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Side-by-side financial comparison of BayCom Corp (BCML) and Invivyd, Inc. (IVVD). Click either name above to swap in a different company.
BayCom Corp is the larger business by last-quarter revenue ($25.9M vs $17.2M, roughly 1.5× Invivyd, Inc.). BayCom Corp runs the higher net margin — 26.5% vs -64.3%, a 90.8% gap on every dollar of revenue. On growth, Invivyd, Inc. posted the faster year-over-year revenue change (24.5% vs 9.4%).
BayCom Corp is a U.S.-headquartered bank holding company operating through its wholly owned subsidiary Bay Commercial Bank. It primarily serves small and medium-sized enterprises and retail customers across Northern California, offering commercial lending, deposit products, personal banking services, and localized wealth management solutions.
Invivyd, Inc. is a clinical-stage biopharmaceutical company focused on developing broadly neutralizing antibody therapies to prevent and treat serious viral infectious diseases. Its core research and development pipeline targets high-burden respiratory pathogens including respiratory syncytial virus, catering to unmet medical needs of global patient groups.
BCML vs IVVD — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $25.9M | $17.2M |
| Net Profit | $6.9M | $-11.1M |
| Gross Margin | — | — |
| Operating Margin | 36.6% | -73.0% |
| Net Margin | 26.5% | -64.3% |
| Revenue YoY | 9.4% | 24.5% |
| Net Profit YoY | 12.1% | 40.0% |
| EPS (diluted) | $0.63 | $0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.9M | $17.2M | ||
| Q3 25 | $25.7M | $13.1M | ||
| Q2 25 | $24.7M | $11.8M | ||
| Q1 25 | $24.3M | $11.3M | ||
| Q4 24 | $23.7M | $13.8M | ||
| Q3 24 | $25.6M | $9.3M | ||
| Q2 24 | $23.8M | $2.3M | ||
| Q1 24 | $24.5M | $0 |
| Q4 25 | $6.9M | $-11.1M | ||
| Q3 25 | $5.0M | $-10.5M | ||
| Q2 25 | $6.4M | $-14.7M | ||
| Q1 25 | $5.7M | $-16.3M | ||
| Q4 24 | $6.1M | $-18.4M | ||
| Q3 24 | $6.0M | $-60.7M | ||
| Q2 24 | $5.6M | $-47.2M | ||
| Q1 24 | $5.9M | $-43.5M |
| Q4 25 | 36.6% | -73.0% | ||
| Q3 25 | 26.3% | -84.0% | ||
| Q2 25 | 35.3% | -127.8% | ||
| Q1 25 | 31.6% | -149.7% | ||
| Q4 24 | 34.2% | -139.1% | ||
| Q3 24 | 32.4% | -670.0% | ||
| Q2 24 | 31.9% | -2175.2% | ||
| Q1 24 | 33.3% | — |
| Q4 25 | 26.5% | -64.3% | ||
| Q3 25 | 19.5% | -79.7% | ||
| Q2 25 | 25.8% | -124.4% | ||
| Q1 25 | 23.4% | -144.1% | ||
| Q4 24 | 25.9% | -133.5% | ||
| Q3 24 | 23.5% | -653.1% | ||
| Q2 24 | 23.6% | -2086.9% | ||
| Q1 24 | 24.0% | — |
| Q4 25 | $0.63 | $0.02 | ||
| Q3 25 | $0.46 | $-0.06 | ||
| Q2 25 | $0.58 | $-0.12 | ||
| Q1 25 | $0.51 | $-0.14 | ||
| Q4 24 | $0.55 | $-0.14 | ||
| Q3 24 | $0.54 | $-0.51 | ||
| Q2 24 | $0.50 | $-0.40 | ||
| Q1 24 | $0.51 | $-0.38 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $226.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $338.6M | $241.5M |
| Total Assets | $2.6B | $276.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $226.7M | ||
| Q3 25 | — | $85.0M | ||
| Q2 25 | — | $34.9M | ||
| Q1 25 | — | $48.1M | ||
| Q4 24 | — | $69.3M | ||
| Q3 24 | — | $106.9M | ||
| Q2 24 | — | $147.9M | ||
| Q1 24 | — | $189.4M |
| Q4 25 | $338.6M | $241.5M | ||
| Q3 25 | $334.3M | $93.1M | ||
| Q2 25 | $330.6M | $42.8M | ||
| Q1 25 | $329.3M | $54.1M | ||
| Q4 24 | $324.4M | $67.5M | ||
| Q3 24 | $321.7M | $83.2M | ||
| Q2 24 | $315.3M | $140.6M | ||
| Q1 24 | $314.2M | $178.5M |
| Q4 25 | $2.6B | $276.9M | ||
| Q3 25 | $2.6B | $139.2M | ||
| Q2 25 | $2.6B | $89.1M | ||
| Q1 25 | $2.6B | $103.7M | ||
| Q4 24 | $2.7B | $129.5M | ||
| Q3 24 | $2.6B | $161.9M | ||
| Q2 24 | $2.6B | $177.3M | ||
| Q1 24 | $2.6B | $215.5M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $31.8M | $-15.5M |
| Free Cash FlowOCF − Capex | $30.1M | — |
| FCF MarginFCF / Revenue | 116.2% | — |
| Capex IntensityCapex / Revenue | 6.7% | 0.0% |
| Cash ConversionOCF / Net Profit | 4.64× | — |
| TTM Free Cash FlowTrailing 4 quarters | $51.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $31.8M | $-15.5M | ||
| Q3 25 | $7.3M | $-8.3M | ||
| Q2 25 | $6.4M | $-13.3M | ||
| Q1 25 | $9.3M | $-21.1M | ||
| Q4 24 | $30.4M | $-37.6M | ||
| Q3 24 | $9.6M | $-41.1M | ||
| Q2 24 | $7.7M | $-41.6M | ||
| Q1 24 | $5.1M | $-50.2M |
| Q4 25 | $30.1M | — | ||
| Q3 25 | $6.2M | — | ||
| Q2 25 | $5.6M | $-13.3M | ||
| Q1 25 | $9.1M | $-21.3M | ||
| Q4 24 | $28.7M | $-37.6M | ||
| Q3 24 | $9.4M | $-41.1M | ||
| Q2 24 | $7.4M | — | ||
| Q1 24 | $3.9M | $-50.4M |
| Q4 25 | 116.2% | — | ||
| Q3 25 | 24.3% | — | ||
| Q2 25 | 22.8% | -112.9% | ||
| Q1 25 | 37.6% | -188.2% | ||
| Q4 24 | 121.1% | -272.2% | ||
| Q3 24 | 36.6% | -441.6% | ||
| Q2 24 | 31.2% | — | ||
| Q1 24 | 16.1% | — |
| Q4 25 | 6.7% | 0.0% | ||
| Q3 25 | 4.3% | 0.0% | ||
| Q2 25 | 3.0% | 0.1% | ||
| Q1 25 | 0.6% | 1.3% | ||
| Q4 24 | 7.2% | 0.0% | ||
| Q3 24 | 1.0% | 0.1% | ||
| Q2 24 | 1.0% | 0.0% | ||
| Q1 24 | 4.7% | — |
| Q4 25 | 4.64× | — | ||
| Q3 25 | 1.47× | — | ||
| Q2 25 | 1.00× | — | ||
| Q1 25 | 1.63× | — | ||
| Q4 24 | 4.96× | — | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 1.37× | — | ||
| Q1 24 | 0.86× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
