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Side-by-side financial comparison of BED BATH & BEYOND, INC. (BBBY) and PROVIDENT FINANCIAL SERVICES INC (PFS). Click either name above to swap in a different company.

BED BATH & BEYOND, INC. is the larger business by last-quarter revenue ($247.8M vs $225.7M, roughly 1.1× PROVIDENT FINANCIAL SERVICES INC). On growth, PROVIDENT FINANCIAL SERVICES INC posted the faster year-over-year revenue change (9.6% vs 6.9%). PROVIDENT FINANCIAL SERVICES INC produced more free cash flow last quarter ($430.7M vs $-12.8M). Over the past eight quarters, PROVIDENT FINANCIAL SERVICES INC's revenue compounded faster (40.4% CAGR vs -21.1%).

Bed Bath & Beyond was an American big-box retail chain specializing in housewares, furniture, and specialty items. Headquartered in Union, New Jersey, the chain operated stores in the United States and Canada, and was once counted among the Fortune 500 and the Forbes Global 2000. The chain filed for Chapter 11 bankruptcy in April 2023 and liquidated all of its remaining stores, with the last closing on July 30, 2023. Following the retail chain's liquidation, its name was adopted by online ret...

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

BBBY vs PFS — Head-to-Head

Bigger by revenue
BBBY
BBBY
1.1× larger
BBBY
$247.8M
$225.7M
PFS
Growing faster (revenue YoY)
PFS
PFS
+2.7% gap
PFS
9.6%
6.9%
BBBY
More free cash flow
PFS
PFS
$443.5M more FCF
PFS
$430.7M
$-12.8M
BBBY
Faster 2-yr revenue CAGR
PFS
PFS
Annualised
PFS
40.4%
-21.1%
BBBY

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
BBBY
BBBY
PFS
PFS
Revenue
$247.8M
$225.7M
Net Profit
$-16.4M
Gross Margin
23.9%
Operating Margin
49.7%
Net Margin
-6.6%
Revenue YoY
6.9%
9.6%
Net Profit YoY
58.9%
EPS (diluted)
$-0.24
$0.64

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BBBY
BBBY
PFS
PFS
Q1 26
$247.8M
Q4 25
$273.4M
$225.7M
Q3 25
$257.2M
$221.8M
Q2 25
$282.3M
$214.2M
Q1 25
$231.7M
$208.8M
Q4 24
$303.2M
$205.9M
Q3 24
$311.4M
$210.6M
Q2 24
$398.1M
$163.8M
Net Profit
BBBY
BBBY
PFS
PFS
Q1 26
$-16.4M
Q4 25
$-20.9M
Q3 25
$-4.5M
$71.7M
Q2 25
$-19.3M
$72.0M
Q1 25
$-39.9M
$64.0M
Q4 24
$-81.3M
Q3 24
$-61.0M
$46.4M
Q2 24
$-42.6M
$-11.5M
Gross Margin
BBBY
BBBY
PFS
PFS
Q1 26
23.9%
Q4 25
24.6%
Q3 25
25.3%
Q2 25
23.7%
Q1 25
25.1%
Q4 24
23.0%
Q3 24
21.2%
Q2 24
20.1%
Operating Margin
BBBY
BBBY
PFS
PFS
Q1 26
Q4 25
-4.8%
49.7%
Q3 25
-4.8%
45.8%
Q2 25
-4.4%
47.8%
Q1 25
-10.0%
44.0%
Q4 24
-11.3%
30.5%
Q3 24
-14.5%
31.0%
Q2 24
-11.8%
-13.0%
Net Margin
BBBY
BBBY
PFS
PFS
Q1 26
-6.6%
Q4 25
-7.6%
Q3 25
-1.8%
32.3%
Q2 25
-6.8%
33.6%
Q1 25
-17.2%
30.7%
Q4 24
-26.8%
Q3 24
-19.6%
22.0%
Q2 24
-10.7%
-7.0%
EPS (diluted)
BBBY
BBBY
PFS
PFS
Q1 26
$-0.24
Q4 25
$-0.26
$0.64
Q3 25
$-0.07
$0.55
Q2 25
$-0.34
$0.55
Q1 25
$-0.74
$0.49
Q4 24
$-1.68
$0.37
Q3 24
$-1.33
$0.36
Q2 24
$-0.93
$-0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BBBY
BBBY
PFS
PFS
Cash + ST InvestmentsLiquidity on hand
$135.8M
$209.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$202.5M
$2.8B
Total Assets
$404.5M
$25.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BBBY
BBBY
PFS
PFS
Q1 26
$135.8M
Q4 25
$175.3M
$209.1M
Q3 25
$167.4M
$299.2M
Q2 25
$120.6M
$258.0M
Q1 25
$114.6M
$234.1M
Q4 24
$159.2M
$205.9M
Q3 24
$140.4M
$244.0M
Q2 24
$186.2M
$290.5M
Stockholders' Equity
BBBY
BBBY
PFS
PFS
Q1 26
$202.5M
Q4 25
$217.6M
$2.8B
Q3 25
$202.6M
$2.8B
Q2 25
$130.9M
$2.7B
Q1 25
$143.4M
$2.7B
Q4 24
$162.7M
$2.6B
Q3 24
$196.2M
$2.6B
Q2 24
$250.4M
$2.6B
Total Assets
BBBY
BBBY
PFS
PFS
Q1 26
$404.5M
Q4 25
$425.5M
$25.0B
Q3 25
$414.4M
$24.8B
Q2 25
$358.1M
$24.5B
Q1 25
$363.7M
$24.2B
Q4 24
$402.0M
$24.1B
Q3 24
$428.3M
$24.0B
Q2 24
$496.8M
$24.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BBBY
BBBY
PFS
PFS
Operating Cash FlowLast quarter
$-11.8M
$442.3M
Free Cash FlowOCF − Capex
$-12.8M
$430.7M
FCF MarginFCF / Revenue
-5.2%
190.8%
Capex IntensityCapex / Revenue
5.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-24.8M
$797.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BBBY
BBBY
PFS
PFS
Q1 26
$-11.8M
Q4 25
$-6.5M
$442.3M
Q3 25
$-15.1M
$98.0M
Q2 25
$15.8M
$186.8M
Q1 25
$-50.9M
$88.5M
Q4 24
$-21.7M
$426.4M
Q3 24
$-42.1M
$69.2M
Q2 24
$-75.9M
$76.5M
Free Cash Flow
BBBY
BBBY
PFS
PFS
Q1 26
$-12.8M
Q4 25
$-8.6M
$430.7M
Q3 25
$-17.4M
$96.7M
Q2 25
$14.0M
$182.6M
Q1 25
$-52.1M
$87.4M
Q4 24
$-24.7M
$425.1M
Q3 24
$-45.5M
$67.9M
Q2 24
$-80.4M
$75.5M
FCF Margin
BBBY
BBBY
PFS
PFS
Q1 26
-5.2%
Q4 25
-3.2%
190.8%
Q3 25
-6.8%
43.6%
Q2 25
5.0%
85.2%
Q1 25
-22.5%
41.9%
Q4 24
-8.1%
206.4%
Q3 24
-14.6%
32.2%
Q2 24
-20.2%
46.1%
Capex Intensity
BBBY
BBBY
PFS
PFS
Q1 26
Q4 25
0.8%
5.1%
Q3 25
0.9%
0.6%
Q2 25
0.6%
2.0%
Q1 25
0.5%
0.5%
Q4 24
1.0%
0.6%
Q3 24
1.1%
0.6%
Q2 24
1.1%
0.6%
Cash Conversion
BBBY
BBBY
PFS
PFS
Q1 26
Q4 25
Q3 25
1.37×
Q2 25
2.59×
Q1 25
1.38×
Q4 24
Q3 24
1.49×
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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