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Side-by-side financial comparison of AMERICAN STATES WATER CO (AWR) and SIMMONS FIRST NATIONAL CORP (SFNC). Click either name above to swap in a different company.
SIMMONS FIRST NATIONAL CORP is the larger business by last-quarter revenue ($197.3M vs $164.3M, roughly 1.2× AMERICAN STATES WATER CO). On growth, SIMMONS FIRST NATIONAL CORP posted the faster year-over-year revenue change (19.6% vs 14.8%). SIMMONS FIRST NATIONAL CORP produced more free cash flow last quarter ($411.4M vs $-36.0M). Over the past eight quarters, AMERICAN STATES WATER CO's revenue compounded faster (10.2% CAGR vs 0.6%).
American Water is an American public utility company that, through its subsidiaries, provides water and wastewater services in the United States.
Simmons Bank is a bank with operations in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. It is the primary subsidiary of Simmons First National Corporation, a bank holding company.
AWR vs SFNC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $164.3M | $197.3M |
| Net Profit | $28.7M | — |
| Gross Margin | 88.9% | — |
| Operating Margin | 27.4% | — |
| Net Margin | 17.5% | — |
| Revenue YoY | 14.8% | 19.6% |
| Net Profit YoY | 1.1% | — |
| EPS (diluted) | $0.74 | $0.36 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $164.3M | $197.3M | ||
| Q3 25 | $182.7M | $186.7M | ||
| Q2 25 | $163.1M | $214.2M | ||
| Q1 25 | $148.0M | $209.6M | ||
| Q4 24 | $143.1M | $208.5M | ||
| Q3 24 | $161.8M | $174.8M | ||
| Q2 24 | $155.3M | $197.2M | ||
| Q1 24 | $135.3M | $195.1M |
| Q4 25 | $28.7M | — | ||
| Q3 25 | $41.2M | $-562.8M | ||
| Q2 25 | $33.7M | $54.8M | ||
| Q1 25 | $26.8M | $32.4M | ||
| Q4 24 | $28.4M | — | ||
| Q3 24 | $35.8M | $24.7M | ||
| Q2 24 | $31.9M | $40.8M | ||
| Q1 24 | $23.1M | $38.9M |
| Q4 25 | 88.9% | — | ||
| Q3 25 | 91.0% | — | ||
| Q2 25 | 92.1% | — | ||
| Q1 25 | 91.3% | — | ||
| Q4 24 | 92.4% | — | ||
| Q3 24 | 92.7% | — | ||
| Q2 24 | 89.6% | — | ||
| Q1 24 | 88.4% | — |
| Q4 25 | 27.4% | — | ||
| Q3 25 | 33.8% | — | ||
| Q2 25 | 31.3% | — | ||
| Q1 25 | 30.8% | — | ||
| Q4 24 | 27.0% | — | ||
| Q3 24 | 34.0% | — | ||
| Q2 24 | 33.3% | — | ||
| Q1 24 | 28.8% | — |
| Q4 25 | 17.5% | — | ||
| Q3 25 | 22.5% | -301.5% | ||
| Q2 25 | 20.7% | 25.6% | ||
| Q1 25 | 18.1% | 15.5% | ||
| Q4 24 | 19.9% | — | ||
| Q3 24 | 22.1% | 14.1% | ||
| Q2 24 | 20.5% | 20.7% | ||
| Q1 24 | 17.1% | 19.9% |
| Q4 25 | $0.74 | $0.36 | ||
| Q3 25 | $1.06 | $-4.00 | ||
| Q2 25 | $0.87 | $0.43 | ||
| Q1 25 | $0.70 | $0.26 | ||
| Q4 24 | $0.75 | $0.38 | ||
| Q3 24 | $0.95 | $0.20 | ||
| Q2 24 | $0.85 | $0.32 | ||
| Q1 24 | $0.62 | $0.31 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $18.8M | — |
| Total DebtLower is stronger | $782.7M | $620.0M |
| Stockholders' EquityBook value | $1.0B | $3.4B |
| Total Assets | $2.7B | $24.5B |
| Debt / EquityLower = less leverage | 0.75× | 0.18× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $18.8M | — | ||
| Q3 25 | $26.1M | — | ||
| Q2 25 | $20.2M | — | ||
| Q1 25 | $21.2M | — | ||
| Q4 24 | $26.7M | — | ||
| Q3 24 | $16.5M | — | ||
| Q2 24 | $3.6M | — | ||
| Q1 24 | $17.0M | — |
| Q4 25 | $782.7M | $620.0M | ||
| Q3 25 | — | $667.8M | ||
| Q2 25 | — | $1.0B | ||
| Q1 25 | — | $1.3B | ||
| Q4 24 | $640.4M | $1.1B | ||
| Q3 24 | — | $1.4B | ||
| Q2 24 | — | $1.7B | ||
| Q1 24 | — | $1.2B |
| Q4 25 | $1.0B | $3.4B | ||
| Q3 25 | $1.0B | $3.4B | ||
| Q2 25 | $972.5M | $3.5B | ||
| Q1 25 | $956.4M | $3.5B | ||
| Q4 24 | $920.1M | $3.5B | ||
| Q3 24 | $879.5M | $3.5B | ||
| Q2 24 | $833.5M | $3.5B | ||
| Q1 24 | $800.5M | $3.4B |
| Q4 25 | $2.7B | $24.5B | ||
| Q3 25 | $2.7B | $24.2B | ||
| Q2 25 | $2.6B | $26.7B | ||
| Q1 25 | $2.5B | $26.8B | ||
| Q4 24 | $2.5B | $26.9B | ||
| Q3 24 | $2.4B | $27.3B | ||
| Q2 24 | $2.3B | $27.4B | ||
| Q1 24 | $2.3B | $27.4B |
| Q4 25 | 0.75× | 0.18× | ||
| Q3 25 | — | 0.20× | ||
| Q2 25 | — | 0.28× | ||
| Q1 25 | — | 0.35× | ||
| Q4 24 | 0.70× | 0.32× | ||
| Q3 24 | — | 0.40× | ||
| Q2 24 | — | 0.50× | ||
| Q1 24 | — | 0.36× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $27.7M | $449.5M |
| Free Cash FlowOCF − Capex | $-36.0M | $411.4M |
| FCF MarginFCF / Revenue | -21.9% | 208.5% |
| Capex IntensityCapex / Revenue | 38.8% | 19.3% |
| Cash ConversionOCF / Net Profit | 0.96× | — |
| TTM Free Cash FlowTrailing 4 quarters | $-7.1M | $717.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $27.7M | $449.5M | ||
| Q3 25 | $92.4M | $223.4M | ||
| Q2 25 | $64.6M | $77.6M | ||
| Q1 25 | $45.1M | $32.8M | ||
| Q4 24 | $64.5M | $425.9M | ||
| Q3 24 | $63.7M | $199.4M | ||
| Q2 24 | $24.7M | $86.1M | ||
| Q1 24 | $45.8M | $57.6M |
| Q4 25 | $-36.0M | $411.4M | ||
| Q3 25 | $37.7M | $216.7M | ||
| Q2 25 | $13.7M | $66.3M | ||
| Q1 25 | $-22.5M | $22.6M | ||
| Q4 24 | $6.0M | $380.4M | ||
| Q3 24 | $-478.0K | $187.7M | ||
| Q2 24 | $-37.0M | $72.7M | ||
| Q1 24 | $-1.7M | $47.7M |
| Q4 25 | -21.9% | 208.5% | ||
| Q3 25 | 20.7% | 116.1% | ||
| Q2 25 | 8.4% | 31.0% | ||
| Q1 25 | -15.2% | 10.8% | ||
| Q4 24 | 4.2% | 182.5% | ||
| Q3 24 | -0.3% | 107.4% | ||
| Q2 24 | -23.8% | 36.9% | ||
| Q1 24 | -1.3% | 24.5% |
| Q4 25 | 38.8% | 19.3% | ||
| Q3 25 | 29.9% | 3.6% | ||
| Q2 25 | 31.2% | 5.3% | ||
| Q1 25 | 45.6% | 4.8% | ||
| Q4 24 | 40.9% | 21.8% | ||
| Q3 24 | 39.7% | 6.7% | ||
| Q2 24 | 39.8% | 6.8% | ||
| Q1 24 | 35.2% | 5.0% |
| Q4 25 | 0.96× | — | ||
| Q3 25 | 2.24× | — | ||
| Q2 25 | 1.92× | 1.42× | ||
| Q1 25 | 1.68× | 1.01× | ||
| Q4 24 | 2.27× | — | ||
| Q3 24 | 1.78× | 8.06× | ||
| Q2 24 | 0.78× | 2.11× | ||
| Q1 24 | 1.98× | 1.48× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AWR
| Water Service Utility Operations | $110.0M | 67% |
| Public Utilities Inventory Water | $22.3M | 14% |
| Wastewater | $15.9M | 10% |
| Electric Service Utility Operations | $15.2M | 9% |
SFNC
Segment breakdown not available.
