vs

Side-by-side financial comparison of AMREP CORP. (AXR) and Sound Financial Bancorp, Inc. (SFBC). Click either name above to swap in a different company.

AMREP CORP. is the larger business by last-quarter revenue ($14.6M vs $9.5M, roughly 1.5× Sound Financial Bancorp, Inc.). On growth, AMREP CORP. posted the faster year-over-year revenue change (93.8% vs 1.5%). Sound Financial Bancorp, Inc. produced more free cash flow last quarter ($7.0M vs $5.4M). Over the past eight quarters, Sound Financial Bancorp, Inc.'s revenue compounded faster (5.5% CAGR vs -13.6%).

AMREP Corporation is a real estate and media services company based in Princeton, New Jersey, in the United States. It was founded in 1961 as The American Realty and Petroleum Corporation.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

AXR vs SFBC — Head-to-Head

Bigger by revenue
AXR
AXR
1.5× larger
AXR
$14.6M
$9.5M
SFBC
Growing faster (revenue YoY)
AXR
AXR
+92.3% gap
AXR
93.8%
1.5%
SFBC
More free cash flow
SFBC
SFBC
$1.6M more FCF
SFBC
$7.0M
$5.4M
AXR
Faster 2-yr revenue CAGR
SFBC
SFBC
Annualised
SFBC
5.5%
-13.6%
AXR

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
AXR
AXR
SFBC
SFBC
Revenue
$14.6M
$9.5M
Net Profit
$3.1M
Gross Margin
Operating Margin
20.6%
27.1%
Net Margin
21.6%
Revenue YoY
93.8%
1.5%
Net Profit YoY
338.9%
EPS (diluted)
$0.58
$0.87

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AXR
AXR
SFBC
SFBC
Q1 26
$14.6M
Q4 25
$9.4M
$9.5M
Q3 25
$17.9M
$9.8M
Q2 25
$11.2M
$10.4M
Q1 25
$7.5M
$9.2M
Q4 24
$11.9M
$9.4M
Q3 24
$19.1M
$9.1M
Q2 24
$19.5M
$8.6M
Net Profit
AXR
AXR
SFBC
SFBC
Q1 26
$3.1M
Q4 25
$1.2M
Q3 25
$4.7M
$1.7M
Q2 25
$3.9M
$2.1M
Q1 25
$717.0K
$1.2M
Q4 24
$4.0M
Q3 24
$4.1M
$1.2M
Q2 24
$4.1M
$795.0K
Operating Margin
AXR
AXR
SFBC
SFBC
Q1 26
20.6%
Q4 25
11.9%
27.1%
Q3 25
34.4%
21.3%
Q2 25
31.7%
24.5%
Q1 25
5.7%
15.9%
Q4 24
26.4%
24.6%
Q3 24
26.1%
15.6%
Q2 24
23.9%
11.4%
Net Margin
AXR
AXR
SFBC
SFBC
Q1 26
21.6%
Q4 25
12.8%
Q3 25
26.3%
17.3%
Q2 25
34.8%
19.8%
Q1 25
9.5%
12.7%
Q4 24
33.9%
Q3 24
21.3%
12.7%
Q2 24
21.2%
9.2%
EPS (diluted)
AXR
AXR
SFBC
SFBC
Q1 26
$0.58
Q4 25
$0.22
$0.87
Q3 25
$0.87
$0.66
Q2 25
$0.73
$0.79
Q1 25
$0.13
$0.45
Q4 24
$0.75
$0.74
Q3 24
$0.76
$0.45
Q2 24
$0.77
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AXR
AXR
SFBC
SFBC
Cash + ST InvestmentsLiquidity on hand
$50.0M
$138.5M
Total DebtLower is stronger
$21.0K
Stockholders' EquityBook value
$139.4M
$109.4M
Total Assets
$143.9M
$1.1B
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AXR
AXR
SFBC
SFBC
Q1 26
$50.0M
Q4 25
$44.6M
$138.5M
Q3 25
$48.9M
$101.2M
Q2 25
$39.5M
$102.5M
Q1 25
$36.9M
$131.5M
Q4 24
$40.1M
$43.6M
Q3 24
$40.4M
$148.9M
Q2 24
$29.7M
$135.1M
Total Debt
AXR
AXR
SFBC
SFBC
Q1 26
$21.0K
Q4 25
$23.0K
Q3 25
$25.0K
Q2 25
$26.0K
Q1 25
$29.0K
Q4 24
$32.0K
Q3 24
$34.0K
Q2 24
$35.0K
Stockholders' Equity
AXR
AXR
SFBC
SFBC
Q1 26
$139.4M
Q4 25
$136.0M
$109.4M
Q3 25
$134.7M
$107.5M
Q2 25
$130.0M
$106.0M
Q1 25
$126.0M
$104.4M
Q4 24
$125.1M
$103.7M
Q3 24
$122.2M
$102.2M
Q2 24
$118.0M
$101.3M
Total Assets
AXR
AXR
SFBC
SFBC
Q1 26
$143.9M
Q4 25
$140.1M
$1.1B
Q3 25
$140.7M
$1.1B
Q2 25
$133.8M
$1.1B
Q1 25
$128.9M
$1.1B
Q4 24
$129.1M
$993.6M
Q3 24
$127.0M
$1.1B
Q2 24
$122.8M
$1.1B
Debt / Equity
AXR
AXR
SFBC
SFBC
Q1 26
0.00×
Q4 25
0.00×
Q3 25
0.00×
Q2 25
0.00×
Q1 25
0.00×
Q4 24
0.00×
Q3 24
0.00×
Q2 24
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AXR
AXR
SFBC
SFBC
Operating Cash FlowLast quarter
$5.4M
$7.2M
Free Cash FlowOCF − Capex
$5.4M
$7.0M
FCF MarginFCF / Revenue
37.0%
73.4%
Capex IntensityCapex / Revenue
0.1%
1.8%
Cash ConversionOCF / Net Profit
1.72×
TTM Free Cash FlowTrailing 4 quarters
$20.2M
$12.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AXR
AXR
SFBC
SFBC
Q1 26
$5.4M
Q4 25
$-4.3M
$7.2M
Q3 25
$9.5M
$3.8M
Q2 25
$10.2M
$-494.0K
Q1 25
$-3.2M
$1.9M
Q4 24
$-182.0K
$2.9M
Q3 24
$10.7M
$3.3M
Q2 24
$10.7M
$-4.0M
Free Cash Flow
AXR
AXR
SFBC
SFBC
Q1 26
$5.4M
Q4 25
$-4.3M
$7.0M
Q3 25
$9.5M
$3.8M
Q2 25
$9.7M
$-518.0K
Q1 25
$-3.3M
$1.8M
Q4 24
$-268.0K
$2.9M
Q3 24
$10.7M
$3.2M
Q2 24
$10.3M
$-5.6M
FCF Margin
AXR
AXR
SFBC
SFBC
Q1 26
37.0%
Q4 25
-45.9%
73.4%
Q3 25
53.2%
38.3%
Q2 25
86.4%
-5.0%
Q1 25
-43.4%
19.8%
Q4 24
-2.3%
30.4%
Q3 24
55.8%
35.5%
Q2 24
52.5%
-65.4%
Capex Intensity
AXR
AXR
SFBC
SFBC
Q1 26
0.1%
Q4 25
0.6%
1.8%
Q3 25
0.1%
0.4%
Q2 25
5.2%
0.2%
Q1 25
0.3%
0.4%
Q4 24
0.7%
0.8%
Q3 24
0.2%
0.5%
Q2 24
2.3%
18.7%
Cash Conversion
AXR
AXR
SFBC
SFBC
Q1 26
1.72×
Q4 25
-3.54×
Q3 25
2.03×
2.24×
Q2 25
2.63×
-0.24×
Q1 25
-4.51×
1.59×
Q4 24
-0.05×
Q3 24
2.63×
2.84×
Q2 24
2.59×
-5.05×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons