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Side-by-side financial comparison of Beacon Financial Corp (BBT) and SailPoint, Inc. (SAIL). Click either name above to swap in a different company.

SailPoint, Inc. is the larger business by last-quarter revenue ($281.9M vs $216.7M, roughly 1.3× Beacon Financial Corp). Beacon Financial Corp runs the higher net margin — 24.6% vs -12.8%, a 37.4% gap on every dollar of revenue.

Beacon Roofing Supply, Inc. is an American company which sells residential and non-residential roofing products, as well as related building products in North America. As of December 31, 2023, the company had 533 locations throughout all 50 states in the U.S. and six Canadian provinces, and over 8,000 employees. In addition to roofing, local divisions may also sell windows, siding, decking, waterproofing and other external building products. The company is currently headquartered in Herndon, ...

Steel Authority of India Limited (SAIL) is an Indian public sector steel manufacturing corporation based in New Delhi designated as Maharatna CPSE. It is the largest government-owned steel producer, with an annual production of 18.29 million metric tons. Incorporated on 24 January 1973, SAIL has 51,351 employees and is under the administrative control of the Ministry of Steel.

BBT vs SAIL — Head-to-Head

Bigger by revenue
SAIL
SAIL
1.3× larger
SAIL
$281.9M
$216.7M
BBT
Higher net margin
BBT
BBT
37.4% more per $
BBT
24.6%
-12.8%
SAIL

Income Statement — Q1 FY2026 vs Q3 FY2026

Metric
BBT
BBT
SAIL
SAIL
Revenue
$216.7M
$281.9M
Net Profit
$53.4M
$-36.0M
Gross Margin
66.3%
Operating Margin
-14.8%
Net Margin
24.6%
-12.8%
Revenue YoY
6.7%
Net Profit YoY
179.4%
-240.9%
EPS (diluted)
$0.55
$-0.06

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BBT
BBT
SAIL
SAIL
Q1 26
$216.7M
Q4 25
$225.7M
$281.9M
Q3 25
$141.2M
$264.4M
Q2 25
$113.7M
$230.5M
Q1 25
$110.4M
$240.1M
Q4 24
$110.2M
Q3 24
$125.6M
$198.6M
Q2 24
$108.7M
$187.7M
Net Profit
BBT
BBT
SAIL
SAIL
Q1 26
$53.4M
Q4 25
$53.4M
$-36.0M
Q3 25
$-4.2M
$-10.6M
Q2 25
$22.0M
$-187.3M
Q1 25
$19.1M
$-80.1M
Q4 24
$17.5M
Q3 24
$20.1M
$-87.1M
Q2 24
$16.4M
$-89.2M
Gross Margin
BBT
BBT
SAIL
SAIL
Q1 26
Q4 25
66.3%
Q3 25
67.3%
Q2 25
55.4%
Q1 25
66.5%
Q4 24
Q3 24
62.1%
Q2 24
61.5%
Operating Margin
BBT
BBT
SAIL
SAIL
Q1 26
Q4 25
-14.8%
Q3 25
-5.9%
-15.4%
Q2 25
26.0%
-80.3%
Q1 25
23.1%
-12.6%
Q4 24
21.6%
Q3 24
21.3%
-33.2%
Q2 24
19.9%
-36.3%
Net Margin
BBT
BBT
SAIL
SAIL
Q1 26
24.6%
Q4 25
23.6%
-12.8%
Q3 25
-3.0%
-4.0%
Q2 25
19.4%
-81.3%
Q1 25
17.3%
-33.4%
Q4 24
15.9%
Q3 24
16.0%
-43.9%
Q2 24
15.1%
-47.5%
EPS (diluted)
BBT
BBT
SAIL
SAIL
Q1 26
$0.55
Q4 25
$0.64
$-0.06
Q3 25
$-0.05
$-0.02
Q2 25
$0.25
$-0.42
Q1 25
$0.21
$-6.50
Q4 24
$0.20
Q3 24
$0.23
$-2.97
Q2 24
$0.18
$-0.77

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BBT
BBT
SAIL
SAIL
Cash + ST InvestmentsLiquidity on hand
$927.3M
$298.1M
Total DebtLower is stronger
$0
Stockholders' EquityBook value
$2.5B
$6.8B
Total Assets
$22.2B
$7.5B
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BBT
BBT
SAIL
SAIL
Q1 26
$927.3M
Q4 25
$1.8B
$298.1M
Q3 25
$1.2B
$271.1M
Q2 25
$228.1M
Q1 25
$121.3M
Q4 24
$543.7M
Q3 24
$89.7M
Q2 24
$146.8M
Total Debt
BBT
BBT
SAIL
SAIL
Q1 26
Q4 25
$0
Q3 25
$1.1B
$0
Q2 25
$225.6M
$0
Q1 25
$284.6M
$1.0B
Q4 24
$1.5B
Q3 24
$353.6M
Q2 24
$278.6M
Stockholders' Equity
BBT
BBT
SAIL
SAIL
Q1 26
$2.5B
Q4 25
$2.5B
$6.8B
Q3 25
$2.4B
$6.8B
Q2 25
$1.3B
$6.8B
Q1 25
$1.2B
$-5.6B
Q4 24
$1.2B
Q3 24
$1.2B
$-701.3M
Q2 24
$1.2B
$-622.5M
Total Assets
BBT
BBT
SAIL
SAIL
Q1 26
$22.2B
Q4 25
$23.2B
$7.5B
Q3 25
$22.8B
$7.4B
Q2 25
$12.0B
$7.4B
Q1 25
$12.0B
$7.4B
Q4 24
$11.9B
Q3 24
$11.6B
Q2 24
$12.2B
Debt / Equity
BBT
BBT
SAIL
SAIL
Q1 26
Q4 25
0.00×
Q3 25
0.45×
0.00×
Q2 25
0.18×
0.00×
Q1 25
0.24×
Q4 24
1.24×
Q3 24
0.29×
Q2 24
0.23×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BBT
BBT
SAIL
SAIL
Operating Cash FlowLast quarter
$53.6M
Free Cash FlowOCF − Capex
$52.5M
FCF MarginFCF / Revenue
18.6%
Capex IntensityCapex / Revenue
0.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BBT
BBT
SAIL
SAIL
Q1 26
Q4 25
$53.6M
Q3 25
$-4.8M
$49.9M
Q2 25
$38.5M
$-96.8M
Q1 25
$23.3M
Q4 24
$105.0M
Q3 24
$19.9M
Q2 24
$34.8M
$-55.4M
Free Cash Flow
BBT
BBT
SAIL
SAIL
Q1 26
Q4 25
$52.5M
Q3 25
$-5.9M
$49.0M
Q2 25
$36.3M
$-99.0M
Q1 25
$19.9M
Q4 24
$100.0M
Q3 24
$17.2M
Q2 24
$34.4M
$-56.0M
FCF Margin
BBT
BBT
SAIL
SAIL
Q1 26
Q4 25
18.6%
Q3 25
-4.2%
18.5%
Q2 25
31.9%
-43.0%
Q1 25
18.0%
Q4 24
90.7%
Q3 24
13.7%
Q2 24
31.7%
-29.8%
Capex Intensity
BBT
BBT
SAIL
SAIL
Q1 26
Q4 25
0.4%
Q3 25
0.8%
0.4%
Q2 25
1.9%
1.0%
Q1 25
3.1%
Q4 24
4.5%
Q3 24
2.1%
Q2 24
0.3%
0.3%
Cash Conversion
BBT
BBT
SAIL
SAIL
Q1 26
Q4 25
Q3 25
Q2 25
1.75×
Q1 25
1.22×
Q4 24
5.99×
Q3 24
0.99×
Q2 24
2.12×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BBT
BBT

Net Interest Income$190.8M88%
Noninterest Income$25.9M12%

SAIL
SAIL

Software As A Service Saa S$156.0M55%
Term Subscriptions Services$65.1M23%
Maintenance$38.0M13%
Other$15.7M6%
Other Subscription Services$7.1M3%

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