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Side-by-side financial comparison of BANC OF CALIFORNIA, INC. (BANC) and Childrens Place, Inc. (PLCE). Click either name above to swap in a different company.

Childrens Place, Inc. is the larger business by last-quarter revenue ($339.5M vs $286.9M, roughly 1.2× BANC OF CALIFORNIA, INC.). BANC OF CALIFORNIA, INC. runs the higher net margin — 25.1% vs -1.3%, a 26.3% gap on every dollar of revenue. On growth, BANC OF CALIFORNIA, INC. posted the faster year-over-year revenue change (7.9% vs -13.0%). Over the past eight quarters, Childrens Place, Inc.'s revenue compounded faster (-13.6% CAGR vs -23.7%).

Banc of California is an American bank with 80 branches in California, as well as locations in Denver, Colorado, and Durham, North Carolina. The bank is headquartered in Los Angeles, California, with about 2,000 employees nationwide including in New York and Chicago. Banc of California offers a broad range of loan and deposit products and services, focusing on providing banking and treasury management services to small-, middle-market, and venture-backed businesses.

The Children’s Place is a retailer of clothing for children. It sells its products primarily under its proprietary brands The Children’s Place, Gymboree, Sugar & Jade, PJ Place and Crazy 8. The company has about 525 stores in the U.S., Canada and Puerto Rico, and also sells via two online outlets and through five franchise partners in 15 countries. Its product line includes tops, skirts, dresses, jackets, shoes, bottoms, sleepwear and backpacks. The Children’s Place is headquartered in Secauc...

BANC vs PLCE — Head-to-Head

Bigger by revenue
PLCE
PLCE
1.2× larger
PLCE
$339.5M
$286.9M
BANC
Growing faster (revenue YoY)
BANC
BANC
+20.9% gap
BANC
7.9%
-13.0%
PLCE
Higher net margin
BANC
BANC
26.3% more per $
BANC
25.1%
-1.3%
PLCE
Faster 2-yr revenue CAGR
PLCE
PLCE
Annualised
PLCE
-13.6%
-23.7%
BANC

Income Statement — Q1 FY2026 vs Q3 FY2026

Metric
BANC
BANC
PLCE
PLCE
Revenue
$286.9M
$339.5M
Net Profit
$72.0M
$-4.3M
Gross Margin
33.1%
Operating Margin
1.1%
Net Margin
25.1%
-1.3%
Revenue YoY
7.9%
-13.0%
Net Profit YoY
34.3%
-121.5%
EPS (diluted)
$0.39
$-0.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BANC
BANC
PLCE
PLCE
Q1 26
$286.9M
Q4 25
$458.5M
$339.5M
Q3 25
$466.8M
$298.0M
Q2 25
$453.1M
$242.1M
Q1 25
$440.3M
$408.6M
Q4 24
$453.5M
$390.2M
Q3 24
$431.4M
$319.7M
Q2 24
$492.4M
$267.9M
Net Profit
BANC
BANC
PLCE
PLCE
Q1 26
$72.0M
Q4 25
$77.4M
$-4.3M
Q3 25
$69.6M
$-5.4M
Q2 25
$28.4M
$-34.0M
Q1 25
$53.6M
$-8.0M
Q4 24
$56.9M
$20.1M
Q3 24
$8.8M
$-32.1M
Q2 24
$30.3M
$-37.8M
Gross Margin
BANC
BANC
PLCE
PLCE
Q1 26
Q4 25
33.1%
Q3 25
34.0%
Q2 25
29.2%
Q1 25
28.5%
Q4 24
35.5%
Q3 24
35.0%
Q2 24
34.6%
Operating Margin
BANC
BANC
PLCE
PLCE
Q1 26
Q4 25
21.8%
1.1%
Q3 25
19.8%
1.4%
Q2 25
10.6%
-10.0%
Q1 25
16.6%
1.7%
Q4 24
15.5%
7.5%
Q3 24
2.7%
-6.8%
Q2 24
9.1%
-10.4%
Net Margin
BANC
BANC
PLCE
PLCE
Q1 26
25.1%
Q4 25
16.9%
-1.3%
Q3 25
14.9%
-1.8%
Q2 25
6.3%
-14.1%
Q1 25
12.2%
-2.0%
Q4 24
12.6%
5.1%
Q3 24
2.0%
-10.0%
Q2 24
6.2%
-14.1%
EPS (diluted)
BANC
BANC
PLCE
PLCE
Q1 26
$0.39
Q4 25
$0.41
$-0.19
Q3 25
$0.38
$-0.24
Q2 25
$0.12
$-1.57
Q1 25
$0.26
$-0.60
Q4 24
$0.29
$1.57
Q3 24
$-0.01
$-2.51
Q2 24
$0.12
$-2.98

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BANC
BANC
PLCE
PLCE
Cash + ST InvestmentsLiquidity on hand
$2.2B
$7.3M
Total DebtLower is stronger
$107.4M
Stockholders' EquityBook value
$3.6B
$-8.6M
Total Assets
$34.7B
$762.5M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BANC
BANC
PLCE
PLCE
Q1 26
$2.2B
Q4 25
$7.3M
Q3 25
$7.8M
Q2 25
$5.7M
Q1 25
$5.3M
Q4 24
$5.7M
Q3 24
$9.6M
Q2 24
$13.0M
Total Debt
BANC
BANC
PLCE
PLCE
Q1 26
Q4 25
$2.1B
$107.4M
Q3 25
$2.0B
$107.2M
Q2 25
$1.9B
$107.0M
Q1 25
$1.7B
$166.0M
Q4 24
$1.4B
$165.7M
Q3 24
$1.6B
$165.4M
Q2 24
$1.4B
$166.6M
Stockholders' Equity
BANC
BANC
PLCE
PLCE
Q1 26
$3.6B
Q4 25
$3.5B
$-8.6M
Q3 25
$3.5B
$-4.9M
Q2 25
$3.4B
$1.4M
Q1 25
$3.5B
$-59.4M
Q4 24
$3.5B
$-49.6M
Q3 24
$3.5B
$-68.9M
Q2 24
$3.4B
$-34.9M
Total Assets
BANC
BANC
PLCE
PLCE
Q1 26
$34.7B
Q4 25
$34.8B
$762.5M
Q3 25
$34.0B
$805.1M
Q2 25
$34.3B
$779.6M
Q1 25
$33.8B
$747.6M
Q4 24
$33.5B
$888.8M
Q3 24
$33.4B
$921.4M
Q2 24
$35.2B
$848.3M
Debt / Equity
BANC
BANC
PLCE
PLCE
Q1 26
Q4 25
0.58×
Q3 25
0.58×
Q2 25
0.56×
75.63×
Q1 25
0.47×
Q4 24
0.40×
Q3 24
0.46×
Q2 24
0.42×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BANC
BANC
PLCE
PLCE
Operating Cash FlowLast quarter
$6.2M
Free Cash FlowOCF − Capex
$-3.4M
FCF MarginFCF / Revenue
-1.0%
Capex IntensityCapex / Revenue
2.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$39.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BANC
BANC
PLCE
PLCE
Q1 26
Q4 25
$255.6M
$6.2M
Q3 25
$75.7M
$-30.5M
Q2 25
$62.7M
$-43.0M
Q1 25
$15.1M
$121.3M
Q4 24
$77.4M
$-44.2M
Q3 24
$46.9M
$-83.9M
Q2 24
$39.1M
$-110.8M
Free Cash Flow
BANC
BANC
PLCE
PLCE
Q1 26
Q4 25
$234.8M
$-3.4M
Q3 25
$75.5M
$-31.9M
Q2 25
$61.4M
$-46.4M
Q1 25
$13.6M
$121.2M
Q4 24
$64.3M
$-47.7M
Q3 24
$44.6M
$-91.7M
Q2 24
$34.4M
$-115.5M
FCF Margin
BANC
BANC
PLCE
PLCE
Q1 26
Q4 25
51.2%
-1.0%
Q3 25
16.2%
-10.7%
Q2 25
13.6%
-19.2%
Q1 25
3.1%
29.7%
Q4 24
14.2%
-12.2%
Q3 24
10.3%
-28.7%
Q2 24
7.0%
-43.1%
Capex Intensity
BANC
BANC
PLCE
PLCE
Q1 26
Q4 25
4.5%
2.8%
Q3 25
0.0%
0.5%
Q2 25
0.3%
1.4%
Q1 25
0.3%
0.0%
Q4 24
2.9%
0.9%
Q3 24
0.5%
2.4%
Q2 24
1.0%
1.8%
Cash Conversion
BANC
BANC
PLCE
PLCE
Q1 26
Q4 25
3.30×
Q3 25
1.09×
Q2 25
2.21×
Q1 25
0.28×
Q4 24
1.36×
-2.20×
Q3 24
5.34×
Q2 24
1.29×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BANC
BANC

Segment breakdown not available.

PLCE
PLCE

The Childrens Place US$307.4M91%
The Childrens Place International$32.1M9%
Gift Cards$1.7M1%

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