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Side-by-side financial comparison of AMERICAN STATES WATER CO (AWR) and loanDepot, Inc. (LDI). Click either name above to swap in a different company.
loanDepot, Inc. is the larger business by last-quarter revenue ($310.3M vs $164.3M, roughly 1.9× AMERICAN STATES WATER CO). AMERICAN STATES WATER CO runs the higher net margin — 17.5% vs -7.2%, a 24.7% gap on every dollar of revenue. On growth, loanDepot, Inc. posted the faster year-over-year revenue change (20.5% vs 14.8%). AMERICAN STATES WATER CO produced more free cash flow last quarter ($-36.0M vs $-648.0M). Over the past eight quarters, loanDepot, Inc.'s revenue compounded faster (18.0% CAGR vs 10.2%).
American Water is an American public utility company that, through its subsidiaries, provides water and wastewater services in the United States.
LoanDepot, sometimes stylized as loanDepot, is an Irvine, California-based nonbank holding company which sells mortgage and non-mortgage lending products.
AWR vs LDI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $164.3M | $310.3M |
| Net Profit | $28.7M | $-22.5M |
| Gross Margin | 88.9% | — |
| Operating Margin | 27.4% | -10.3% |
| Net Margin | 17.5% | -7.2% |
| Revenue YoY | 14.8% | 20.5% |
| Net Profit YoY | 1.1% | 32.4% |
| EPS (diluted) | $0.74 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $164.3M | $310.3M | ||
| Q3 25 | $182.7M | $323.3M | ||
| Q2 25 | $163.1M | $282.5M | ||
| Q1 25 | $148.0M | $273.6M | ||
| Q4 24 | $143.1M | $257.5M | ||
| Q3 24 | $161.8M | $314.6M | ||
| Q2 24 | $155.3M | $265.4M | ||
| Q1 24 | $135.3M | $222.8M |
| Q4 25 | $28.7M | $-22.5M | ||
| Q3 25 | $41.2M | $-4.9M | ||
| Q2 25 | $33.7M | $-13.4M | ||
| Q1 25 | $26.8M | $-21.9M | ||
| Q4 24 | $28.4M | $-33.2M | ||
| Q3 24 | $35.8M | $1.4M | ||
| Q2 24 | $31.9M | $-32.2M | ||
| Q1 24 | $23.1M | $-34.3M |
| Q4 25 | 88.9% | — | ||
| Q3 25 | 91.0% | — | ||
| Q2 25 | 92.1% | — | ||
| Q1 25 | 91.3% | — | ||
| Q4 24 | 92.4% | — | ||
| Q3 24 | 92.7% | — | ||
| Q2 24 | 89.6% | — | ||
| Q1 24 | 88.4% | — |
| Q4 25 | 27.4% | -10.3% | ||
| Q3 25 | 33.8% | -3.2% | ||
| Q2 25 | 31.3% | -11.4% | ||
| Q1 25 | 30.8% | -16.8% | ||
| Q4 24 | 27.0% | -32.7% | ||
| Q3 24 | 34.0% | 1.1% | ||
| Q2 24 | 33.3% | -29.1% | ||
| Q1 24 | 28.8% | -38.2% |
| Q4 25 | 17.5% | -7.2% | ||
| Q3 25 | 22.5% | -1.5% | ||
| Q2 25 | 20.7% | -4.7% | ||
| Q1 25 | 18.1% | -8.0% | ||
| Q4 24 | 19.9% | -12.9% | ||
| Q3 24 | 22.1% | 0.4% | ||
| Q2 24 | 20.5% | -12.1% | ||
| Q1 24 | 17.1% | -15.4% |
| Q4 25 | $0.74 | — | ||
| Q3 25 | $1.06 | — | ||
| Q2 25 | $0.87 | — | ||
| Q1 25 | $0.70 | — | ||
| Q4 24 | $0.75 | — | ||
| Q3 24 | $0.95 | $0.01 | ||
| Q2 24 | $0.85 | $-0.18 | ||
| Q1 24 | $0.62 | $-0.19 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $18.8M | $337.2M |
| Total DebtLower is stronger | $782.7M | $2.1B |
| Stockholders' EquityBook value | $1.0B | $386.0M |
| Total Assets | $2.7B | $6.9B |
| Debt / EquityLower = less leverage | 0.75× | 5.44× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $18.8M | $337.2M | ||
| Q3 25 | $26.1M | $459.2M | ||
| Q2 25 | $20.2M | $408.6M | ||
| Q1 25 | $21.2M | $371.5M | ||
| Q4 24 | $26.7M | $421.6M | ||
| Q3 24 | $16.5M | $483.0M | ||
| Q2 24 | $3.6M | $533.2M | ||
| Q1 24 | $17.0M | $603.7M |
| Q4 25 | $782.7M | $2.1B | ||
| Q3 25 | — | $2.1B | ||
| Q2 25 | — | $2.1B | ||
| Q1 25 | — | $2.0B | ||
| Q4 24 | $640.4M | $2.0B | ||
| Q3 24 | — | $2.0B | ||
| Q2 24 | — | $2.0B | ||
| Q1 24 | — | $2.3B |
| Q4 25 | $1.0B | $386.0M | ||
| Q3 25 | $1.0B | $433.3M | ||
| Q2 25 | $972.5M | $439.1M | ||
| Q1 25 | $956.4M | $469.3M | ||
| Q4 24 | $920.1M | $506.6M | ||
| Q3 24 | $879.5M | $592.0M | ||
| Q2 24 | $833.5M | $578.9M | ||
| Q1 24 | $800.5M | $637.3M |
| Q4 25 | $2.7B | $6.9B | ||
| Q3 25 | $2.7B | $6.2B | ||
| Q2 25 | $2.6B | $6.2B | ||
| Q1 25 | $2.5B | $6.4B | ||
| Q4 24 | $2.5B | $6.3B | ||
| Q3 24 | $2.4B | $6.4B | ||
| Q2 24 | $2.3B | $5.9B | ||
| Q1 24 | $2.3B | $6.2B |
| Q4 25 | 0.75× | 5.44× | ||
| Q3 25 | — | 4.83× | ||
| Q2 25 | — | 4.70× | ||
| Q1 25 | — | 4.30× | ||
| Q4 24 | 0.70× | 4.00× | ||
| Q3 24 | — | 3.31× | ||
| Q2 24 | — | 3.41× | ||
| Q1 24 | — | 3.63× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $27.7M | $-638.7M |
| Free Cash FlowOCF − Capex | $-36.0M | $-648.0M |
| FCF MarginFCF / Revenue | -21.9% | -208.9% |
| Capex IntensityCapex / Revenue | 38.8% | 3.0% |
| Cash ConversionOCF / Net Profit | 0.96× | — |
| TTM Free Cash FlowTrailing 4 quarters | $-7.1M | $-734.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $27.7M | $-638.7M | ||
| Q3 25 | $92.4M | $43.4M | ||
| Q2 25 | $64.6M | $67.6M | ||
| Q1 25 | $45.1M | $-179.9M | ||
| Q4 24 | $64.5M | $47.7M | ||
| Q3 24 | $63.7M | $-349.2M | ||
| Q2 24 | $24.7M | $-278.3M | ||
| Q1 24 | $45.8M | $-278.5M |
| Q4 25 | $-36.0M | $-648.0M | ||
| Q3 25 | $37.7M | $38.7M | ||
| Q2 25 | $13.7M | $61.4M | ||
| Q1 25 | $-22.5M | $-186.7M | ||
| Q4 24 | $6.0M | $40.8M | ||
| Q3 24 | $-478.0K | $-356.4M | ||
| Q2 24 | $-37.0M | $-285.7M | ||
| Q1 24 | $-1.7M | $-283.3M |
| Q4 25 | -21.9% | -208.9% | ||
| Q3 25 | 20.7% | 12.0% | ||
| Q2 25 | 8.4% | 21.7% | ||
| Q1 25 | -15.2% | -68.2% | ||
| Q4 24 | 4.2% | 15.8% | ||
| Q3 24 | -0.3% | -113.3% | ||
| Q2 24 | -23.8% | -107.7% | ||
| Q1 24 | -1.3% | -127.2% |
| Q4 25 | 38.8% | 3.0% | ||
| Q3 25 | 29.9% | 1.5% | ||
| Q2 25 | 31.2% | 2.2% | ||
| Q1 25 | 45.6% | 2.5% | ||
| Q4 24 | 40.9% | 2.7% | ||
| Q3 24 | 39.7% | 2.3% | ||
| Q2 24 | 39.8% | 2.8% | ||
| Q1 24 | 35.2% | 2.1% |
| Q4 25 | 0.96× | — | ||
| Q3 25 | 2.24× | — | ||
| Q2 25 | 1.92× | — | ||
| Q1 25 | 1.68× | — | ||
| Q4 24 | 2.27× | — | ||
| Q3 24 | 1.78× | -255.05× | ||
| Q2 24 | 0.78× | — | ||
| Q1 24 | 1.98× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AWR
| Water Service Utility Operations | $110.0M | 67% |
| Public Utilities Inventory Water | $22.3M | 14% |
| Wastewater | $15.9M | 10% |
| Electric Service Utility Operations | $15.2M | 9% |
LDI
Segment breakdown not available.
