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Side-by-side financial comparison of American Water Works (AWK) and EURONET WORLDWIDE, INC. (EEFT). Click either name above to swap in a different company.

American Water Works is the larger business by last-quarter revenue ($1.3B vs $1.1B, roughly 1.1× EURONET WORLDWIDE, INC.). American Water Works runs the higher net margin — 18.7% vs 4.7%, a 14.1% gap on every dollar of revenue. On growth, EURONET WORLDWIDE, INC. posted the faster year-over-year revenue change (5.9% vs 5.8%). EURONET WORLDWIDE, INC. produced more free cash flow last quarter ($434.3M vs $-385.0M). Over the past eight quarters, EURONET WORLDWIDE, INC.'s revenue compounded faster (13.7% CAGR vs 12.6%).

American Water Works Company, Inc., through its subsidiaries, provides water and wastewater services in the United States. It offers water and wastewater services to approximately 1,700 communities in 14 states serving approximately 3.4 million active customers. The company serves residential customers; commercial customers, including food and beverage providers, commercial property developers and proprietors, and energy suppliers; fire service and private fire customers; industrial customers...

Euronet Worldwide is an American provider of global electronic payment services with headquarters in Leawood, Kansas. It offers automated teller machines (ATM), point of sale (POS) services, credit/debit card services, currency exchange and other electronic financial services and payments software. Among others, it provides the prepaid subsidiaries Transact, PaySpot, epay, Movilcarga, TeleRecarga and ATX.

AWK vs EEFT — Head-to-Head

Bigger by revenue
AWK
AWK
1.1× larger
AWK
$1.3B
$1.1B
EEFT
Growing faster (revenue YoY)
EEFT
EEFT
+0.0% gap
EEFT
5.9%
5.8%
AWK
Higher net margin
AWK
AWK
14.1% more per $
AWK
18.7%
4.7%
EEFT
More free cash flow
EEFT
EEFT
$819.3M more FCF
EEFT
$434.3M
$-385.0M
AWK
Faster 2-yr revenue CAGR
EEFT
EEFT
Annualised
EEFT
13.7%
12.6%
AWK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AWK
AWK
EEFT
EEFT
Revenue
$1.3B
$1.1B
Net Profit
$238.0M
$51.8M
Gross Margin
Operating Margin
31.9%
9.1%
Net Margin
18.7%
4.7%
Revenue YoY
5.8%
5.9%
Net Profit YoY
-0.4%
14.3%
EPS (diluted)
$1.22
$0.97

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AWK
AWK
EEFT
EEFT
Q4 25
$1.3B
$1.1B
Q3 25
$1.5B
$1.1B
Q2 25
$1.3B
$1.1B
Q1 25
$1.1B
$915.5M
Q4 24
$1.2B
$1.0B
Q3 24
$1.3B
$1.1B
Q2 24
$1.1B
$986.2M
Q1 24
$1.0B
$857.0M
Net Profit
AWK
AWK
EEFT
EEFT
Q4 25
$238.0M
$51.8M
Q3 25
$379.0M
$122.0M
Q2 25
$289.0M
$97.6M
Q1 25
$205.0M
$38.4M
Q4 24
$239.0M
$45.3M
Q3 24
$350.0M
$151.5M
Q2 24
$277.0M
$83.1M
Q1 24
$185.0M
$26.2M
Operating Margin
AWK
AWK
EEFT
EEFT
Q4 25
31.9%
9.1%
Q3 25
42.2%
17.0%
Q2 25
38.4%
14.8%
Q1 25
32.7%
8.2%
Q4 24
33.3%
11.7%
Q3 24
40.9%
16.6%
Q2 24
39.4%
13.6%
Q1 24
32.5%
7.5%
Net Margin
AWK
AWK
EEFT
EEFT
Q4 25
18.7%
4.7%
Q3 25
26.1%
10.6%
Q2 25
22.7%
9.1%
Q1 25
18.1%
4.2%
Q4 24
19.9%
4.3%
Q3 24
26.4%
13.8%
Q2 24
24.3%
8.4%
Q1 24
18.4%
3.1%
EPS (diluted)
AWK
AWK
EEFT
EEFT
Q4 25
$1.22
$0.97
Q3 25
$1.94
$2.75
Q2 25
$1.48
$2.27
Q1 25
$1.05
$0.85
Q4 24
$1.22
$0.96
Q3 24
$1.80
$3.21
Q2 24
$1.42
$1.73
Q1 24
$0.95
$0.55

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AWK
AWK
EEFT
EEFT
Cash + ST InvestmentsLiquidity on hand
$98.0M
$1.0B
Total DebtLower is stronger
$12.8B
$1.0B
Stockholders' EquityBook value
$10.8B
$1.3B
Total Assets
$35.4B
$6.5B
Debt / EquityLower = less leverage
1.18×
0.79×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AWK
AWK
EEFT
EEFT
Q4 25
$98.0M
$1.0B
Q3 25
$166.0M
$1.2B
Q2 25
$94.0M
$1.3B
Q1 25
$114.0M
$1.4B
Q4 24
$96.0M
$1.3B
Q3 24
$127.0M
$1.5B
Q2 24
$48.0M
$1.3B
Q1 24
$584.0M
$1.2B
Total Debt
AWK
AWK
EEFT
EEFT
Q4 25
$12.8B
$1.0B
Q3 25
$13.0B
$1.1B
Q2 25
$12.3B
$1.0B
Q1 25
$13.3B
$1.9B
Q4 24
$12.5B
$1.1B
Q3 24
$12.6B
$1.2B
Q2 24
$12.6B
$1.0B
Q1 24
$12.6B
$1.3B
Stockholders' Equity
AWK
AWK
EEFT
EEFT
Q4 25
$10.8B
$1.3B
Q3 25
$10.9B
$1.3B
Q2 25
$10.7B
$1.4B
Q1 25
$10.5B
$1.3B
Q4 24
$10.3B
$1.2B
Q3 24
$10.4B
$1.4B
Q2 24
$10.2B
$1.2B
Q1 24
$10.0B
$1.2B
Total Assets
AWK
AWK
EEFT
EEFT
Q4 25
$35.4B
$6.5B
Q3 25
$34.7B
$6.3B
Q2 25
$33.9B
$6.6B
Q1 25
$33.2B
$6.1B
Q4 24
$32.8B
$5.8B
Q3 24
$31.8B
$6.3B
Q2 24
$31.2B
$6.1B
Q1 24
$31.1B
$5.7B
Debt / Equity
AWK
AWK
EEFT
EEFT
Q4 25
1.18×
0.79×
Q3 25
1.19×
0.85×
Q2 25
1.15×
0.74×
Q1 25
1.26×
1.46×
Q4 24
1.21×
0.92×
Q3 24
1.21×
0.88×
Q2 24
1.24×
0.85×
Q1 24
1.26×
1.01×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AWK
AWK
EEFT
EEFT
Operating Cash FlowLast quarter
$663.0M
$559.8M
Free Cash FlowOCF − Capex
$-385.0M
$434.3M
FCF MarginFCF / Revenue
-30.3%
39.2%
Capex IntensityCapex / Revenue
82.5%
11.3%
Cash ConversionOCF / Net Profit
2.79×
10.81×
TTM Free Cash FlowTrailing 4 quarters
$-1.1B
$722.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AWK
AWK
EEFT
EEFT
Q4 25
$663.0M
$559.8M
Q3 25
$764.0M
$197.3M
Q2 25
$301.0M
$182.9M
Q1 25
$331.0M
$1.7M
Q4 24
$639.0M
$732.8M
Q3 24
$679.0M
$440.3M
Q2 24
$345.0M
$182.2M
Q1 24
$382.0M
$30.0M
Free Cash Flow
AWK
AWK
EEFT
EEFT
Q4 25
$-385.0M
$434.3M
Q3 25
$-33.0M
$161.2M
Q2 25
$-432.0M
$148.3M
Q1 25
$-217.0M
$-21.5M
Q4 24
$-255.0M
$615.6M
Q3 24
$-4.0M
$414.5M
Q2 24
$-325.0M
$148.8M
Q1 24
$-227.0M
$6.2M
FCF Margin
AWK
AWK
EEFT
EEFT
Q4 25
-30.3%
39.2%
Q3 25
-2.3%
14.1%
Q2 25
-34.0%
13.8%
Q1 25
-19.1%
-2.3%
Q4 24
-21.2%
58.8%
Q3 24
-0.3%
37.7%
Q2 24
-28.5%
15.1%
Q1 24
-22.6%
0.7%
Capex Intensity
AWK
AWK
EEFT
EEFT
Q4 25
82.5%
11.3%
Q3 25
54.8%
3.2%
Q2 25
57.6%
3.2%
Q1 25
48.3%
2.5%
Q4 24
74.4%
11.2%
Q3 24
51.4%
2.3%
Q2 24
58.8%
3.4%
Q1 24
60.7%
2.8%
Cash Conversion
AWK
AWK
EEFT
EEFT
Q4 25
2.79×
10.81×
Q3 25
2.02×
1.62×
Q2 25
1.04×
1.87×
Q1 25
1.61×
0.04×
Q4 24
2.67×
16.18×
Q3 24
1.94×
2.91×
Q2 24
1.25×
2.19×
Q1 24
2.06×
1.15×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AWK
AWK

Water Services$1.0B81%
Other$127.0M10%
Wastewater Services$101.0M8%
Miscellaneous Utility Charge$11.0M1%

EEFT
EEFT

Segment breakdown not available.

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