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Side-by-side financial comparison of Bandwidth Inc. (BAND) and COMMUNITY FINANCIAL SYSTEM, INC. (CBU). Click either name above to swap in a different company.

COMMUNITY FINANCIAL SYSTEM, INC. is the larger business by last-quarter revenue ($214.5M vs $208.8M, roughly 1.0× Bandwidth Inc.). COMMUNITY FINANCIAL SYSTEM, INC. runs the higher net margin — 26.7% vs 1.9%, a 24.8% gap on every dollar of revenue. On growth, Bandwidth Inc. posted the faster year-over-year revenue change (20.1% vs 8.7%). Over the past eight quarters, Bandwidth Inc.'s revenue compounded faster (9.7% CAGR vs 7.9%).

Bandwidth Inc. is a communications platform as a service company. It sells software application programming interfaces for voice, text messaging and emergency services, using its own global IP voice network.

Community Health Systems (CHS) is a Fortune 500 company based in Franklin, Tennessee. It was the largest provider of general hospital healthcare services in the United States in terms of number of acute care facilities. In 2014, CHS had around 200 hospitals, but the number had declined to around 85 in 2021.

BAND vs CBU — Head-to-Head

Bigger by revenue
CBU
CBU
1.0× larger
CBU
$214.5M
$208.8M
BAND
Growing faster (revenue YoY)
BAND
BAND
+11.4% gap
BAND
20.1%
8.7%
CBU
Higher net margin
CBU
CBU
24.8% more per $
CBU
26.7%
1.9%
BAND
Faster 2-yr revenue CAGR
BAND
BAND
Annualised
BAND
9.7%
7.9%
CBU

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
BAND
BAND
CBU
CBU
Revenue
$208.8M
$214.5M
Net Profit
$4.0M
$57.2M
Gross Margin
37.3%
Operating Margin
60.5%
Net Margin
1.9%
26.7%
Revenue YoY
20.1%
8.7%
Net Profit YoY
200.0%
15.3%
EPS (diluted)
$-0.08
$1.15

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BAND
BAND
CBU
CBU
Q1 26
$208.8M
$214.5M
Q4 25
$207.7M
$217.0M
Q3 25
$191.9M
$208.1M
Q2 25
$180.0M
$200.5M
Q1 25
$174.2M
$197.3M
Q4 24
$210.0M
$197.4M
Q3 24
$193.9M
$190.3M
Q2 24
$173.6M
$184.3M
Net Profit
BAND
BAND
CBU
CBU
Q1 26
$4.0M
$57.2M
Q4 25
$54.4M
Q3 25
$-1.2M
$55.1M
Q2 25
$-4.9M
$51.3M
Q1 25
$-3.7M
$49.6M
Q4 24
$49.8M
Q3 24
$413.0K
$43.9M
Q2 24
$4.1M
$47.9M
Gross Margin
BAND
BAND
CBU
CBU
Q1 26
37.3%
Q4 25
37.6%
Q3 25
38.5%
Q2 25
39.8%
Q1 25
41.0%
Q4 24
36.4%
Q3 24
37.7%
Q2 24
37.3%
Operating Margin
BAND
BAND
CBU
CBU
Q1 26
60.5%
Q4 25
-1.9%
33.1%
Q3 25
-1.0%
35.2%
Q2 25
-2.1%
32.9%
Q1 25
-2.7%
32.6%
Q4 24
-1.3%
32.7%
Q3 24
-0.5%
30.0%
Q2 24
-3.5%
33.7%
Net Margin
BAND
BAND
CBU
CBU
Q1 26
1.9%
26.7%
Q4 25
25.1%
Q3 25
-0.6%
26.5%
Q2 25
-2.7%
25.6%
Q1 25
-2.1%
25.1%
Q4 24
25.2%
Q3 24
0.2%
23.1%
Q2 24
2.3%
26.0%
EPS (diluted)
BAND
BAND
CBU
CBU
Q1 26
$-0.08
$1.15
Q4 25
$-0.10
$1.03
Q3 25
$-0.04
$1.04
Q2 25
$-0.16
$0.97
Q1 25
$-0.13
$0.93
Q4 24
$0.27
$0.94
Q3 24
$0.01
$0.83
Q2 24
$-0.17
$0.91

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BAND
BAND
CBU
CBU
Cash + ST InvestmentsLiquidity on hand
$47.3M
$572.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$405.7M
$2.0B
Total Assets
$984.2M
$17.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BAND
BAND
CBU
CBU
Q1 26
$47.3M
$572.2M
Q4 25
$111.3M
$301.8M
Q3 25
$80.4M
$245.2M
Q2 25
$68.1M
$237.2M
Q1 25
$41.7M
$518.0M
Q4 24
$83.8M
$197.0M
Q3 24
$79.9M
$346.1M
Q2 24
$76.4M
$201.5M
Total Debt
BAND
BAND
CBU
CBU
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$990.2M
Q3 24
Q2 24
Stockholders' Equity
BAND
BAND
CBU
CBU
Q1 26
$405.7M
$2.0B
Q4 25
$400.0M
$2.0B
Q3 25
$392.7M
$1.9B
Q2 25
$384.5M
$1.9B
Q1 25
$345.4M
$1.8B
Q4 24
$312.5M
$1.8B
Q3 24
$336.6M
$1.8B
Q2 24
$307.4M
$1.7B
Total Assets
BAND
BAND
CBU
CBU
Q1 26
$984.2M
$17.5B
Q4 25
$1.1B
$17.3B
Q3 25
$1.0B
$17.0B
Q2 25
$1.0B
$16.7B
Q1 25
$964.4M
$16.8B
Q4 24
$989.2M
$16.4B
Q3 24
$1.0B
$16.4B
Q2 24
$1.0B
$15.9B
Debt / Equity
BAND
BAND
CBU
CBU
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.56×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BAND
BAND
CBU
CBU
Operating Cash FlowLast quarter
Free Cash FlowOCF − Capex
$-1.0M
FCF MarginFCF / Revenue
-0.5%
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BAND
BAND
CBU
CBU
Q1 26
Q4 25
$38.6M
$301.9M
Q3 25
$22.2M
$101.1M
Q2 25
$31.7M
$53.7M
Q1 25
$-3.1M
$62.5M
Q4 24
$36.5M
$242.3M
Q3 24
$20.5M
$56.9M
Q2 24
$24.4M
$39.8M
Free Cash Flow
BAND
BAND
CBU
CBU
Q1 26
$-1.0M
Q4 25
$233.3M
Q3 25
$83.4M
Q2 25
$36.4M
Q1 25
$52.0M
Q4 24
$221.6M
Q3 24
$51.9M
Q2 24
$33.8M
FCF Margin
BAND
BAND
CBU
CBU
Q1 26
-0.5%
Q4 25
107.5%
Q3 25
40.1%
Q2 25
18.1%
Q1 25
26.3%
Q4 24
112.2%
Q3 24
27.3%
Q2 24
18.3%
Capex Intensity
BAND
BAND
CBU
CBU
Q1 26
Q4 25
31.6%
Q3 25
8.5%
Q2 25
8.6%
Q1 25
5.3%
Q4 24
10.5%
Q3 24
2.6%
Q2 24
3.3%
Cash Conversion
BAND
BAND
CBU
CBU
Q1 26
Q4 25
5.55×
Q3 25
1.84×
Q2 25
1.05×
Q1 25
1.26×
Q4 24
4.87×
Q3 24
49.55×
1.30×
Q2 24
6.03×
0.83×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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