower is stronger
$75.0M
Stockholders' EquityBook value
$379.0M
$22.9M
Total Assets
$2.8B
$130.0M
Debt / EquityLower = less leverage
3.27×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AVBC
AVBC
XFOR
XFOR
Q4 25
$275.0M
Q3 25
$208.3M
Q2 25
$592.5M
Q1 25
$40.3M
Q1 24
$60.5M
Q3 23
$131.6M
Q2 23
$136.4M
Total Debt
AVBC
AVBC
XFOR
XFOR
Q4 25
Q3 25
Q2 25
Q1 25
$75.0M
Q1 24
$55.0M
Q3 23
$55.0M
Q2 23
$32.5M
Stockholders' Equity
AVBC
AVBC
XFOR
XFOR
Q4 25
$379.0M
Q3 25
$372.0M
Q2 25
$191.4M
Q1 25
$186.1M
$22.9M
Q1 24
$1.0M
Q3 23
$67.6M
Q2 23
$67.5M
Total Assets
AVBC
AVBC
XFOR
XFOR
Q4 25
$2.8B
Q3 25
$2.8B
Q2 25
$3.0B
Q1 25
$2.7B
$130.0M
Q1 24
$112.2M
Q3 23
$173.3M
Q2 23
$173.4M
Debt / Equity
AVBC
AVBC
XFOR
XFOR
Q4 25
Q3 25
Q2 25
Q1 25
3.27×
Q1 24
53.09×
Q3 23
0.81×
Q2 23
0.48×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBC
AVBC
XFOR
XFOR
Operating Cash FlowLast quarter
$28.4M
$-12.4M
Free Cash FlowOCF − Capex
$24.1M
FCF MarginFCF / Revenue
89.9%
Capex IntensityCapex / Revenue
16.0%
0.0%
Cash ConversionOCF / Net Profit
5.32×
-43.86×
TTM Free Cash FlowTrailing 4 quarters
$40.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBC
AVBC
XFOR
XFOR
Q4 25
$28.4M
Q3 25
$24.1M
Q2 25
$-2.3M
Q1 25
$-2.2M
$-12.4M
Q1 24
$-33.6M
Q3 23
$-68.8M
Q2 23
$-47.9M
Free Cash Flow
AVBC
AVBC
XFOR
XFOR
Q4 25
$24.1M
Q3 25
$23.3M
Q2 25
$-3.3M
Q1 25
$-3.9M
Q1 24
$-33.7M
Q3 23
$-68.8M
Q2 23
$-47.9M
FCF Margin
AVBC
AVBC
XFOR
XFOR
Q4 25
89.9%
Q3 25
83.2%
Q2 25
-12.8%
Q1 25
-16.9%
Q1 24
Q3 23
Q2 23
Capex Intensity
AVBC
AVBC
XFOR
XFOR
Q4 25
16.0%
Q3 25
3.1%
Q2 25
3.7%
Q1 25
7.2%
0.0%
Q1 24
Q3 23
Q2 23
Cash Conversion
AVBC
AVBC
XFOR
XFOR
Q4 25
5.32×
Q3 25
Q2 25
-0.60×
Q1 25
-43.86×
Q1 24
Q3 23
Q2 23

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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