vs

Side-by-side financial comparison of Avidbank Holdings, Inc. (AVBH) and Fifth Third Bancorp (FITB). Click either name above to swap in a different company.

Avidbank Holdings, Inc. runs the higher net margin — 62.0% vs 47.7%, a 14.3% gap on every dollar of revenue. Fifth Third Bancorp produced more free cash flow last quarter ($765.0M vs $12.4M).

Avidbank Holdings, Inc. is a U.S.-based financial holding company operating through its subsidiary AvidBank. It offers commercial banking products and services primarily to small and medium-sized enterprises, business owners, and high-net-worth individuals across California, including commercial loans, deposit accounts, cash management, and customized financing solutions for sectors like manufacturing, technology, real estate and professional services.

Fifth Third Bancorp is a bank holding company headquartered in Cincinnati, Ohio. It is the parent company of Fifth Third Bank, which operates 1,087 branches and 2,400 automated teller machines, across 12 states: Ohio, Alabama, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, South Carolina, Tennessee, and West Virginia. It is on the list of largest banks in the United States and is ranked 321st on the Fortune 500. The name "Fifth Third" is derived from the names of the...

AVBH vs FITB — Head-to-Head

Bigger by revenue
FITB
FITB
-25.1× larger
FITB
$1.5B
$-60.9M
AVBH
Higher net margin
AVBH
AVBH
14.3% more per $
AVBH
62.0%
47.7%
FITB
More free cash flow
FITB
FITB
$752.6M more FCF
FITB
$765.0M
$12.4M
AVBH

Income Statement — Q3 2025 vs Q4 2025

Metric
AVBH
AVBH
FITB
FITB
Revenue
$-60.9M
$1.5B
Net Profit
$-37.7M
$730.0M
Gross Margin
Operating Margin
59.7%
Net Margin
62.0%
47.7%
Revenue YoY
6.4%
Net Profit YoY
17.7%
EPS (diluted)
$-4.12
$1.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AVBH
AVBH
FITB
FITB
Q4 25
$1.5B
Q3 25
$-60.9M
$1.5B
Q2 25
$1.5M
$1.5B
Q1 25
$1.4B
Q4 24
$1.4B
Q3 24
$161.0M
Q2 24
$156.0M
Q1 24
$151.0M
Net Profit
AVBH
AVBH
FITB
FITB
Q4 25
$730.0M
Q3 25
$-37.7M
$649.0M
Q2 25
$5.8M
$628.0M
Q1 25
$515.0M
Q4 24
$620.0M
Q3 24
$573.0M
Q2 24
$601.0M
Q1 24
$520.0M
Operating Margin
AVBH
AVBH
FITB
FITB
Q4 25
59.7%
Q3 25
55.1%
Q2 25
54.0%
Q1 25
45.4%
Q4 24
53.3%
Q3 24
Q2 24
Q1 24
Net Margin
AVBH
AVBH
FITB
FITB
Q4 25
47.7%
Q3 25
62.0%
42.7%
Q2 25
376.9%
42.0%
Q1 25
35.8%
Q4 24
43.1%
Q3 24
355.9%
Q2 24
385.3%
Q1 24
344.4%
EPS (diluted)
AVBH
AVBH
FITB
FITB
Q4 25
$1.03
Q3 25
$-4.12
$0.91
Q2 25
$0.75
$0.88
Q1 25
$0.71
Q4 24
$0.85
Q3 24
$0.78
Q2 24
$0.81
Q1 24
$0.70

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AVBH
AVBH
FITB
FITB
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$13.6B
Stockholders' EquityBook value
$273.1M
$21.7B
Total Assets
$2.4B
$214.4B
Debt / EquityLower = less leverage
0.63×

8-quarter trend — quarters aligned by calendar period.

Total Debt
AVBH
AVBH
FITB
FITB
Q4 25
$13.6B
Q3 25
$13.7B
Q2 25
$14.5B
Q1 25
$14.5B
Q4 24
$14.3B
Q3 24
$17.1B
Q2 24
$16.3B
Q1 24
$15.4B
Stockholders' Equity
AVBH
AVBH
FITB
FITB
Q4 25
$21.7B
Q3 25
$273.1M
$21.1B
Q2 25
$204.4M
$21.1B
Q1 25
$20.4B
Q4 24
$19.6B
Q3 24
$20.8B
Q2 24
$19.2B
Q1 24
$19.0B
Total Assets
AVBH
AVBH
FITB
FITB
Q4 25
$214.4B
Q3 25
$2.4B
$212.9B
Q2 25
$2.4B
$210.0B
Q1 25
$212.7B
Q4 24
$212.9B
Q3 24
$214.3B
Q2 24
$213.3B
Q1 24
$214.5B
Debt / Equity
AVBH
AVBH
FITB
FITB
Q4 25
0.63×
Q3 25
0.65×
Q2 25
0.69×
Q1 25
0.71×
Q4 24
0.73×
Q3 24
0.82×
Q2 24
0.85×
Q1 24
0.81×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AVBH
AVBH
FITB
FITB
Operating Cash FlowLast quarter
$12.4M
$929.0M
Free Cash FlowOCF − Capex
$12.4M
$765.0M
FCF MarginFCF / Revenue
-20.3%
50.0%
Capex IntensityCapex / Revenue
-0.1%
10.7%
Cash ConversionOCF / Net Profit
1.27×
TTM Free Cash FlowTrailing 4 quarters
$3.9B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AVBH
AVBH
FITB
FITB
Q4 25
$929.0M
Q3 25
$12.4M
$1.0B
Q2 25
$10.7M
$1.3B
Q1 25
$1.2B
Q4 24
$-101.0M
Q3 24
$1.9B
Q2 24
$679.0M
Q1 24
$386.0M
Free Cash Flow
AVBH
AVBH
FITB
FITB
Q4 25
$765.0M
Q3 25
$12.4M
$886.0M
Q2 25
$10.6M
$1.2B
Q1 25
$1.1B
Q4 24
$-246.0M
Q3 24
$1.7B
Q2 24
$588.0M
Q1 24
$321.0M
FCF Margin
AVBH
AVBH
FITB
FITB
Q4 25
50.0%
Q3 25
-20.3%
58.3%
Q2 25
690.0%
77.8%
Q1 25
77.7%
Q4 24
-17.1%
Q3 24
1085.1%
Q2 24
376.9%
Q1 24
212.6%
Capex Intensity
AVBH
AVBH
FITB
FITB
Q4 25
10.7%
Q3 25
-0.1%
10.5%
Q2 25
3.8%
9.6%
Q1 25
8.1%
Q4 24
10.1%
Q3 24
70.2%
Q2 24
58.3%
Q1 24
43.0%
Cash Conversion
AVBH
AVBH
FITB
FITB
Q4 25
1.27×
Q3 25
1.61×
Q2 25
1.84×
2.08×
Q1 25
2.39×
Q4 24
-0.16×
Q3 24
3.25×
Q2 24
1.13×
Q1 24
0.74×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons