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Side-by-side financial comparison of BayCom Corp (BCML) and FONAR CORP (FONR). Click either name above to swap in a different company.
BayCom Corp is the larger business by last-quarter revenue ($25.9M vs $25.5M, roughly 1.0× FONAR CORP). BayCom Corp runs the higher net margin — 26.5% vs 8.0%, a 18.4% gap on every dollar of revenue. On growth, BayCom Corp posted the faster year-over-year revenue change (9.4% vs 2.4%). BayCom Corp produced more free cash flow last quarter ($30.1M vs $-227.0K). Over the past eight quarters, BayCom Corp's revenue compounded faster (2.9% CAGR vs -0.3%).
BayCom Corp is a U.S.-headquartered bank holding company operating through its wholly owned subsidiary Bay Commercial Bank. It primarily serves small and medium-sized enterprises and retail customers across Northern California, offering commercial lending, deposit products, personal banking services, and localized wealth management solutions.
FONAR Corp is a specialized medical technology firm that designs, manufactures, and distributes innovative MRI systems including upright and open models. It primarily serves U.S. hospitals, diagnostic imaging centers, and healthcare providers, delivering high-precision scanning solutions for clinical diagnostic use.
BCML vs FONR — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $25.9M | $25.5M |
| Net Profit | $6.9M | $2.1M |
| Gross Margin | — | — |
| Operating Margin | 36.6% | 13.5% |
| Net Margin | 26.5% | 8.0% |
| Revenue YoY | 9.4% | 2.4% |
| Net Profit YoY | 12.1% | 4.7% |
| EPS (diluted) | $0.63 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.9M | $25.5M | ||
| Q3 25 | $25.7M | $26.0M | ||
| Q2 25 | $24.7M | $27.3M | ||
| Q1 25 | $24.3M | $27.2M | ||
| Q4 24 | $23.7M | $24.9M | ||
| Q3 24 | $25.6M | $25.0M | ||
| Q2 24 | $23.8M | $25.9M | ||
| Q1 24 | $24.5M | $25.7M |
| Q4 25 | $6.9M | $2.1M | ||
| Q3 25 | $5.0M | $2.3M | ||
| Q2 25 | $6.4M | $729.3K | ||
| Q1 25 | $5.7M | $2.5M | ||
| Q4 24 | $6.1M | $2.0M | ||
| Q3 24 | $6.0M | $3.1M | ||
| Q2 24 | $5.6M | $830.4K | ||
| Q1 24 | $5.9M | $1.9M |
| Q4 25 | 36.6% | 13.5% | ||
| Q3 25 | 26.3% | 14.1% | ||
| Q2 25 | 35.3% | 5.3% | ||
| Q1 25 | 31.6% | 15.2% | ||
| Q4 24 | 34.2% | 11.9% | ||
| Q3 24 | 32.4% | 21.0% | ||
| Q2 24 | 31.9% | 7.4% | ||
| Q1 24 | 33.3% | 16.8% |
| Q4 25 | 26.5% | 8.0% | ||
| Q3 25 | 19.5% | 8.7% | ||
| Q2 25 | 25.8% | 2.7% | ||
| Q1 25 | 23.4% | 9.2% | ||
| Q4 24 | 25.9% | 7.9% | ||
| Q3 24 | 23.5% | 12.6% | ||
| Q2 24 | 23.6% | 3.2% | ||
| Q1 24 | 24.0% | 7.3% |
| Q4 25 | $0.63 | — | ||
| Q3 25 | $0.46 | — | ||
| Q2 25 | $0.58 | — | ||
| Q1 25 | $0.51 | — | ||
| Q4 24 | $0.55 | — | ||
| Q3 24 | $0.54 | — | ||
| Q2 24 | $0.50 | — | ||
| Q1 24 | $0.51 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $121.0K |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $338.6M | $176.9M |
| Total Assets | $2.6B | $217.2M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $121.0K | ||
| Q3 25 | — | $122.0K | ||
| Q2 25 | — | $56.5M | ||
| Q1 25 | — | $123.0K | ||
| Q4 24 | — | $121.0K | ||
| Q3 24 | — | $136.0K | ||
| Q2 24 | — | $56.5M | ||
| Q1 24 | — | $134.0K |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $66.9K | ||
| Q1 24 | — | — |
| Q4 25 | $338.6M | $176.9M | ||
| Q3 25 | $334.3M | $174.9M | ||
| Q2 25 | $330.6M | $172.6M | ||
| Q1 25 | $329.3M | $171.9M | ||
| Q4 24 | $324.4M | $169.8M | ||
| Q3 24 | $321.7M | $168.7M | ||
| Q2 24 | $315.3M | $166.0M | ||
| Q1 24 | $314.2M | $165.8M |
| Q4 25 | $2.6B | $217.2M | ||
| Q3 25 | $2.6B | $218.4M | ||
| Q2 25 | $2.6B | $216.9M | ||
| Q1 25 | $2.6B | $214.9M | ||
| Q4 24 | $2.7B | $208.0M | ||
| Q3 24 | $2.6B | $212.3M | ||
| Q2 24 | $2.6B | $214.2M | ||
| Q1 24 | $2.6B | $209.6M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.00× | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $31.8M | $171.0K |
| Free Cash FlowOCF − Capex | $30.1M | $-227.0K |
| FCF MarginFCF / Revenue | 116.2% | -0.9% |
| Capex IntensityCapex / Revenue | 6.7% | 1.6% |
| Cash ConversionOCF / Net Profit | 4.64× | 0.08× |
| TTM Free Cash FlowTrailing 4 quarters | $51.1M | $5.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $31.8M | $171.0K | ||
| Q3 25 | $7.3M | $1.7M | ||
| Q2 25 | $6.4M | $4.2M | ||
| Q1 25 | $9.3M | $3.1M | ||
| Q4 24 | $30.4M | $2.2M | ||
| Q3 24 | $9.6M | $1.7M | ||
| Q2 24 | $7.7M | $4.6M | ||
| Q1 24 | $5.1M | $2.8M |
| Q4 25 | $30.1M | $-227.0K | ||
| Q3 25 | $6.2M | $-177.0K | ||
| Q2 25 | $5.6M | $3.6M | ||
| Q1 25 | $9.1M | $2.6M | ||
| Q4 24 | $28.7M | $1.5M | ||
| Q3 24 | $9.4M | $-148.0K | ||
| Q2 24 | $7.4M | $4.2M | ||
| Q1 24 | $3.9M | $2.6M |
| Q4 25 | 116.2% | -0.9% | ||
| Q3 25 | 24.3% | -0.7% | ||
| Q2 25 | 22.8% | 13.1% | ||
| Q1 25 | 37.6% | 9.4% | ||
| Q4 24 | 121.1% | 6.0% | ||
| Q3 24 | 36.6% | -0.6% | ||
| Q2 24 | 31.2% | 16.1% | ||
| Q1 24 | 16.1% | 10.2% |
| Q4 25 | 6.7% | 1.6% | ||
| Q3 25 | 4.3% | 7.2% | ||
| Q2 25 | 3.0% | 2.4% | ||
| Q1 25 | 0.6% | 2.2% | ||
| Q4 24 | 7.2% | 3.0% | ||
| Q3 24 | 1.0% | 7.2% | ||
| Q2 24 | 1.0% | 1.6% | ||
| Q1 24 | 4.7% | 0.7% |
| Q4 25 | 4.64× | 0.08× | ||
| Q3 25 | 1.47× | 0.75× | ||
| Q2 25 | 1.00× | 5.79× | ||
| Q1 25 | 1.63× | 1.26× | ||
| Q4 24 | 4.96× | 1.14× | ||
| Q3 24 | 1.60× | 0.53× | ||
| Q2 24 | 1.37× | 5.54× | ||
| Q1 24 | 0.86× | 1.50× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BCML
Segment breakdown not available.
FONR
| Managementof Diagnostic Imaging Centers | $23.2M | 91% |
| Manufacturingand Servicingof Medical Equipment | $2.4M | 9% |
