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Side-by-side financial comparison of BLACKBERRY Ltd (BB) and OppFi Inc. (OPFI). Click either name above to swap in a different company.
BLACKBERRY Ltd is the larger business by last-quarter revenue ($141.8M vs $85.6M, roughly 1.7× OppFi Inc.). OppFi Inc. runs the higher net margin — 19.7% vs 9.7%, a 10.0% gap on every dollar of revenue. On growth, OppFi Inc. posted the faster year-over-year revenue change (5.9% vs -0.8%). OppFi Inc. produced more free cash flow last quarter ($382.2M vs $17.4M). Over the past eight quarters, BLACKBERRY Ltd's revenue compounded faster (17.8% CAGR vs 16.3%).
BlackBerry Limited, formerly Research In Motion (RIM), is a Canadian software company specializing in secure communications and the Internet of Things (IoT). Founded in 1984, it developed the BlackBerry brand of two-way pagers, smartphones, and tablets. The company later transitioned to providing software and services and holds critical software application patents.
OppFi Inc. is a US-headquartered financial technology firm that provides responsible, accessible financial solutions including installment loans, credit-building tools and related support services to consumers underserved by traditional banking institutions, prioritizing fair terms to help users boost their long-term financial wellness.
BB vs OPFI — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $141.8M | $85.6M |
| Net Profit | $13.7M | $16.8M |
| Gross Margin | 77.5% | — |
| Operating Margin | 8.4% | 36.1% |
| Net Margin | 9.7% | 19.7% |
| Revenue YoY | -0.8% | 5.9% |
| Net Profit YoY | 224.5% | 400.3% |
| EPS (diluted) | $0.02 | $1.48 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $141.8M | $85.6M | ||
| Q3 25 | $129.6M | $104.6M | ||
| Q2 25 | $121.7M | $100.2M | ||
| Q1 25 | $141.7M | $90.8M | ||
| Q4 24 | $143.6M | $80.8M | ||
| Q3 24 | $126.2M | $91.2M | ||
| Q2 24 | $123.4M | $86.3M | ||
| Q1 24 | $102.1M | $63.2M |
| Q4 25 | $13.7M | $16.8M | ||
| Q3 25 | $13.3M | $41.6M | ||
| Q2 25 | $1.9M | $-20.8M | ||
| Q1 25 | $-7.4M | $-11.4M | ||
| Q4 24 | $-10.5M | $-5.6M | ||
| Q3 24 | $-19.7M | $4.3M | ||
| Q2 24 | $-41.4M | $3.1M | ||
| Q1 24 | $-56.2M | $5.5M |
| Q4 25 | 77.5% | — | ||
| Q3 25 | 74.5% | — | ||
| Q2 25 | 74.2% | — | ||
| Q1 25 | 73.5% | — | ||
| Q4 24 | 78.1% | — | ||
| Q3 24 | 70.2% | — | ||
| Q2 24 | 72.9% | — | ||
| Q1 24 | — | — |
| Q4 25 | 8.4% | 36.1% | ||
| Q3 25 | 8.9% | 46.3% | ||
| Q2 25 | 1.6% | 44.7% | ||
| Q1 25 | -5.6% | 46.8% | ||
| Q4 24 | 13.6% | 30.5% | ||
| Q3 24 | 1.7% | 38.5% | ||
| Q2 24 | -10.5% | 34.2% | ||
| Q1 24 | 50.0% | 8.4% |
| Q4 25 | 9.7% | 19.7% | ||
| Q3 25 | 10.3% | 39.8% | ||
| Q2 25 | 1.6% | -20.7% | ||
| Q1 25 | -5.2% | -12.5% | ||
| Q4 24 | -7.3% | -6.9% | ||
| Q3 24 | -15.6% | 4.7% | ||
| Q2 24 | -33.5% | 3.6% | ||
| Q1 24 | -55.0% | 8.8% |
| Q4 25 | $0.02 | $1.48 | ||
| Q3 25 | $0.02 | $0.77 | ||
| Q2 25 | $0.00 | $-0.78 | ||
| Q1 25 | $-0.01 | $-0.48 | ||
| Q4 24 | $-0.02 | $-0.11 | ||
| Q3 24 | $-0.03 | $0.21 | ||
| Q2 24 | $-0.07 | $0.16 | ||
| Q1 24 | $-0.08 | $0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $304.2M | $49.5M |
| Total DebtLower is stronger | $196.2M | — |
| Stockholders' EquityBook value | $741.1M | $58.5M |
| Total Assets | $1.2B | $754.1M |
| Debt / EquityLower = less leverage | 0.26× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $304.2M | $49.5M | ||
| Q3 25 | $290.5M | $45.5M | ||
| Q2 25 | $306.6M | $45.2M | ||
| Q1 25 | $337.8M | $58.0M | ||
| Q4 24 | $220.0M | $61.3M | ||
| Q3 24 | $211.0M | $44.8M | ||
| Q2 24 | $229.0M | $46.6M | ||
| Q1 24 | $237.1M | $47.2M |
| Q4 25 | $196.2M | — | ||
| Q3 25 | $195.9M | — | ||
| Q2 25 | $195.6M | — | ||
| Q1 25 | $195.3M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $194.1M | — |
| Q4 25 | $741.1M | $58.5M | ||
| Q3 25 | $725.1M | $49.4M | ||
| Q2 25 | $725.1M | $13.4M | ||
| Q1 25 | $719.9M | $22.6M | ||
| Q4 24 | $725.2M | $32.8M | ||
| Q3 24 | $732.1M | $34.9M | ||
| Q2 24 | $742.6M | $18.6M | ||
| Q1 24 | $775.1M | $18.2M |
| Q4 25 | $1.2B | $754.1M | ||
| Q3 25 | $1.2B | $720.6M | ||
| Q2 25 | $1.2B | $673.4M | ||
| Q1 25 | $1.3B | $640.1M | ||
| Q4 24 | $1.3B | $641.2M | ||
| Q3 24 | $1.3B | $619.3M | ||
| Q2 24 | $1.3B | $573.1M | ||
| Q1 24 | $1.4B | $563.2M |
| Q4 25 | 0.26× | — | ||
| Q3 25 | 0.27× | — | ||
| Q2 25 | 0.27× | — | ||
| Q1 25 | 0.27× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 0.25× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $18.3M | $401.3M |
| Free Cash FlowOCF − Capex | $17.4M | $382.2M |
| FCF MarginFCF / Revenue | 12.3% | 446.6% |
| Capex IntensityCapex / Revenue | 0.6% | 22.3% |
| Cash ConversionOCF / Net Profit | 1.34× | 23.82× |
| TTM Free Cash FlowTrailing 4 quarters | $42.8M | $652.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $18.3M | $401.3M | ||
| Q3 25 | $3.9M | $105.1M | ||
| Q2 25 | $-18.0M | $95.6M | ||
| Q1 25 | $41.6M | $83.7M | ||
| Q4 24 | $6.0M | $323.8M | ||
| Q3 24 | $-16.0M | $77.6M | ||
| Q2 24 | $-15.1M | $77.3M | ||
| Q1 24 | $-15.5M | $74.4M |
| Q4 25 | $17.4M | $382.2M | ||
| Q3 25 | $3.1M | $99.9M | ||
| Q2 25 | $-18.9M | $91.0M | ||
| Q1 25 | $41.2M | $79.3M | ||
| Q4 24 | $5.2M | $310.8M | ||
| Q3 24 | $-16.5M | $73.7M | ||
| Q2 24 | $-16.5M | $74.7M | ||
| Q1 24 | $-17.6M | $72.3M |
| Q4 25 | 12.3% | 446.6% | ||
| Q3 25 | 2.4% | 95.6% | ||
| Q2 25 | -15.5% | 90.8% | ||
| Q1 25 | 29.1% | 87.4% | ||
| Q4 24 | 3.6% | 384.6% | ||
| Q3 24 | -13.1% | 80.8% | ||
| Q2 24 | -13.4% | 86.6% | ||
| Q1 24 | -17.2% | 114.4% |
| Q4 25 | 0.6% | 22.3% | ||
| Q3 25 | 0.6% | 5.0% | ||
| Q2 25 | 0.7% | 4.6% | ||
| Q1 25 | 0.3% | 4.8% | ||
| Q4 24 | 0.6% | 16.1% | ||
| Q3 24 | 0.4% | 4.3% | ||
| Q2 24 | 1.1% | 3.0% | ||
| Q1 24 | 2.1% | 3.4% |
| Q4 25 | 1.34× | 23.82× | ||
| Q3 25 | 0.29× | 2.52× | ||
| Q2 25 | -9.47× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 18.19× | ||
| Q2 24 | — | 25.21× | ||
| Q1 24 | — | 13.44× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BB
| QNX | $68.7M | 48% |
| Secure Communication | $67.0M | 47% |
| Licensing | $6.1M | 4% |
OPFI
Segment breakdown not available.
