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Side-by-side financial comparison of American Express (AXP) and Fidelity National Financial, Inc. (FNF). Click either name above to swap in a different company.
Fidelity National Financial, Inc. is the larger business by last-quarter revenue ($544.0M vs $18.9M, roughly 28.8× American Express). American Express runs the higher net margin — 15.7% vs -21.5%, a 37.2% gap on every dollar of revenue. On growth, American Express posted the faster year-over-year revenue change (11.4% vs 10.3%). Over the past eight quarters, Fidelity National Financial, Inc.'s revenue compounded faster (13.7% CAGR vs -95.6%).
American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. The company operates through three segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Its products and services include payment and financing products; network services; accounts payable expense management products and services; and travel and lifestyle services. The company's products an...
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
AXP vs FNF — Head-to-Head
Income Statement — Q1 2026 vs Q4 2025
| Metric | | |
|---|---|---|
| Revenue | $18.9M | $544.0M |
| Net Profit | $3.0M | $-117.0M |
| Gross Margin | — | — |
| Operating Margin | — | 82.9% |
| Net Margin | 15.7% | -21.5% |
| Revenue YoY | 11.4% | 10.3% |
| Net Profit YoY | 15.0% | -126.0% |
| EPS (diluted) | — | $-0.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $18.9M | — | ||
| Q4 25 | $10.9B | $544.0M | ||
| Q3 25 | $10.4B | $553.0M | ||
| Q2 25 | $10.3B | $547.0M | ||
| Q1 25 | $9.6B | $455.0M | ||
| Q4 24 | $10.0B | $493.0M | ||
| Q3 24 | $9.7B | $506.0M | ||
| Q2 24 | $9.8B | $504.0M |
| Q1 26 | $3.0M | — | ||
| Q4 25 | $2.5B | $-117.0M | ||
| Q3 25 | $2.9B | $358.0M | ||
| Q2 25 | $2.9B | $278.0M | ||
| Q1 25 | $2.6B | $83.0M | ||
| Q4 24 | $2.2B | $450.0M | ||
| Q3 24 | $2.5B | $266.0M | ||
| Q2 24 | $3.0B | $306.0M |
| Q1 26 | — | — | ||
| Q4 25 | 28.2% | 82.9% | ||
| Q3 25 | 36.7% | 81.9% | ||
| Q2 25 | 34.4% | 69.8% | ||
| Q1 25 | 34.6% | 24.4% | ||
| Q4 24 | 27.7% | — | ||
| Q3 24 | 33.0% | 61.9% | ||
| Q2 24 | 38.6% | 90.9% |
| Q1 26 | 15.7% | — | ||
| Q4 25 | 22.5% | -21.5% | ||
| Q3 25 | 27.9% | 64.7% | ||
| Q2 25 | 28.0% | 50.8% | ||
| Q1 25 | 26.8% | 18.2% | ||
| Q4 24 | 21.8% | 91.3% | ||
| Q3 24 | 25.8% | 52.6% | ||
| Q2 24 | 30.7% | 60.7% |
| Q1 26 | — | — | ||
| Q4 25 | $3.52 | $-0.44 | ||
| Q3 25 | $4.14 | $1.33 | ||
| Q2 25 | $4.08 | $1.02 | ||
| Q1 25 | $3.64 | $0.30 | ||
| Q4 24 | $3.04 | $1.65 | ||
| Q3 24 | $3.49 | $0.97 | ||
| Q2 24 | $4.15 | $1.12 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $2.6B |
| Total DebtLower is stronger | $60.4M | $4.4B |
| Stockholders' EquityBook value | $34.0M | $7.4B |
| Total Assets | $308.9M | $109.0B |
| Debt / EquityLower = less leverage | 1.78× | 0.59× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $742.0M | $2.6B | ||
| Q3 25 | $1.3B | $3.5B | ||
| Q2 25 | $197.0M | $3.3B | ||
| Q1 25 | $261.0M | $4.5B | ||
| Q4 24 | $221.0M | $3.5B | ||
| Q3 24 | $120.0M | $5.0B | ||
| Q2 24 | $188.0M | $4.9B |
| Q1 26 | $60.4M | — | ||
| Q4 25 | $56.4B | $4.4B | ||
| Q3 25 | $57.8B | $4.4B | ||
| Q2 25 | $58.2B | $4.4B | ||
| Q1 25 | $51.2B | $4.4B | ||
| Q4 24 | $49.7B | $4.3B | ||
| Q3 24 | $53.5B | $4.2B | ||
| Q2 24 | $51.5B | $4.2B |
| Q1 26 | $34.0M | — | ||
| Q4 25 | $33.5B | $7.4B | ||
| Q3 25 | $32.4B | $8.4B | ||
| Q2 25 | $32.3B | $7.9B | ||
| Q1 25 | $31.2B | $7.9B | ||
| Q4 24 | $30.3B | $7.8B | ||
| Q3 24 | $29.7B | $8.1B | ||
| Q2 24 | $29.5B | $7.3B |
| Q1 26 | $308.9M | — | ||
| Q4 25 | $300.1B | $109.0B | ||
| Q3 25 | $297.6B | $106.6B | ||
| Q2 25 | $295.6B | $102.3B | ||
| Q1 25 | $282.2B | $98.2B | ||
| Q4 24 | $271.5B | $95.4B | ||
| Q3 24 | $271.0B | $94.7B | ||
| Q2 24 | $272.2B | $88.8B |
| Q1 26 | 1.78× | — | ||
| Q4 25 | 1.68× | 0.59× | ||
| Q3 25 | 1.78× | 0.53× | ||
| Q2 25 | 1.80× | 0.56× | ||
| Q1 25 | 1.64× | 0.56× | ||
| Q4 24 | 1.64× | 0.56× | ||
| Q3 24 | 1.80× | 0.52× | ||
| Q2 24 | 1.74× | 0.58× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $1.5B |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $3.1B | $1.5B | ||
| Q3 25 | $6.2B | $1.3B | ||
| Q2 25 | $4.4B | $1.9B | ||
| Q1 25 | $4.8B | $1.1B | ||
| Q4 24 | $5.8B | $1.5B | ||
| Q3 24 | $-1.8B | $2.4B | ||
| Q2 24 | $4.5B | $1.4B |
| Q1 26 | — | — | ||
| Q4 25 | $2.3B | — | ||
| Q3 25 | $5.6B | — | ||
| Q2 25 | $3.7B | — | ||
| Q1 25 | $4.3B | — | ||
| Q4 24 | $5.3B | — | ||
| Q3 24 | $-2.3B | — | ||
| Q2 24 | $4.0B | — |
| Q1 26 | — | — | ||
| Q4 25 | 21.4% | — | ||
| Q3 25 | 53.6% | — | ||
| Q2 25 | 36.3% | — | ||
| Q1 25 | 45.0% | — | ||
| Q4 24 | 53.1% | — | ||
| Q3 24 | -23.3% | — | ||
| Q2 24 | 40.4% | — |
| Q1 26 | — | — | ||
| Q4 25 | 6.6% | — | ||
| Q3 25 | 6.3% | — | ||
| Q2 25 | 6.0% | — | ||
| Q1 25 | 4.5% | — | ||
| Q4 24 | 5.0% | — | ||
| Q3 24 | 4.7% | — | ||
| Q2 24 | 5.8% | — |
| Q1 26 | — | — | ||
| Q4 25 | 1.25× | — | ||
| Q3 25 | 2.15× | 3.66× | ||
| Q2 25 | 1.51× | 6.82× | ||
| Q1 25 | 1.84× | 13.43× | ||
| Q4 24 | 2.66× | 3.32× | ||
| Q3 24 | -0.72× | 8.89× | ||
| Q2 24 | 1.50× | 4.45× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AXP
| Discount revenue | $9.5M | 50% |
| Other | $8.9M | 47% |
| Deposits with banks and other | $512.0K | 3% |
FNF
| Escrow Fees | $241.0M | 44% |
| Other Title Related Fees And Income | $182.0M | 33% |
| Service Link Excluding Title Premiums Escrow Fees And Subservicing Fees | $87.0M | 16% |
| Insurance Contracts Home Warranty | $31.0M | 6% |
