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Side-by-side financial comparison of BayCom Corp (BCML) and EVOLUTION PETROLEUM CORP (EPM). Click either name above to swap in a different company.
BayCom Corp is the larger business by last-quarter revenue ($25.9M vs $20.7M, roughly 1.3× EVOLUTION PETROLEUM CORP). BayCom Corp runs the higher net margin — 26.5% vs 5.2%, a 21.3% gap on every dollar of revenue. On growth, BayCom Corp posted the faster year-over-year revenue change (9.4% vs 2.0%). Over the past eight quarters, BayCom Corp's revenue compounded faster (2.9% CAGR vs -5.2%).
BayCom Corp is a U.S.-headquartered bank holding company operating through its wholly owned subsidiary Bay Commercial Bank. It primarily serves small and medium-sized enterprises and retail customers across Northern California, offering commercial lending, deposit products, personal banking services, and localized wealth management solutions.
BCML vs EPM — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $25.9M | $20.7M |
| Net Profit | $6.9M | $1.1M |
| Gross Margin | — | 44.3% |
| Operating Margin | 36.6% | 3.2% |
| Net Margin | 26.5% | 5.2% |
| Revenue YoY | 9.4% | 2.0% |
| Net Profit YoY | 12.1% | 158.4% |
| EPS (diluted) | $0.63 | $0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.9M | $20.7M | ||
| Q3 25 | $25.7M | $21.3M | ||
| Q2 25 | $24.7M | $21.1M | ||
| Q1 25 | $24.3M | $22.6M | ||
| Q4 24 | $23.7M | $20.3M | ||
| Q3 24 | $25.6M | $21.9M | ||
| Q2 24 | $23.8M | $21.2M | ||
| Q1 24 | $24.5M | $23.0M |
| Q4 25 | $6.9M | $1.1M | ||
| Q3 25 | $5.0M | $824.0K | ||
| Q2 25 | $6.4M | $3.4M | ||
| Q1 25 | $5.7M | $-2.2M | ||
| Q4 24 | $6.1M | $-1.8M | ||
| Q3 24 | $6.0M | $2.1M | ||
| Q2 24 | $5.6M | $1.2M | ||
| Q1 24 | $5.9M | $289.0K |
| Q4 25 | — | 44.3% | ||
| Q3 25 | — | 38.5% | ||
| Q2 25 | — | 46.1% | ||
| Q1 25 | — | 40.7% | ||
| Q4 24 | — | 36.9% | ||
| Q3 24 | — | 46.2% | ||
| Q2 24 | — | 46.3% | ||
| Q1 24 | — | 45.2% |
| Q4 25 | 36.6% | 3.2% | ||
| Q3 25 | 26.3% | -0.4% | ||
| Q2 25 | 35.3% | 6.3% | ||
| Q1 25 | 31.6% | 7.0% | ||
| Q4 24 | 34.2% | -3.0% | ||
| Q3 24 | 32.4% | 8.5% | ||
| Q2 24 | 31.9% | 11.3% | ||
| Q1 24 | 33.3% | 9.1% |
| Q4 25 | 26.5% | 5.2% | ||
| Q3 25 | 19.5% | 3.9% | ||
| Q2 25 | 25.8% | 16.2% | ||
| Q1 25 | 23.4% | -9.7% | ||
| Q4 24 | 25.9% | -9.0% | ||
| Q3 24 | 23.5% | 9.4% | ||
| Q2 24 | 23.6% | 5.8% | ||
| Q1 24 | 24.0% | 1.3% |
| Q4 25 | $0.63 | $0.03 | ||
| Q3 25 | $0.46 | $0.02 | ||
| Q2 25 | $0.58 | $0.10 | ||
| Q1 25 | $0.51 | $-0.07 | ||
| Q4 24 | $0.55 | $-0.06 | ||
| Q3 24 | $0.54 | $0.06 | ||
| Q2 24 | $0.50 | $0.04 | ||
| Q1 24 | $0.51 | $0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $3.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $338.6M | $67.5M |
| Total Assets | $2.6B | $169.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $3.8M | ||
| Q3 25 | — | $714.0K | ||
| Q2 25 | — | $2.5M | ||
| Q1 25 | — | $5.6M | ||
| Q4 24 | — | $11.7M | ||
| Q3 24 | — | $6.9M | ||
| Q2 24 | — | $6.4M | ||
| Q1 24 | — | $3.1M |
| Q4 25 | $338.6M | $67.5M | ||
| Q3 25 | $334.3M | $69.1M | ||
| Q2 25 | $330.6M | $71.8M | ||
| Q1 25 | $329.3M | $71.7M | ||
| Q4 24 | $324.4M | $76.3M | ||
| Q3 24 | $321.7M | $79.6M | ||
| Q2 24 | $315.3M | $81.1M | ||
| Q1 24 | $314.2M | $83.5M |
| Q4 25 | $2.6B | $169.3M | ||
| Q3 25 | $2.6B | $169.1M | ||
| Q2 25 | $2.6B | $160.3M | ||
| Q1 25 | $2.6B | $156.4M | ||
| Q4 24 | $2.7B | $160.2M | ||
| Q3 24 | $2.6B | $157.9M | ||
| Q2 24 | $2.6B | $162.9M | ||
| Q1 24 | $2.6B | $166.5M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $31.8M | $5.4M |
| Free Cash FlowOCF − Capex | $30.1M | — |
| FCF MarginFCF / Revenue | 116.2% | — |
| Capex IntensityCapex / Revenue | 6.7% | — |
| Cash ConversionOCF / Net Profit | 4.64× | 5.09× |
| TTM Free Cash FlowTrailing 4 quarters | $51.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $31.8M | $5.4M | ||
| Q3 25 | $7.3M | $7.8M | ||
| Q2 25 | $6.4M | $10.5M | ||
| Q1 25 | $9.3M | $7.3M | ||
| Q4 24 | $30.4M | $7.7M | ||
| Q3 24 | $9.6M | $7.6M | ||
| Q2 24 | $7.7M | $8.0M | ||
| Q1 24 | $5.1M | $3.4M |
| Q4 25 | $30.1M | — | ||
| Q3 25 | $6.2M | — | ||
| Q2 25 | $5.6M | — | ||
| Q1 25 | $9.1M | — | ||
| Q4 24 | $28.7M | — | ||
| Q3 24 | $9.4M | — | ||
| Q2 24 | $7.4M | — | ||
| Q1 24 | $3.9M | — |
| Q4 25 | 116.2% | — | ||
| Q3 25 | 24.3% | — | ||
| Q2 25 | 22.8% | — | ||
| Q1 25 | 37.6% | — | ||
| Q4 24 | 121.1% | — | ||
| Q3 24 | 36.6% | — | ||
| Q2 24 | 31.2% | — | ||
| Q1 24 | 16.1% | — |
| Q4 25 | 6.7% | — | ||
| Q3 25 | 4.3% | — | ||
| Q2 25 | 3.0% | — | ||
| Q1 25 | 0.6% | — | ||
| Q4 24 | 7.2% | — | ||
| Q3 24 | 1.0% | — | ||
| Q2 24 | 1.0% | — | ||
| Q1 24 | 4.7% | — |
| Q4 25 | 4.64× | 5.09× | ||
| Q3 25 | 1.47× | 9.47× | ||
| Q2 25 | 1.00× | 3.06× | ||
| Q1 25 | 1.63× | — | ||
| Q4 24 | 4.96× | — | ||
| Q3 24 | 1.60× | 3.69× | ||
| Q2 24 | 1.37× | 6.47× | ||
| Q1 24 | 0.86× | 11.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BCML
Segment breakdown not available.
EPM
| Crude Oil | $10.7M | 52% |
| Natural Gas Reserves | $7.4M | 36% |
| Natural Gas Liquids Reserves | $2.5M | 12% |
