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Side-by-side financial comparison of Bandwidth Inc. (BAND) and Hilltop Holdings Inc. (HTH). Click either name above to swap in a different company.
Hilltop Holdings Inc. is the larger business by last-quarter revenue ($300.5M vs $208.8M, roughly 1.4× Bandwidth Inc.). Hilltop Holdings Inc. runs the higher net margin — 13.0% vs 1.9%, a 11.1% gap on every dollar of revenue. Over the past eight quarters, Bandwidth Inc.'s revenue compounded faster (9.7% CAGR vs 0.6%).
Bandwidth Inc. is a communications platform as a service company. It sells software application programming interfaces for voice, text messaging and emergency services, using its own global IP voice network.
Hilltop Holdings Inc. is a financial holding company based in Dallas, Texas. It offers financial products and banking services through three primary subsidiaries: PlainsCapital Bank, PrimeLending, and HilltopSecurities.
BAND vs HTH — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $208.8M | $300.5M |
| Net Profit | $4.0M | $39.0M |
| Gross Margin | 37.3% | — |
| Operating Margin | 60.5% | — |
| Net Margin | 1.9% | 13.0% |
| Revenue YoY | 20.1% | — |
| Net Profit YoY | 200.0% | -12.4% |
| EPS (diluted) | $-0.08 | $0.64 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $208.8M | $300.5M | ||
| Q4 25 | $207.7M | $329.9M | ||
| Q3 25 | $191.9M | $330.2M | ||
| Q2 25 | $180.0M | $303.3M | ||
| Q1 25 | $174.2M | $318.5M | ||
| Q4 24 | $210.0M | $301.1M | ||
| Q3 24 | $193.9M | $305.5M | ||
| Q2 24 | $173.6M | $297.0M |
| Q1 26 | $4.0M | $39.0M | ||
| Q4 25 | — | $41.6M | ||
| Q3 25 | $-1.2M | $45.8M | ||
| Q2 25 | $-4.9M | $36.1M | ||
| Q1 25 | $-3.7M | $42.1M | ||
| Q4 24 | — | $35.5M | ||
| Q3 24 | $413.0K | $29.7M | ||
| Q2 24 | $4.1M | $20.3M |
| Q1 26 | 37.3% | — | ||
| Q4 25 | 37.6% | — | ||
| Q3 25 | 38.5% | — | ||
| Q2 25 | 39.8% | — | ||
| Q1 25 | 41.0% | — | ||
| Q4 24 | 36.4% | — | ||
| Q3 24 | 37.7% | — | ||
| Q2 24 | 37.3% | — |
| Q1 26 | 60.5% | — | ||
| Q4 25 | -1.9% | 16.1% | ||
| Q3 25 | -1.0% | 18.4% | ||
| Q2 25 | -2.1% | 16.3% | ||
| Q1 25 | -2.7% | 18.1% | ||
| Q4 24 | -1.3% | 14.7% | ||
| Q3 24 | -0.5% | 13.9% | ||
| Q2 24 | -3.5% | 10.0% |
| Q1 26 | 1.9% | 13.0% | ||
| Q4 25 | — | 12.6% | ||
| Q3 25 | -0.6% | 13.9% | ||
| Q2 25 | -2.7% | 11.9% | ||
| Q1 25 | -2.1% | 13.2% | ||
| Q4 24 | — | 11.8% | ||
| Q3 24 | 0.2% | 9.7% | ||
| Q2 24 | 2.3% | 6.8% |
| Q1 26 | $-0.08 | $0.64 | ||
| Q4 25 | $-0.10 | $0.68 | ||
| Q3 25 | $-0.04 | $0.74 | ||
| Q2 25 | $-0.16 | $0.57 | ||
| Q1 25 | $-0.13 | $0.65 | ||
| Q4 24 | $0.27 | $0.55 | ||
| Q3 24 | $0.01 | $0.46 | ||
| Q2 24 | $-0.17 | $0.31 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $47.3M | — |
| Total DebtLower is stronger | — | $990.8M |
| Stockholders' EquityBook value | $405.7M | $2.2B |
| Total Assets | $984.2M | $15.7B |
| Debt / EquityLower = less leverage | — | 0.46× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $47.3M | — | ||
| Q4 25 | $111.3M | — | ||
| Q3 25 | $80.4M | — | ||
| Q2 25 | $68.1M | — | ||
| Q1 25 | $41.7M | — | ||
| Q4 24 | $83.8M | — | ||
| Q3 24 | $79.9M | — | ||
| Q2 24 | $76.4M | — |
| Q1 26 | — | $990.8M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $405.7M | $2.2B | ||
| Q4 25 | $400.0M | $2.2B | ||
| Q3 25 | $392.7M | $2.2B | ||
| Q2 25 | $384.5M | $2.2B | ||
| Q1 25 | $345.4M | $2.2B | ||
| Q4 24 | $312.5M | $2.2B | ||
| Q3 24 | $336.6M | $2.2B | ||
| Q2 24 | $307.4M | $2.1B |
| Q1 26 | $984.2M | $15.7B | ||
| Q4 25 | $1.1B | $15.8B | ||
| Q3 25 | $1.0B | $15.6B | ||
| Q2 25 | $1.0B | $15.4B | ||
| Q1 25 | $964.4M | $15.8B | ||
| Q4 24 | $989.2M | $16.3B | ||
| Q3 24 | $1.0B | $15.9B | ||
| Q2 24 | $1.0B | $15.6B |
| Q1 26 | — | 0.46× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | — |
| Free Cash FlowOCF − Capex | $-1.0M | — |
| FCF MarginFCF / Revenue | -0.5% | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $38.6M | $-38.7M | ||
| Q3 25 | $22.2M | $273.0M | ||
| Q2 25 | $31.7M | $-234.6M | ||
| Q1 25 | $-3.1M | $5.8M | ||
| Q4 24 | $36.5M | $273.9M | ||
| Q3 24 | $20.5M | $515.6M | ||
| Q2 24 | $24.4M | $-435.3M |
| Q1 26 | $-1.0M | — | ||
| Q4 25 | — | $-55.5M | ||
| Q3 25 | — | $271.0M | ||
| Q2 25 | — | $-234.6M | ||
| Q1 25 | — | $5.0M | ||
| Q4 24 | — | $266.8M | ||
| Q3 24 | — | $513.8M | ||
| Q2 24 | — | $-437.3M |
| Q1 26 | -0.5% | — | ||
| Q4 25 | — | -16.8% | ||
| Q3 25 | — | 82.1% | ||
| Q2 25 | — | -77.4% | ||
| Q1 25 | — | 1.6% | ||
| Q4 24 | — | 88.6% | ||
| Q3 24 | — | 168.2% | ||
| Q2 24 | — | -147.2% |
| Q1 26 | — | — | ||
| Q4 25 | — | 5.1% | ||
| Q3 25 | — | 0.6% | ||
| Q2 25 | — | 0.0% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | — | 2.4% | ||
| Q3 24 | — | 0.6% | ||
| Q2 24 | — | 0.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | -0.93× | ||
| Q3 25 | — | 5.96× | ||
| Q2 25 | — | -6.50× | ||
| Q1 25 | — | 0.14× | ||
| Q4 24 | — | 7.71× | ||
| Q3 24 | 49.55× | 17.36× | ||
| Q2 24 | 6.03× | -21.41× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BAND
Segment breakdown not available.
HTH
| Noninterest Income | $188.4M | 63% |
| Net Interest Income | $112.1M | 37% |
