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Side-by-side financial comparison of AVALON HOLDINGS CORP (AWX) and C & F FINANCIAL CORP (CFFI). Click either name above to swap in a different company.
C & F FINANCIAL CORP is the larger business by last-quarter revenue ($35.9M vs $21.5M, roughly 1.7× AVALON HOLDINGS CORP). C & F FINANCIAL CORP runs the higher net margin — 18.7% vs -1.7%, a 20.3% gap on every dollar of revenue. On growth, AVALON HOLDINGS CORP posted the faster year-over-year revenue change (21.7% vs 12.0%). C & F FINANCIAL CORP produced more free cash flow last quarter ($22.2M vs $-166.0K). Over the past eight quarters, C & F FINANCIAL CORP's revenue compounded faster (8.2% CAGR vs 6.7%).
Avalon Hill Games Inc. is a game company that publishes wargames and strategic board games. It has also published miniature wargaming rules, role-playing games and sports simulations. It is a subsidiary of Hasbro, and operates under the company's "Hasbro Gaming" division.
Sun Life Financial Inc. is a Canadian financial services company headquartered in Toronto, Ontario. Founded in 1865, it operates internationally in life insurance, wealth management, and asset management. As of 2024, the company manages over CAD$1.3 trillion in assets and serves clients in Canada, the United States, Asia, and other markets.
AWX vs CFFI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $21.5M | $35.9M |
| Net Profit | $-356.0K | $6.7M |
| Gross Margin | 17.1% | — |
| Operating Margin | 0.4% | 22.6% |
| Net Margin | -1.7% | 18.7% |
| Revenue YoY | 21.7% | 12.0% |
| Net Profit YoY | 28.4% | 11.0% |
| EPS (diluted) | — | $2.08 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $21.5M | $35.9M | ||
| Q3 25 | $25.7M | $36.0M | ||
| Q2 25 | $20.3M | $36.4M | ||
| Q1 25 | $16.1M | $32.6M | ||
| Q4 24 | $17.6M | $32.0M | ||
| Q3 24 | $24.2M | $33.5M | ||
| Q2 24 | $23.1M | $31.2M | ||
| Q1 24 | $18.9M | $30.6M |
| Q4 25 | $-356.0K | $6.7M | ||
| Q3 25 | $1.9M | $7.1M | ||
| Q2 25 | $274.0K | $7.7M | ||
| Q1 25 | $-1.5M | $5.4M | ||
| Q4 24 | $-497.0K | $6.0M | ||
| Q3 24 | $1.8M | $5.4M | ||
| Q2 24 | $954.0K | $5.0M | ||
| Q1 24 | $-979.0K | $3.4M |
| Q4 25 | 17.1% | — | ||
| Q3 25 | 23.7% | — | ||
| Q2 25 | 20.6% | — | ||
| Q1 25 | 14.8% | — | ||
| Q4 24 | 17.5% | — | ||
| Q3 24 | 24.6% | — | ||
| Q2 24 | 22.1% | — | ||
| Q1 24 | 16.2% | — |
| Q4 25 | 0.4% | 22.6% | ||
| Q3 25 | 9.1% | 24.5% | ||
| Q2 25 | 3.7% | 26.5% | ||
| Q1 25 | -7.2% | 20.0% | ||
| Q4 24 | -0.8% | 22.6% | ||
| Q3 24 | 9.4% | 19.9% | ||
| Q2 24 | 6.3% | 20.0% | ||
| Q1 24 | -2.7% | 13.1% |
| Q4 25 | -1.7% | 18.7% | ||
| Q3 25 | 7.4% | 19.6% | ||
| Q2 25 | 1.4% | 21.2% | ||
| Q1 25 | -9.3% | 16.5% | ||
| Q4 24 | -2.8% | 18.8% | ||
| Q3 24 | 7.6% | 16.1% | ||
| Q2 24 | 4.1% | 16.1% | ||
| Q1 24 | -5.2% | 11.1% |
| Q4 25 | — | $2.08 | ||
| Q3 25 | — | $2.18 | ||
| Q2 25 | — | $2.37 | ||
| Q1 25 | — | $1.66 | ||
| Q4 24 | — | $1.85 | ||
| Q3 24 | — | $1.65 | ||
| Q2 24 | — | $1.50 | ||
| Q1 24 | — | $1.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $4.1M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $38.4M | $261.8M |
| Total Assets | $87.4M | $2.8B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $4.1M | — | ||
| Q3 25 | $4.6M | — | ||
| Q2 25 | $3.7M | — | ||
| Q1 25 | $1.3M | — | ||
| Q4 24 | $2.8M | — | ||
| Q3 24 | $3.9M | — | ||
| Q2 24 | $3.8M | — | ||
| Q1 24 | $1.2M | — |
| Q4 25 | $38.4M | $261.8M | ||
| Q3 25 | $38.7M | $253.3M | ||
| Q2 25 | $36.8M | $240.3M | ||
| Q1 25 | $36.5M | $234.6M | ||
| Q4 24 | $38.0M | $226.4M | ||
| Q3 24 | $38.5M | $227.3M | ||
| Q2 24 | $36.7M | $218.5M | ||
| Q1 24 | $35.7M | $216.3M |
| Q4 25 | $87.4M | $2.8B | ||
| Q3 25 | $90.7M | $2.7B | ||
| Q2 25 | $88.1M | $2.7B | ||
| Q1 25 | $87.6M | $2.6B | ||
| Q4 24 | $86.2M | $2.6B | ||
| Q3 24 | $89.1M | $2.6B | ||
| Q2 24 | $91.7M | $2.5B | ||
| Q1 24 | $90.6M | $2.5B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $278.0K | $24.5M |
| Free Cash FlowOCF − Capex | $-166.0K | $22.2M |
| FCF MarginFCF / Revenue | -0.8% | 61.8% |
| Capex IntensityCapex / Revenue | 2.1% | 6.5% |
| Cash ConversionOCF / Net Profit | — | 3.65× |
| TTM Free Cash FlowTrailing 4 quarters | $2.1M | $42.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $278.0K | $24.5M | ||
| Q3 25 | $1.5M | $23.4M | ||
| Q2 25 | $3.0M | $-4.4M | ||
| Q1 25 | $-982.0K | $3.2M | ||
| Q4 24 | $-579.0K | $36.8M | ||
| Q3 24 | $342.0K | $404.0K | ||
| Q2 24 | $3.2M | $1.7M | ||
| Q1 24 | $411.0K | $895.0K |
| Q4 25 | $-166.0K | $22.2M | ||
| Q3 25 | $852.0K | $22.7M | ||
| Q2 25 | $2.7M | $-5.0M | ||
| Q1 25 | $-1.4M | $2.9M | ||
| Q4 24 | $-1.1M | $33.3M | ||
| Q3 24 | $-660.0K | $-1.6M | ||
| Q2 24 | $2.9M | $1.2M | ||
| Q1 24 | $56.0K | $410.0K |
| Q4 25 | -0.8% | 61.8% | ||
| Q3 25 | 3.3% | 63.0% | ||
| Q2 25 | 13.5% | -13.6% | ||
| Q1 25 | -8.5% | 9.0% | ||
| Q4 24 | -6.4% | 103.8% | ||
| Q3 24 | -2.7% | -4.9% | ||
| Q2 24 | 12.4% | 3.7% | ||
| Q1 24 | 0.3% | 1.3% |
| Q4 25 | 2.1% | 6.5% | ||
| Q3 25 | 2.3% | 2.1% | ||
| Q2 25 | 1.4% | 1.6% | ||
| Q1 25 | 2.4% | 0.8% | ||
| Q4 24 | 3.1% | 10.9% | ||
| Q3 24 | 4.1% | 6.1% | ||
| Q2 24 | 1.5% | 1.7% | ||
| Q1 24 | 1.9% | 1.6% |
| Q4 25 | — | 3.65× | ||
| Q3 25 | 0.76× | 3.31× | ||
| Q2 25 | 11.07× | -0.57× | ||
| Q1 25 | — | 0.60× | ||
| Q4 24 | — | 6.09× | ||
| Q3 24 | 0.19× | 0.07× | ||
| Q2 24 | 3.35× | 0.34× | ||
| Q1 24 | — | 0.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AWX
Segment breakdown not available.
CFFI
| Community Banking | $25.9M | 72% |
| Consumer Finance Segment | $7.0M | 19% |
| Mortgage Banking Segment | $1.9M | 5% |
| Other | $1.1M | 3% |
