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Side-by-side financial comparison of BANC OF CALIFORNIA, INC. (BANC) and NEW JERSEY RESOURCES CORP (NJR). Click either name above to swap in a different company.

NEW JERSEY RESOURCES CORP is the larger business by last-quarter revenue ($939.4M vs $286.9M, roughly 3.3× BANC OF CALIFORNIA, INC.). BANC OF CALIFORNIA, INC. runs the higher net margin — 25.1% vs 23.3%, a 1.8% gap on every dollar of revenue. On growth, BANC OF CALIFORNIA, INC. posted the faster year-over-year revenue change (7.9% vs -33.0%). Over the past eight quarters, NEW JERSEY RESOURCES CORP's revenue compounded faster (111.6% CAGR vs -23.7%).

Banc of California is an American bank with 80 branches in California, as well as locations in Denver, Colorado, and Durham, North Carolina. The bank is headquartered in Los Angeles, California, with about 2,000 employees nationwide including in New York and Chicago. Banc of California offers a broad range of loan and deposit products and services, focusing on providing banking and treasury management services to small-, middle-market, and venture-backed businesses.

New Jersey Resources is an energy services holding company based in Wall Township, New Jersey. It is a Fortune 1000 company, and a member of the Forbes Platinum 400. New Jersey Natural Gas is its principal subsidiary.

BANC vs NJR — Head-to-Head

Bigger by revenue
NJR
NJR
3.3× larger
NJR
$939.4M
$286.9M
BANC
Growing faster (revenue YoY)
BANC
BANC
+40.8% gap
BANC
7.9%
-33.0%
NJR
Higher net margin
BANC
BANC
1.8% more per $
BANC
25.1%
23.3%
NJR
Faster 2-yr revenue CAGR
NJR
NJR
Annualised
NJR
111.6%
-23.7%
BANC

Income Statement — Q1 FY2026 vs Q2 FY2026

Metric
BANC
BANC
NJR
NJR
Revenue
$286.9M
$939.4M
Net Profit
$72.0M
$218.9M
Gross Margin
Operating Margin
32.0%
Net Margin
25.1%
23.3%
Revenue YoY
7.9%
-33.0%
Net Profit YoY
34.3%
7.2%
EPS (diluted)
$0.39
$2.16

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BANC
BANC
NJR
NJR
Q1 26
$286.9M
$939.4M
Q4 25
$458.5M
$440.9M
Q3 25
$466.8M
$188.3M
Q2 25
$453.1M
$234.8M
Q1 25
$440.3M
$569.2M
Q4 24
$453.5M
$359.0M
Q3 24
$431.4M
$265.7M
Q2 24
$492.4M
$209.9M
Net Profit
BANC
BANC
NJR
NJR
Q1 26
$72.0M
$218.9M
Q4 25
$77.4M
$122.5M
Q3 25
$69.6M
$15.1M
Q2 25
$28.4M
$-15.1M
Q1 25
$53.6M
$204.3M
Q4 24
$56.9M
$131.3M
Q3 24
$8.8M
$91.1M
Q2 24
$30.3M
$-11.6M
Operating Margin
BANC
BANC
NJR
NJR
Q1 26
32.0%
Q4 25
21.8%
40.6%
Q3 25
19.8%
21.5%
Q2 25
10.6%
-0.5%
Q1 25
16.6%
49.2%
Q4 24
15.5%
52.8%
Q3 24
2.7%
55.0%
Q2 24
9.1%
2.8%
Net Margin
BANC
BANC
NJR
NJR
Q1 26
25.1%
23.3%
Q4 25
16.9%
27.8%
Q3 25
14.9%
8.0%
Q2 25
6.3%
-6.4%
Q1 25
12.2%
35.9%
Q4 24
12.6%
36.6%
Q3 24
2.0%
34.3%
Q2 24
6.2%
-5.5%
EPS (diluted)
BANC
BANC
NJR
NJR
Q1 26
$0.39
$2.16
Q4 25
$0.41
$1.21
Q3 25
$0.38
$0.15
Q2 25
$0.12
$-0.15
Q1 25
$0.26
$2.02
Q4 24
$0.29
$1.31
Q3 24
$-0.01
$0.91
Q2 24
$0.12
$-0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BANC
BANC
NJR
NJR
Cash + ST InvestmentsLiquidity on hand
$2.2B
Total DebtLower is stronger
Stockholders' EquityBook value
$3.6B
Total Assets
$34.7B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BANC
BANC
NJR
NJR
Q1 26
$2.2B
Q4 25
$2.4M
Q3 25
$591.0K
Q2 25
$931.0K
Q1 25
$83.7M
Q4 24
$1.9M
Q3 24
$1.0M
Q2 24
$22.4M
Total Debt
BANC
BANC
NJR
NJR
Q1 26
Q4 25
$2.1B
$3.3B
Q3 25
$2.0B
$3.3B
Q2 25
$1.9B
$3.0B
Q1 25
$1.7B
$3.0B
Q4 24
$1.4B
$3.0B
Q3 24
$1.6B
$2.9B
Q2 24
$1.4B
$2.8B
Stockholders' Equity
BANC
BANC
NJR
NJR
Q1 26
$3.6B
Q4 25
$3.5B
$2.5B
Q3 25
$3.5B
$2.4B
Q2 25
$3.4B
$2.4B
Q1 25
$3.5B
$2.5B
Q4 24
$3.5B
$2.3B
Q3 24
$3.5B
$2.2B
Q2 24
$3.4B
$2.1B
Total Assets
BANC
BANC
NJR
NJR
Q1 26
$34.7B
Q4 25
$34.8B
$7.9B
Q3 25
$34.0B
$7.6B
Q2 25
$34.3B
$7.3B
Q1 25
$33.8B
$7.3B
Q4 24
$33.5B
$7.2B
Q3 24
$33.4B
$7.0B
Q2 24
$35.2B
$6.8B
Debt / Equity
BANC
BANC
NJR
NJR
Q1 26
Q4 25
0.58×
1.32×
Q3 25
0.58×
1.36×
Q2 25
0.56×
1.25×
Q1 25
0.47×
1.20×
Q4 24
0.40×
1.29×
Q3 24
0.46×
1.31×
Q2 24
0.42×
1.30×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BANC
BANC

Segment breakdown not available.

NJR
NJR

Utility$640.9M68%
Nonutility$298.5M32%

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