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Side-by-side financial comparison of AVALON HOLDINGS CORP (AWX) and CF BANKSHARES INC. (CFBK). Click either name above to swap in a different company.

AVALON HOLDINGS CORP is the larger business by last-quarter revenue ($21.5M vs $15.7M, roughly 1.4× CF BANKSHARES INC.). CF BANKSHARES INC. runs the higher net margin — 40.0% vs -1.7%, a 41.7% gap on every dollar of revenue. On growth, AVALON HOLDINGS CORP posted the faster year-over-year revenue change (21.7% vs 12.6%). CF BANKSHARES INC. produced more free cash flow last quarter ($18.2M vs $-166.0K). Over the past eight quarters, CF BANKSHARES INC.'s revenue compounded faster (13.7% CAGR vs 6.7%).

Avalon Hill Games Inc. is a game company that publishes wargames and strategic board games. It has also published miniature wargaming rules, role-playing games and sports simulations. It is a subsidiary of Hasbro, and operates under the company's "Hasbro Gaming" division.

CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.

AWX vs CFBK — Head-to-Head

Bigger by revenue
AWX
AWX
1.4× larger
AWX
$21.5M
$15.7M
CFBK
Growing faster (revenue YoY)
AWX
AWX
+9.1% gap
AWX
21.7%
12.6%
CFBK
Higher net margin
CFBK
CFBK
41.7% more per $
CFBK
40.0%
-1.7%
AWX
More free cash flow
CFBK
CFBK
$18.4M more FCF
CFBK
$18.2M
$-166.0K
AWX
Faster 2-yr revenue CAGR
CFBK
CFBK
Annualised
CFBK
13.7%
6.7%
AWX

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AWX
AWX
CFBK
CFBK
Revenue
$21.5M
$15.7M
Net Profit
$-356.0K
$5.7M
Gross Margin
17.1%
Operating Margin
0.4%
43.4%
Net Margin
-1.7%
40.0%
Revenue YoY
21.7%
12.6%
Net Profit YoY
28.4%
29.9%
EPS (diluted)
$0.88

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AWX
AWX
CFBK
CFBK
Q4 25
$21.5M
$15.7M
Q3 25
$25.7M
$15.5M
Q2 25
$20.3M
$15.6M
Q1 25
$16.1M
$14.1M
Q4 24
$17.6M
$14.0M
Q3 24
$24.2M
$13.1M
Q2 24
$23.1M
$12.6M
Q1 24
$18.9M
$12.2M
Net Profit
AWX
AWX
CFBK
CFBK
Q4 25
$-356.0K
$5.7M
Q3 25
$1.9M
$2.3M
Q2 25
$274.0K
$5.0M
Q1 25
$-1.5M
$4.4M
Q4 24
$-497.0K
$4.4M
Q3 24
$1.8M
$4.2M
Q2 24
$954.0K
$1.7M
Q1 24
$-979.0K
$3.1M
Gross Margin
AWX
AWX
CFBK
CFBK
Q4 25
17.1%
Q3 25
23.7%
Q2 25
20.6%
Q1 25
14.8%
Q4 24
17.5%
Q3 24
24.6%
Q2 24
22.1%
Q1 24
16.2%
Operating Margin
AWX
AWX
CFBK
CFBK
Q4 25
0.4%
43.4%
Q3 25
9.1%
17.5%
Q2 25
3.7%
41.1%
Q1 25
-7.2%
39.5%
Q4 24
-0.8%
36.9%
Q3 24
9.4%
40.4%
Q2 24
6.3%
15.4%
Q1 24
-2.7%
30.9%
Net Margin
AWX
AWX
CFBK
CFBK
Q4 25
-1.7%
40.0%
Q3 25
7.4%
15.1%
Q2 25
1.4%
32.3%
Q1 25
-9.3%
31.4%
Q4 24
-2.8%
35.2%
Q3 24
7.6%
32.2%
Q2 24
4.1%
13.5%
Q1 24
-5.2%
25.2%
EPS (diluted)
AWX
AWX
CFBK
CFBK
Q4 25
$0.88
Q3 25
$0.36
Q2 25
$0.77
Q1 25
$0.68
Q4 24
$0.68
Q3 24
$0.65
Q2 24
$0.26
Q1 24
$0.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AWX
AWX
CFBK
CFBK
Cash + ST InvestmentsLiquidity on hand
$4.1M
$259.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$38.4M
$184.4M
Total Assets
$87.4M
$2.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AWX
AWX
CFBK
CFBK
Q4 25
$4.1M
$259.0M
Q3 25
$4.6M
$272.4M
Q2 25
$3.7M
$275.7M
Q1 25
$1.3M
$241.0M
Q4 24
$2.8M
$235.3M
Q3 24
$3.9M
$233.5M
Q2 24
$3.8M
$241.8M
Q1 24
$1.2M
$236.9M
Stockholders' Equity
AWX
AWX
CFBK
CFBK
Q4 25
$38.4M
$184.4M
Q3 25
$38.7M
$179.3M
Q2 25
$36.8M
$177.0M
Q1 25
$36.5M
$172.7M
Q4 24
$38.0M
$168.4M
Q3 24
$38.5M
$164.0M
Q2 24
$36.7M
$159.6M
Q1 24
$35.7M
$158.0M
Total Assets
AWX
AWX
CFBK
CFBK
Q4 25
$87.4M
$2.1B
Q3 25
$90.7M
$2.1B
Q2 25
$88.1M
$2.1B
Q1 25
$87.6M
$2.1B
Q4 24
$86.2M
$2.1B
Q3 24
$89.1M
$2.1B
Q2 24
$91.7M
$2.0B
Q1 24
$90.6M
$2.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AWX
AWX
CFBK
CFBK
Operating Cash FlowLast quarter
$278.0K
$18.7M
Free Cash FlowOCF − Capex
$-166.0K
$18.2M
FCF MarginFCF / Revenue
-0.8%
115.6%
Capex IntensityCapex / Revenue
2.1%
3.1%
Cash ConversionOCF / Net Profit
3.26×
TTM Free Cash FlowTrailing 4 quarters
$2.1M
$33.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AWX
AWX
CFBK
CFBK
Q4 25
$278.0K
$18.7M
Q3 25
$1.5M
$5.5M
Q2 25
$3.0M
$8.0M
Q1 25
$-982.0K
$2.2M
Q4 24
$-579.0K
$14.2M
Q3 24
$342.0K
$-1.3M
Q2 24
$3.2M
$4.0M
Q1 24
$411.0K
$-1.2M
Free Cash Flow
AWX
AWX
CFBK
CFBK
Q4 25
$-166.0K
$18.2M
Q3 25
$852.0K
$5.2M
Q2 25
$2.7M
$7.8M
Q1 25
$-1.4M
$2.2M
Q4 24
$-1.1M
$13.9M
Q3 24
$-660.0K
$-1.3M
Q2 24
$2.9M
$4.0M
Q1 24
$56.0K
$-1.2M
FCF Margin
AWX
AWX
CFBK
CFBK
Q4 25
-0.8%
115.6%
Q3 25
3.3%
33.6%
Q2 25
13.5%
50.3%
Q1 25
-8.5%
15.2%
Q4 24
-6.4%
99.6%
Q3 24
-2.7%
-9.9%
Q2 24
12.4%
31.6%
Q1 24
0.3%
-9.5%
Capex Intensity
AWX
AWX
CFBK
CFBK
Q4 25
2.1%
3.1%
Q3 25
2.3%
1.7%
Q2 25
1.4%
0.7%
Q1 25
2.4%
0.4%
Q4 24
3.1%
1.9%
Q3 24
4.1%
0.2%
Q2 24
1.5%
0.1%
Q1 24
1.9%
0.0%
Cash Conversion
AWX
AWX
CFBK
CFBK
Q4 25
3.26×
Q3 25
0.76×
2.34×
Q2 25
11.07×
1.58×
Q1 25
0.50×
Q4 24
3.21×
Q3 24
0.19×
-0.30×
Q2 24
3.35×
2.35×
Q1 24
-0.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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