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Side-by-side financial comparison of BANNER CORP (BANR) and LiveRamp Holdings, Inc. (RAMP). Click either name above to swap in a different company.

LiveRamp Holdings, Inc. is the larger business by last-quarter revenue ($212.2M vs $169.3M, roughly 1.3× BANNER CORP). BANNER CORP runs the higher net margin — 32.3% vs 18.8%, a 13.5% gap on every dollar of revenue. On growth, LiveRamp Holdings, Inc. posted the faster year-over-year revenue change (8.6% vs 5.7%). Over the past eight quarters, BANNER CORP's revenue compounded faster (13.0% CAGR vs 11.1%).

Banner Bank is a Washington-chartered commercial bank headquartered in Walla Walla, Washington, with roots that date back to 1890. The bank provides services in commercial real estate, construction, residential, agricultural and consumer loans. It also provides community banking services through its branches and loan offices located in Washington, Oregon, Idaho and California.

LiveRamp Holdings, Inc., is an American SaaS company that offers a data connectivity platform whose services include data onboarding, the transfer of offline data online for marketing purposes.

BANR vs RAMP — Head-to-Head

Bigger by revenue
RAMP
RAMP
1.3× larger
RAMP
$212.2M
$169.3M
BANR
Growing faster (revenue YoY)
RAMP
RAMP
+2.9% gap
RAMP
8.6%
5.7%
BANR
Higher net margin
BANR
BANR
13.5% more per $
BANR
32.3%
18.8%
RAMP
Faster 2-yr revenue CAGR
BANR
BANR
Annualised
BANR
13.0%
11.1%
RAMP

Income Statement — Q1 FY2026 vs Q3 FY2026

Metric
BANR
BANR
RAMP
RAMP
Revenue
$169.3M
$212.2M
Net Profit
$54.7M
$39.9M
Gross Margin
71.9%
Operating Margin
18.6%
Net Margin
32.3%
18.8%
Revenue YoY
5.7%
8.6%
Net Profit YoY
21.2%
255.7%
EPS (diluted)
$1.60
$0.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BANR
BANR
RAMP
RAMP
Q1 26
$169.3M
Q4 25
$152.4M
$212.2M
Q3 25
$150.0M
$199.8M
Q2 25
$144.4M
$194.8M
Q1 25
$141.1M
$188.7M
Q4 24
$140.5M
$195.4M
Q3 24
$135.7M
$185.5M
Q2 24
$132.5M
$176.0M
Net Profit
BANR
BANR
RAMP
RAMP
Q1 26
$54.7M
Q4 25
$39.9M
Q3 25
$53.5M
$27.4M
Q2 25
$45.5M
$7.7M
Q1 25
$45.1M
$-6.3M
Q4 24
$11.2M
Q3 24
$45.2M
$1.7M
Q2 24
$39.8M
$-7.5M
Gross Margin
BANR
BANR
RAMP
RAMP
Q1 26
Q4 25
71.9%
Q3 25
70.2%
Q2 25
70.1%
Q1 25
69.3%
Q4 24
71.9%
Q3 24
72.4%
Q2 24
70.6%
Operating Margin
BANR
BANR
RAMP
RAMP
Q1 26
Q4 25
10.0%
18.6%
Q3 25
13.8%
10.7%
Q2 25
12.3%
3.7%
Q1 25
13.5%
-6.1%
Q4 24
14.3%
7.5%
Q3 24
13.3%
4.0%
Q2 24
13.0%
-3.0%
Net Margin
BANR
BANR
RAMP
RAMP
Q1 26
32.3%
Q4 25
18.8%
Q3 25
35.7%
13.7%
Q2 25
31.5%
4.0%
Q1 25
32.0%
-3.3%
Q4 24
5.7%
Q3 24
33.3%
0.9%
Q2 24
30.0%
-4.3%
EPS (diluted)
BANR
BANR
RAMP
RAMP
Q1 26
$1.60
Q4 25
$1.49
$0.62
Q3 25
$1.54
$0.42
Q2 25
$1.31
$0.12
Q1 25
$1.30
$-0.10
Q4 24
$1.34
$0.17
Q3 24
$1.30
$0.03
Q2 24
$1.15
$-0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BANR
BANR
RAMP
RAMP
Cash + ST InvestmentsLiquidity on hand
$403.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.0B
$962.3M
Total Assets
$16.3B
$1.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BANR
BANR
RAMP
RAMP
Q1 26
Q4 25
$422.6M
$403.4M
Q3 25
$672.9M
$376.9M
Q2 25
$483.3M
$371.1M
Q1 25
$441.9M
$420.8M
Q4 24
$501.9M
$384.3M
Q3 24
$478.8M
$348.4M
Q2 24
$247.5M
$342.7M
Stockholders' Equity
BANR
BANR
RAMP
RAMP
Q1 26
$2.0B
Q4 25
$1.9B
$962.3M
Q3 25
$1.9B
$943.8M
Q2 25
$1.9B
$947.8M
Q1 25
$1.8B
$948.9M
Q4 24
$1.8B
$957.7M
Q3 24
$1.8B
$932.1M
Q2 24
$1.7B
$951.9M
Total Assets
BANR
BANR
RAMP
RAMP
Q1 26
$16.3B
Q4 25
$16.4B
$1.3B
Q3 25
$16.6B
$1.2B
Q2 25
$16.4B
$1.2B
Q1 25
$16.2B
$1.3B
Q4 24
$16.2B
$1.3B
Q3 24
$16.2B
$1.2B
Q2 24
$15.8B
$1.2B

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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