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Side-by-side financial comparison of BayCom Corp (BCML) and GERON CORP (GERN). Click either name above to swap in a different company.
GERON CORP is the larger business by last-quarter revenue ($47.2M vs $25.9M, roughly 1.8× BayCom Corp). BayCom Corp runs the higher net margin — 26.5% vs -39.0%, a 65.5% gap on every dollar of revenue. On growth, GERON CORP posted the faster year-over-year revenue change (67.1% vs 9.4%). Over the past eight quarters, GERON CORP's revenue compounded faster (1597.0% CAGR vs 2.9%).
BayCom Corp is a U.S.-headquartered bank holding company operating through its wholly owned subsidiary Bay Commercial Bank. It primarily serves small and medium-sized enterprises and retail customers across Northern California, offering commercial lending, deposit products, personal banking services, and localized wealth management solutions.
Geron Corporation is a biotechnology company located in Foster City, California which specializes in developing and commercializing therapeutic products for cancer that inhibit telomerase.
BCML vs GERN — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $25.9M | $47.2M |
| Net Profit | $6.9M | $-18.4M |
| Gross Margin | — | — |
| Operating Margin | 36.6% | -29.4% |
| Net Margin | 26.5% | -39.0% |
| Revenue YoY | 9.4% | 67.1% |
| Net Profit YoY | 12.1% | 30.3% |
| EPS (diluted) | $0.63 | $-0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.9M | — | ||
| Q3 25 | $25.7M | $47.2M | ||
| Q2 25 | $24.7M | $49.0M | ||
| Q1 25 | $24.3M | $39.6M | ||
| Q4 24 | $23.7M | — | ||
| Q3 24 | $25.6M | $28.3M | ||
| Q2 24 | $23.8M | $882.0K | ||
| Q1 24 | $24.5M | $304.0K |
| Q4 25 | $6.9M | — | ||
| Q3 25 | $5.0M | $-18.4M | ||
| Q2 25 | $6.4M | $-16.4M | ||
| Q1 25 | $5.7M | $-19.8M | ||
| Q4 24 | $6.1M | — | ||
| Q3 24 | $6.0M | $-26.4M | ||
| Q2 24 | $5.6M | $-67.4M | ||
| Q1 24 | $5.9M | $-55.4M |
| Q4 25 | 36.6% | — | ||
| Q3 25 | 26.3% | -29.4% | ||
| Q2 25 | 35.3% | -25.4% | ||
| Q1 25 | 31.6% | -42.2% | ||
| Q4 24 | 34.2% | — | ||
| Q3 24 | 32.4% | -99.8% | ||
| Q2 24 | 31.9% | -7860.9% | ||
| Q1 24 | 33.3% | -18465.1% |
| Q4 25 | 26.5% | — | ||
| Q3 25 | 19.5% | -39.0% | ||
| Q2 25 | 25.8% | -33.4% | ||
| Q1 25 | 23.4% | -50.1% | ||
| Q4 24 | 25.9% | — | ||
| Q3 24 | 23.5% | -93.5% | ||
| Q2 24 | 23.6% | -7639.8% | ||
| Q1 24 | 24.0% | -18220.4% |
| Q4 25 | $0.63 | — | ||
| Q3 25 | $0.46 | $-0.03 | ||
| Q2 25 | $0.58 | $-0.02 | ||
| Q1 25 | $0.51 | $-0.03 | ||
| Q4 24 | $0.55 | — | ||
| Q3 24 | $0.54 | $-0.04 | ||
| Q2 24 | $0.50 | $-0.10 | ||
| Q1 24 | $0.51 | $-0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $78.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $338.6M | $248.7M |
| Total Assets | $2.6B | $567.4M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | $78.1M | ||
| Q2 25 | — | $77.7M | ||
| Q1 25 | — | $83.7M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $60.3M | ||
| Q2 24 | — | $116.9M | ||
| Q1 24 | — | $189.8M |
| Q4 25 | $338.6M | — | ||
| Q3 25 | $334.3M | $248.7M | ||
| Q2 25 | $330.6M | $259.5M | ||
| Q1 25 | $329.3M | $268.2M | ||
| Q4 24 | $324.4M | — | ||
| Q3 24 | $321.7M | $292.3M | ||
| Q2 24 | $315.3M | $306.7M | ||
| Q1 24 | $314.2M | $344.9M |
| Q4 25 | $2.6B | — | ||
| Q3 25 | $2.6B | $567.4M | ||
| Q2 25 | $2.6B | $555.2M | ||
| Q1 25 | $2.6B | $562.5M | ||
| Q4 24 | $2.7B | — | ||
| Q3 24 | $2.6B | $444.9M | ||
| Q2 24 | $2.6B | $449.4M | ||
| Q1 24 | $2.6B | $482.1M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $31.8M | $-13.6M |
| Free Cash FlowOCF − Capex | $30.1M | — |
| FCF MarginFCF / Revenue | 116.2% | — |
| Capex IntensityCapex / Revenue | 6.7% | — |
| Cash ConversionOCF / Net Profit | 4.64× | — |
| TTM Free Cash FlowTrailing 4 quarters | $51.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $31.8M | — | ||
| Q3 25 | $7.3M | $-13.6M | ||
| Q2 25 | $6.4M | $-27.4M | ||
| Q1 25 | $9.3M | $-48.0M | ||
| Q4 24 | $30.4M | — | ||
| Q3 24 | $9.6M | $-58.9M | ||
| Q2 24 | $7.7M | $-53.5M | ||
| Q1 24 | $5.1M | $-62.3M |
| Q4 25 | $30.1M | — | ||
| Q3 25 | $6.2M | — | ||
| Q2 25 | $5.6M | — | ||
| Q1 25 | $9.1M | — | ||
| Q4 24 | $28.7M | — | ||
| Q3 24 | $9.4M | — | ||
| Q2 24 | $7.4M | $-53.7M | ||
| Q1 24 | $3.9M | $-62.9M |
| Q4 25 | 116.2% | — | ||
| Q3 25 | 24.3% | — | ||
| Q2 25 | 22.8% | — | ||
| Q1 25 | 37.6% | — | ||
| Q4 24 | 121.1% | — | ||
| Q3 24 | 36.6% | — | ||
| Q2 24 | 31.2% | -6086.6% | ||
| Q1 24 | 16.1% | -20680.3% |
| Q4 25 | 6.7% | — | ||
| Q3 25 | 4.3% | — | ||
| Q2 25 | 3.0% | — | ||
| Q1 25 | 0.6% | — | ||
| Q4 24 | 7.2% | — | ||
| Q3 24 | 1.0% | 0.0% | ||
| Q2 24 | 1.0% | 23.4% | ||
| Q1 24 | 4.7% | 202.3% |
| Q4 25 | 4.64× | — | ||
| Q3 25 | 1.47× | — | ||
| Q2 25 | 1.00× | — | ||
| Q1 25 | 1.63× | — | ||
| Q4 24 | 4.96× | — | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 1.37× | — | ||
| Q1 24 | 0.86× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
