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Side-by-side financial comparison of American Express (AXP) and Fidelity National Information Services (FIS). Click either name above to swap in a different company.
American Express is the larger business by last-quarter revenue ($10.9B vs $2.8B, roughly 3.9× Fidelity National Information Services). American Express runs the higher net margin — 22.5% vs 18.2%, a 4.3% gap on every dollar of revenue. On growth, American Express posted the faster year-over-year revenue change (9.9% vs 8.1%). American Express produced more free cash flow last quarter ($2.3B vs $739.0M). Over the past eight quarters, American Express's revenue compounded faster (8.2% CAGR vs 6.8%).
American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. The company operates through three segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Its products and services include payment and financing products; network services; accounts payable expense management products and services; and travel and lifestyle services. The company's products an...
Fidelity National Information Services, Inc. (FIS) is an American multinational corporation which offers a wide range of financial products and services. FIS is most known for its development of Financial Technology, or FinTech. Annually, FIS facilitates the movement of roughly US$9 trillion through the processing of approximately 75 billion transactions in service to more than 20,000 clients around the globe.
AXP vs FIS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $10.9B | $2.8B |
| Net Profit | $2.5B | $511.0M |
| Gross Margin | — | 38.3% |
| Operating Margin | 28.2% | 18.8% |
| Net Margin | 22.5% | 18.2% |
| Revenue YoY | 9.9% | 8.1% |
| Net Profit YoY | 13.5% | 97.3% |
| EPS (diluted) | $3.52 | $0.98 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $10.9B | $2.8B | ||
| Q3 25 | $10.4B | $2.7B | ||
| Q2 25 | $10.3B | $2.6B | ||
| Q1 25 | $9.6B | $2.5B | ||
| Q4 24 | $10.0B | $2.6B | ||
| Q3 24 | $9.7B | $2.6B | ||
| Q2 24 | $9.8B | $2.5B | ||
| Q1 24 | $9.3B | $2.5B |
| Q4 25 | $2.5B | $511.0M | ||
| Q3 25 | $2.9B | $264.0M | ||
| Q2 25 | $2.9B | $-470.0M | ||
| Q1 25 | $2.6B | $77.0M | ||
| Q4 24 | $2.2B | $259.0M | ||
| Q3 24 | $2.5B | $224.0M | ||
| Q2 24 | $3.0B | $243.0M | ||
| Q1 24 | $2.4B | $724.0M |
| Q4 25 | — | 38.3% | ||
| Q3 25 | — | 37.8% | ||
| Q2 25 | — | 36.4% | ||
| Q1 25 | — | 34.7% | ||
| Q4 24 | — | 36.9% | ||
| Q3 24 | — | 38.0% | ||
| Q2 24 | — | 38.2% | ||
| Q1 24 | — | 37.1% |
| Q4 25 | 28.2% | 18.8% | ||
| Q3 25 | 36.7% | 16.8% | ||
| Q2 25 | 34.4% | 15.6% | ||
| Q1 25 | 34.6% | 13.7% | ||
| Q4 24 | 27.7% | 18.5% | ||
| Q3 24 | 33.0% | 19.1% | ||
| Q2 24 | 38.6% | 15.2% | ||
| Q1 24 | 33.7% | 14.6% |
| Q4 25 | 22.5% | 18.2% | ||
| Q3 25 | 27.9% | 9.7% | ||
| Q2 25 | 28.0% | -18.0% | ||
| Q1 25 | 26.8% | 3.0% | ||
| Q4 24 | 21.8% | 10.0% | ||
| Q3 24 | 25.8% | 8.7% | ||
| Q2 24 | 30.7% | 9.8% | ||
| Q1 24 | 26.1% | 29.3% |
| Q4 25 | $3.52 | $0.98 | ||
| Q3 25 | $4.14 | $0.50 | ||
| Q2 25 | $4.08 | $-0.90 | ||
| Q1 25 | $3.64 | $0.15 | ||
| Q4 24 | $3.04 | $0.51 | ||
| Q3 24 | $3.49 | $0.41 | ||
| Q2 24 | $4.15 | $0.44 | ||
| Q1 24 | $3.33 | $1.25 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $742.0M | $599.0M |
| Total DebtLower is stronger | $56.4B | $9.1B |
| Stockholders' EquityBook value | $33.5B | $13.9B |
| Total Assets | $300.1B | $33.5B |
| Debt / EquityLower = less leverage | 1.68× | 0.65× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $742.0M | $599.0M | ||
| Q3 25 | $1.3B | $571.0M | ||
| Q2 25 | $197.0M | $581.0M | ||
| Q1 25 | $261.0M | $805.0M | ||
| Q4 24 | $221.0M | $834.0M | ||
| Q3 24 | $120.0M | $1.3B | ||
| Q2 24 | $188.0M | $2.1B | ||
| Q1 24 | $69.0M | $3.3B |
| Q4 25 | $56.4B | $9.1B | ||
| Q3 25 | $57.8B | $8.9B | ||
| Q2 25 | $58.2B | $8.9B | ||
| Q1 25 | $51.2B | $8.7B | ||
| Q4 24 | $49.7B | $9.7B | ||
| Q3 24 | $53.5B | $10.5B | ||
| Q2 24 | $51.5B | $10.6B | ||
| Q1 24 | $48.8B | $10.6B |
| Q4 25 | $33.5B | $13.9B | ||
| Q3 25 | $32.4B | $13.9B | ||
| Q2 25 | $32.3B | $14.2B | ||
| Q1 25 | $31.2B | $15.1B | ||
| Q4 24 | $30.3B | $15.7B | ||
| Q3 24 | $29.7B | $16.6B | ||
| Q2 24 | $29.5B | $17.0B | ||
| Q1 24 | $28.8B | $18.0B |
| Q4 25 | $300.1B | $33.5B | ||
| Q3 25 | $297.6B | $33.0B | ||
| Q2 25 | $295.6B | $33.4B | ||
| Q1 25 | $282.2B | $32.8B | ||
| Q4 24 | $271.5B | $33.8B | ||
| Q3 24 | $271.0B | $34.3B | ||
| Q2 24 | $272.2B | $34.6B | ||
| Q1 24 | $269.3B | $35.9B |
| Q4 25 | 1.68× | 0.65× | ||
| Q3 25 | 1.78× | 0.64× | ||
| Q2 25 | 1.80× | 0.63× | ||
| Q1 25 | 1.64× | 0.57× | ||
| Q4 24 | 1.64× | 0.62× | ||
| Q3 24 | 1.80× | 0.63× | ||
| Q2 24 | 1.74× | 0.62× | ||
| Q1 24 | 1.70× | 0.59× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $3.1B | $758.0M |
| Free Cash FlowOCF − Capex | $2.3B | $739.0M |
| FCF MarginFCF / Revenue | 21.4% | 26.3% |
| Capex IntensityCapex / Revenue | 6.6% | 0.7% |
| Cash ConversionOCF / Net Profit | 1.25× | 1.48× |
| TTM Free Cash FlowTrailing 4 quarters | $16.0B | $2.5B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $3.1B | $758.0M | ||
| Q3 25 | $6.2B | $1.0B | ||
| Q2 25 | $4.4B | $382.0M | ||
| Q1 25 | $4.8B | $457.0M | ||
| Q4 24 | $5.8B | $782.0M | ||
| Q3 24 | $-1.8B | $641.0M | ||
| Q2 24 | $4.5B | $546.0M | ||
| Q1 24 | $5.6B | $206.0M |
| Q4 25 | $2.3B | $739.0M | ||
| Q3 25 | $5.6B | $952.0M | ||
| Q2 25 | $3.7B | $343.0M | ||
| Q1 25 | $4.3B | $420.0M | ||
| Q4 24 | $5.3B | $764.0M | ||
| Q3 24 | $-2.3B | $605.0M | ||
| Q2 24 | $4.0B | $530.0M | ||
| Q1 24 | $5.2B | $179.0M |
| Q4 25 | 21.4% | 26.3% | ||
| Q3 25 | 53.6% | 35.0% | ||
| Q2 25 | 36.3% | 13.1% | ||
| Q1 25 | 45.0% | 16.6% | ||
| Q4 24 | 53.1% | 29.4% | ||
| Q3 24 | -23.3% | 23.5% | ||
| Q2 24 | 40.4% | 21.3% | ||
| Q1 24 | 55.2% | 7.3% |
| Q4 25 | 6.6% | 0.7% | ||
| Q3 25 | 6.3% | 2.2% | ||
| Q2 25 | 6.0% | 1.5% | ||
| Q1 25 | 4.5% | 1.5% | ||
| Q4 24 | 5.0% | 0.7% | ||
| Q3 24 | 4.7% | 1.4% | ||
| Q2 24 | 5.8% | 0.6% | ||
| Q1 24 | 4.2% | 1.1% |
| Q4 25 | 1.25× | 1.48× | ||
| Q3 25 | 2.15× | 3.83× | ||
| Q2 25 | 1.51× | — | ||
| Q1 25 | 1.84× | 5.94× | ||
| Q4 24 | 2.66× | 3.02× | ||
| Q3 24 | -0.72× | 2.86× | ||
| Q2 24 | 1.50× | 2.25× | ||
| Q1 24 | 2.28× | 0.28× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AXP
| US Consumer Services Segment | $4.2B | 38% |
| Commercial Services Segment | $3.1B | 28% |
| International Card Services Segment | $2.1B | 19% |
| Global Merchant And Network Services Segment | $1.7B | 15% |
| Financial Service Other | $471.0M | 4% |
FIS
| Banking Solutions | $1.6B | 57% |
| Other | $701.0M | 25% |
| Capital Market Solutions | $508.0M | 18% |
