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Side-by-side financial comparison of BayCom Corp (BCML) and FITLIFE BRANDS, INC. (FTLF). Click either name above to swap in a different company.
FITLIFE BRANDS, INC. is the larger business by last-quarter revenue ($25.9M vs $25.9M, roughly 1.0× BayCom Corp). BayCom Corp runs the higher net margin — 26.5% vs 6.3%, a 20.2% gap on every dollar of revenue. On growth, FITLIFE BRANDS, INC. posted the faster year-over-year revenue change (72.6% vs 9.4%). BayCom Corp produced more free cash flow last quarter ($30.1M vs $239.0K). Over the past eight quarters, FITLIFE BRANDS, INC.'s revenue compounded faster (25.1% CAGR vs 2.9%).
BayCom Corp is a U.S.-headquartered bank holding company operating through its wholly owned subsidiary Bay Commercial Bank. It primarily serves small and medium-sized enterprises and retail customers across Northern California, offering commercial lending, deposit products, personal banking services, and localized wealth management solutions.
FitLife Brands, Inc. is a health and wellness firm developing, marketing and distributing premium nutritional supplements, sports nutrition products and weight management solutions. It serves North American fitness enthusiasts, athletes and health-focused consumers via retail and e-commerce channels.
BCML vs FTLF — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $25.9M | $25.9M |
| Net Profit | $6.9M | $1.6M |
| Gross Margin | — | 34.5% |
| Operating Margin | 36.6% | 8.8% |
| Net Margin | 26.5% | 6.3% |
| Revenue YoY | 9.4% | 72.6% |
| Net Profit YoY | 12.1% | -20.8% |
| EPS (diluted) | $0.63 | $0.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.9M | $25.9M | ||
| Q3 25 | $25.7M | $23.5M | ||
| Q2 25 | $24.7M | $16.1M | ||
| Q1 25 | $24.3M | $15.9M | ||
| Q4 24 | $23.7M | $15.0M | ||
| Q3 24 | $25.6M | $16.0M | ||
| Q2 24 | $23.8M | $16.9M | ||
| Q1 24 | $24.5M | $16.5M |
| Q4 25 | $6.9M | $1.6M | ||
| Q3 25 | $5.0M | $921.0K | ||
| Q2 25 | $6.4M | $1.7M | ||
| Q1 25 | $5.7M | $2.0M | ||
| Q4 24 | $6.1M | $2.1M | ||
| Q3 24 | $6.0M | $2.1M | ||
| Q2 24 | $5.6M | $2.6M | ||
| Q1 24 | $5.9M | $2.2M |
| Q4 25 | — | 34.5% | ||
| Q3 25 | — | 37.2% | ||
| Q2 25 | — | 42.8% | ||
| Q1 25 | — | 43.1% | ||
| Q4 24 | — | 41.4% | ||
| Q3 24 | — | 43.8% | ||
| Q2 24 | — | 44.8% | ||
| Q1 24 | — | 44.0% |
| Q4 25 | 36.6% | 8.8% | ||
| Q3 25 | 26.3% | 9.9% | ||
| Q2 25 | 35.3% | 15.6% | ||
| Q1 25 | 31.6% | 18.6% | ||
| Q4 24 | 34.2% | 19.2% | ||
| Q3 24 | 32.4% | 19.9% | ||
| Q2 24 | 31.9% | 21.7% | ||
| Q1 24 | 33.3% | 20.4% |
| Q4 25 | 26.5% | 6.3% | ||
| Q3 25 | 19.5% | 3.9% | ||
| Q2 25 | 25.8% | 10.8% | ||
| Q1 25 | 23.4% | 12.7% | ||
| Q4 24 | 25.9% | 13.8% | ||
| Q3 24 | 23.5% | 13.3% | ||
| Q2 24 | 23.6% | 15.5% | ||
| Q1 24 | 24.0% | 13.1% |
| Q4 25 | $0.63 | $0.16 | ||
| Q3 25 | $0.46 | $0.09 | ||
| Q2 25 | $0.58 | $0.18 | ||
| Q1 25 | $0.51 | $0.20 | ||
| Q4 24 | $0.55 | $0.22 | ||
| Q3 24 | $0.54 | $0.21 | ||
| Q2 24 | $0.50 | $0.27 | ||
| Q1 24 | $0.51 | $0.21 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $338.6M | $43.6M |
| Total Assets | $2.6B | $106.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | $46.5M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $13.1M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $16.5M |
| Q4 25 | $338.6M | $43.6M | ||
| Q3 25 | $334.3M | $41.9M | ||
| Q2 25 | $330.6M | $40.9M | ||
| Q1 25 | $329.3M | $38.9M | ||
| Q4 24 | $324.4M | $36.1M | ||
| Q3 24 | $321.7M | $34.2M | ||
| Q2 24 | $315.3M | $31.9M | ||
| Q1 24 | $314.2M | $29.4M |
| Q4 25 | $2.6B | $106.3M | ||
| Q3 25 | $2.6B | $110.0M | ||
| Q2 25 | $2.6B | $62.8M | ||
| Q1 25 | $2.6B | $62.2M | ||
| Q4 24 | $2.7B | $58.5M | ||
| Q3 24 | $2.6B | $58.6M | ||
| Q2 24 | $2.6B | $57.3M | ||
| Q1 24 | $2.6B | $55.5M |
| Q4 25 | — | — | ||
| Q3 25 | — | 1.11× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.36× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 0.56× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $31.8M | $244.0K |
| Free Cash FlowOCF − Capex | $30.1M | $239.0K |
| FCF MarginFCF / Revenue | 116.2% | 0.9% |
| Capex IntensityCapex / Revenue | 6.7% | 0.0% |
| Cash ConversionOCF / Net Profit | 4.64× | 0.15× |
| TTM Free Cash FlowTrailing 4 quarters | $51.1M | $7.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $31.8M | $244.0K | ||
| Q3 25 | $7.3M | $3.7M | ||
| Q2 25 | $6.4M | $1.2M | ||
| Q1 25 | $9.3M | $2.3M | ||
| Q4 24 | $30.4M | $957.0K | ||
| Q3 24 | $9.6M | $2.0M | ||
| Q2 24 | $7.7M | $1.6M | ||
| Q1 24 | $5.1M | $5.0M |
| Q4 25 | $30.1M | $239.0K | ||
| Q3 25 | $6.2M | $3.7M | ||
| Q2 25 | $5.6M | $1.2M | ||
| Q1 25 | $9.1M | $2.3M | ||
| Q4 24 | $28.7M | — | ||
| Q3 24 | $9.4M | — | ||
| Q2 24 | $7.4M | — | ||
| Q1 24 | $3.9M | $5.0M |
| Q4 25 | 116.2% | 0.9% | ||
| Q3 25 | 24.3% | 15.6% | ||
| Q2 25 | 22.8% | 7.4% | ||
| Q1 25 | 37.6% | 14.5% | ||
| Q4 24 | 121.1% | — | ||
| Q3 24 | 36.6% | — | ||
| Q2 24 | 31.2% | — | ||
| Q1 24 | 16.1% | 30.4% |
| Q4 25 | 6.7% | 0.0% | ||
| Q3 25 | 4.3% | 0.0% | ||
| Q2 25 | 3.0% | 0.0% | ||
| Q1 25 | 0.6% | 0.2% | ||
| Q4 24 | 7.2% | 0.0% | ||
| Q3 24 | 1.0% | 0.0% | ||
| Q2 24 | 1.0% | 0.0% | ||
| Q1 24 | 4.7% | 0.1% |
| Q4 25 | 4.64× | 0.15× | ||
| Q3 25 | 1.47× | 3.99× | ||
| Q2 25 | 1.00× | 0.68× | ||
| Q1 25 | 1.63× | 1.15× | ||
| Q4 24 | 4.96× | 0.46× | ||
| Q3 24 | 1.60× | 0.96× | ||
| Q2 24 | 1.37× | 0.60× | ||
| Q1 24 | 0.86× | 2.33× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BCML
Segment breakdown not available.
FTLF
| US | $24.3M | 94% |
| Other | $1.7M | 6% |
